The Weekly Credit Card Rate Report for July 21, 2015

July 21, 2015, Written By Bill Hardekopf

The Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual Percentage Rates for credit cards was 14.67% which was higher than 14.65% last week. The average cash advance rate for this week was 21.81% which was the same as last week. Below are the averages from the Complete Credit Card Index for the previous ten weeks:

Date: Rate:
July 16 14.65%
July 9 14.65%
July 2 14.62%
June 25 14.62%
June 18 14.62%
June 11 14.60%
June 5 14.55%
May 28 14.55%
May 21 14.50%
May 14 14.50%
May 7 14.48%
April 30 14.48%
April 23 14.46%
April 16 14.45%
April 9 14.45%

From our Complete Credit Card Index (CCCI), we’ve identified the three cards out of 1,000+ US based cards with the lowest interest rates.  The three cards with the lowest rates this week are:

  1. 5.00% Speedway SuperAmerica Credit Card
  2. 5.15% First Tennessee Platinum Premier Visa
  3. 6.25% Lake Michigan Credit Union Platinum Visa

The weekly credit card rate report is compiled by our editorial team using data we collect and update on a weekly basis.  Please note: Rates may occasionally change due to the number of cards being tracked, new card additions, removal of cards by issuers and other factors beyond our control.

The information contained within this article was accurate as of July 21, 2015. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.