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Low Intro Rate Credit Cards

These low introductory rate credit cards have very attractive introductory interest rates for a period of time, usually between twelve to fifteen months. Be sure to compare the APR after this initial period as you choose your card. Our objective opinion is included on each card. The cards are sorted in order of our editor’s opinion.

1. Citi Simplicity® Visa Card
Citi Simplicity® Visa Card Apply Now See Details
Intro Rate: 0%* on purchases and balance transfers for 18 months*
Interest Rate: 12.99-21.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: Introductory 0% APR on purchases AND balance transfers, no annual fee, no late fees.

2. Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card Apply Now See Details
Intro Rate: 0% Intro APR for 18 months
Interest Rate: 11.99%-21.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory rate, personalized concierge service, no annual fee

3. Discover it®
Discover it® Apply Now See Details
Intro Rate: 0% APR for 14 months on purchases
Interest Rate: 10.99%-22.99% (V)
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% Intro APR, great cash back opportunities

4. Capital One® VentureOne(SM) Rewards Credit Card
Capital One® VentureOne(SM) Rewards Credit Card Apply Now See Details
Intro Rate: 0% Intro APR on Purchases until May 2014
Interest Rate: 11.9-19.9% (V)
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Introductory APR; rewards program.

5. Capital One® Platinum Prestige Credit Card
Capital One® Platinum Prestige Credit Card Apply Now See Details
Intro Rate: 0% Intro on Purchases and Balance Transfers until August 2014
Interest Rate: 10.9% - 18.9% (V)
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Introductory APR; No annual fee.

6. Citi® Dividend Platinum Select® Visa® Card

Citi® Dividend Platinum Select® Visa® Card Apply Now See Details
Intro Rate: 0%* on purchases and balance transfers for 12 months*
Interest Rate: 12.99-22.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory APR offer, cash back on every purchase, no annual fee

7. Simmons First Visa Platinum
Simmons First Visa Platinum Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: No Annual Fee

Credit Profile : Excellent

Editor Rating :

Best Card Features: N/A

8. Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express Apply Now See Details
Intro Rate: 0% on purchases for 12 months
Interest Rate: 12.99-21.99% (V)
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: No annual fee, 0% intro APR on purchases for 12 months, flexibility to pay over time, $100 welcome bonus

9. Blue Sky from American Express®
Blue Sky from American Express® Apply Now See Details
Intro Rate: 0% intro APR for 12 months
Interest Rate: 17.24-22.24% (V)
Annual Fee: $0

Credit Profile : Good

Editor Rating :

Best Card Features: Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership - redeemable for a $100 statement credit.

10. Citi ThankYou® Card
Citi ThankYou® Card Apply Now See Details
Intro Rate: 0% intro APR on balance transfers and purchases for 15 months
Interest Rate: 12.99-22.99% (V)
Annual Fee: $0*

Credit Profile : Good

Editor Rating :

Best Card Features: 0% introductory APR offer on Purchases and Balance Transfers; ThankYou® rewards program, earn points on every eligible purchase, no annual fee.