IberiaBank Credit Cards
Here is a summary of all the IberiaBank credit cards offered on our site. Our objective opinion is included on each card.
1. IberiaBank Visa® Platinum Rewards Card
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| Interest Rate: | 9.25%, 12.25%, or 15.25%** |
|---|---|
| Intro Rate: | 1.99% APR for 6 Billing Cycles |
| Grace Period: | 25 Days |
| Credit Limit: | up to $14,000 |
| Annual Fee: | None |
Special Offers: Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
Our Opinion: Created for those with very good credit who will use the reward program. Earn 1 point per $1 spent. Use points for travel and gift certificates for participating merchants. Low interest rate for purchases and cash advances, for those who qualify. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.
2. IberiaBank Visa® Select Card
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| Interest Rate: | 7.50%, 9.50% or 11.50%* |
|---|---|
| Intro Rate: | 0.00% or 7.50% for 12 Months on Purchases or 1.99% or 7.50% for 12 billing cycles on balance transfers |
| Grace Period: | 25 Days |
| Credit Limit: | up to $14,000 |
| Annual Fee: | $35 |
Special Offers: Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. Introductory Rate of 1.99% or 7.50% for 12 billing cycles for balance transfers.
Our Opinion: Created for those with excellent credit who may occassionally carry a balance.Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles. Applies to balance transfers processed within three months of your account open date. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors. Must be employed by current employer for a minimum of six months. Proof of income is required.
3. IberiaBank Visa® Gold Cash Back Rewards Card
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| Interest Rate: | 9.25%, 12.25%, or 15.25%** |
|---|---|
| Intro Rate: | 1.99% APR for 6 Billing Cycles |
| Grace Period: | 25 Days |
| Credit Limit: | up to $14,000 |
| Annual Fee: | None |
Special Offers: Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.
Our Opinion: Created for those with very good credit who want a cash reward card. Earn 1% rebate per $1 spent. Earn unlimited rebates; rebates do not expire. Low interest rate for those qualify. Same low rate for cash advances. Benefits include travel accident insurance. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.
4. IberiaBank Visa® Classic Card
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| Interest Rate: | 7.25%, 10.25%, or 13.25%** |
|---|---|
| Intro Rate: | 1.99% APR for 6 Billing Cycles |
| Grace Period: | 25 Days |
| Credit Limit: | up to $14,000 |
| Annual Fee: | None |
Special Offers: Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.
Our Opinion: Low-rate Visa card created for those with average credit who sometimes carry a balance. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.
