1. Chase Sapphire Preferred℠ Card

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Interest Rate:	15.24% *
Intro Rate:	No Introductory Rate Available
Grace Period:	21 Days
Credit Limit:	n/a
Annual Fee:	$95

Our Opinion: Earn 40,000 bonus points after spending $3,000 on the card during the first three months. Earn double Points for Food and Travel. Earn 1 point per dollar spent on all other purchases. Use 20% fewer points when you book your flight, cruise or other travel arrangements via Ultimate Rewards. Transfer your earned points to participating frequent traveler programs at a 1:1 value, and never have to worry about foreign transaction fees. Earn 7% annual points dividend based on the amount of points you've accrued during the previous year; this includes the points you've already redeemed. The $95 annual fee is waived during the first year. There is no fee for foreign transactions.

2. Capital One® Venture℠ Rewards Credit Card

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Interest Rate:	13.9% - 20.9% (V)*
Intro Rate:	No Introductory Information Available
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	$59

Our Opinion: Created for people with excellent credit who want to earn airlines miles or gift cards rewards. This card has one of the most generous reward offers available: 2 miles per $1 spent on all purchases. Earn unlimited miles each year; miles do not expire. Use miles on any airline, anytime. There are no seat restrictions or blackout dates. Miles may also be redeemed for travel, merchandise, and gift cards. Benefits include purchase insurance and emergency roadside assistance. No foreign transaction fee. Offers concierge services. Click "Apply Now" to apply online or call 877-834-4206.

3. Capital One® VentureOne℠ Rewards Credit Card

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Interest Rate:	11.9% - 19.9% (V)*
Intro Rate:	0% Intro on Purchases Until May 2013
Grace Period:	25 Days (Min.)
Credit Limit:
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases until May 2013.

Our Opinion: The Capital One® VentureOne(SM) Rewards is for people with excellent credit and is by far one of the best and least costly airline reward cards available. Through the rewards program, cardholders earn 1.25 mile per dollar spent on all purchases. Earn unlimited miles; miles do not expire. Miles are redeemable for flights on any airline with no blackout dates. Also redeem for travel, merchandise, and gift certificates. Miles can also be donated to participating charities. No annual fee. No foreign transaction fee. Click "Apply Now" to apply online or call 877-834-4206.

4. Discover® More Card

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Interest Rate:	10.99% - 20.99% (V)**
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: *0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a cash reward card. Enroll to earn 5% Cashback Bonus® in rotating categories like travel, gas, restaurants, home, apparel, and movies (categories rotate every 3 months) You must sign up for each 5% program and there is a bonus limit set for each program. Up to 1% rebate on all other purchases. Spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.* Redeem in $50 increments; no limit for amount earned. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Benefits include travel accident insurance, auto rental insurance, and various security and fraud protection services. 15-month intro period for balance transfers but the balance transfer fee is 3%. This card will benefit those who pay off their balance each month, spend at least $3,000 a year (to receive the 1% cash rebate) and use their cashback awards at participating retailers (to receive double cash rebates). (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited).

5. Starwood Preferred Guest® Credit Card from American Express

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Interest Rate:	15.24% - 19.24% variable*
Intro Rate:	No Introductory Rate Available
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	$65

Our Opinion: Created for those with good credit who often stay at Starwood resorts and hotels. The interest rate for purchases is reasonably low for a reward card. The annual fee is $65 is waived the first year. Earn 1 point per $1 spent on the card and 2 points per $1 spent for Starwood related purchases (Starwood has over 750 participating hotels and resorts). Redeem points for various travel related services including free hotel stays and airline travel. Members receive 10,000 points (3 free nights at some hotels) with first purchase. Receive an additional 15,000 Starpoints if you spend $5,000 within first 6 months. Points do not expire as long as you make one eligible stay per year. Transfer earned points to a variety of frequent flyer programs. Benefits include auto rental insurance, travel accident insurance, and various fraud protection services with each usage. This card will benefit those who will pay in full each month after the intro rate expires, frequently stay at Starwood Hotels and Resorts (to earn additional points), and can accumulate enough points for a free hotel stay or other travel related service within a two-year period. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

6. Choice Privileges MasterCard® credit card

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Interest Rate:	16.99%*
Intro Rate:	Please refer to online application legal disclosures.
Grace Period:	21 Days
Credit Limit:	n/app
Annual Fee:	None

Special Offers: Please refer to online application legal disclosures.

Our Opinion: The Choice Privileges MasterCard® credit card issued by MBNA Canada gives hotel rewards to those who enjoy traveling. Now, you will be automatically upgraded to Elite Gold Status at Choice Privileges resorts all over the world! 16,000 Points If you apply by June 13, 2012 you can enjoy 16,000 points - that's enough for 2 free nights at any of the over 1,500 hotel locations across North America. There are no blackout dates for reward nights. Rewards are also redeemable for charitable donations, gift cards and other travel rewards. Up to 15 Points. When you make purchases at any of the 5,500 Choice Privileges locations in Canada, the United States (including Hawaii), Europe, the Middle East, Mexico, Central America, the Caribbean and Australasia - you can enjoy up to 15 points for every $1 you spend. Partner hotels include Comfort Inn, Comfort Suites, Quality Inn and Clarion. All hotels that participate are included in this promotion. Elite Gold Status.You will earn more points every day as an Elite Gold member. You'll also enjoy zero annual fee! Elite members include express reservations and check in, extended check out, high speed internet access and a complimentary newspaper during your stay. For those shopping for a hotel rewards card that automatically transfers them to elite status, choose the card that rewards them for making purchases at hotels all over the world - the Choice Privileges MasterCard® credit card.

7. Escape by Discover® Card

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Interest Rate:	10.99% - 16.99% (V)**
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	$60

Special Offers: 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%. See terms and conditions for complete details.

Our Opinion: Created for consumers with good credit who want to quickly earn travel miles. Earn 1,000 miles for each month a purchase is made for the first 25 months of opening an account (for a total of 25,000 Bonus Miles*). Earn unlimited Double Miles on all personal and business purchases. Miles don't expire. Use miles to book travel or hotel stay. Fly on any airline, book any hotel or car, with no blackout dates. can also be used for cash or gift cards. Benefits include car rental insurance, travel delay insurance, lost luggage insurance, and tip cancellations insurance. $60 annual fee.

8. Discover® Open Road Card for Students

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Interest Rate:	12.99%- 18.99% V*
Intro Rate:	0% Interest* for 9 Months
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 0% introductory APR* on purchases for 9 months. See terms and conditions for complete details.

Our Opinion: Created for students who want to earn cash rewards for gas and auto maintenance. Double Cashback Bonus® at any gas station and any restaurant on your first $250 in purchases each month. Earn up to 1% for general purchases. Redeem rewards in $20 increments. Earn unlimited rebates. Rebates do not expire if the account is active within a 36-month period. Standard benefits for account management and unauthorized transactions. This card will benefit those who will use their Cashback Bonus® award at participating retailers (to maximize the rebates) and who will pay their balance in full each month. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)

9. IberiaBank Visa® Gold Cash Back Rewards Card

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Interest Rate:	9.25%, 12.25%, or 15.25%**
Intro Rate:	1.99% APR for 6 Billing Cycles
Grace Period:	25 Days
Credit Limit:	up to $14,000
Annual Fee:	None

Special Offers: Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.

Our Opinion: Created for those with very good credit who want a cash reward card. Earn 1% rebate per $1 spent. Earn unlimited rebates; rebates do not expire. Low interest rate for those qualify. Same low rate for cash advances. Benefits include travel accident insurance. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.

10. Capital One® Orbitz® Visa® Platinum

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Interest Rate:	13.9% - 19.9% (V)*
Intro Rate:	0% Intro on Purchases Until May 2013
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases until May 2013.

Our Opinion: The Capital One® Orbitz® Visa® Platinum card is for people with excellent credit who want a travel reward card. Through the reward program, cardholders earn 1 point per dollar spent on general purchases and 3 points per dollar spent on all eligible Orbitz.com travel, hotel, and vacation package bookings. Points are redeemable for flights on any airline with no blackout dates, cash, merchandise, and gift certificates. Points can also be donated to participating charities. This card has no annual fee and an above average interest rate for purchases and balance transfers. This card provides signature benefits such as $0 fraud liability, travel accident insurance, 24-hour travel and emergency assistance and auto rental insurance.

11. Marriott Rewards® Premier Credit Card

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Interest Rate:	15.24%*
Intro Rate:	No introductory rate available.
Grace Period:	21 Days
Credit Limit:	n/app
Annual Fee:	$85

Special Offers: No introductory rate available.

Our Opinion: The Marriott Rewards® Premier Credit Card is a hotel rewards credit card that comes with FREE hotel night stays and instant BONUS points. To add to these rewards, cardholders will have the annual fee for the first year waived. Receive 50,000 BONUS Points - After your first purchase or balance transfer, you'll also receive 1 FREE hotel night stay at any Category 1-4 location you desire. All just for becoming a Marriott Rewards® Premier Credit Card cardholder! Stockpile Your Rewards Points with Every Purchase - You will receive 5 points for every $1 spent at Marriott® locations and 2 points for every $1 spent on eligible restaurant, plane tickets and rental car purchases. Plus, you will earn 1 point for every $1 spent on every other purchase. Elite Status - Receive Elite Status even faster by earning 1 Elite Night Credit for every $3,000 you spend. Garner 15 Elite Night Credits every year on your membership anniversary. By using the card for frequent purchases you'll quickly achieve exclusive Elite Status. Shop the Globe - Visit various Marriott locations across the world, and enjoy no foreign transaction fees while making purchases. Use your Marriott Rewards® Premier Credit Card as much as you like. You'll enjoy the added perk of on your membership anniversary, you'll receive an extra BONUS free night stay at any participating Category 1-5 Marriott® of your choice. The Marriott Rewards® Premier Credit Card is the card that makes your next vacation a dream vacation. Enjoy exclusive benefits such as a waived annual fee for the first year and BONUS points that are good towards hotel stays, airline miles and more. Apply for the Marriott Rewards® Premier Credit Card today, and start packing!

12. Southwest Airlines Rapid Rewards® Plus Credit Card - FREE FLIGHT

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Interest Rate:	15.24%*
Intro Rate:	No introductory rate available.
Grace Period:	21 Days
Credit Limit:	n/app
Annual Fee:	$69

Special Offers: No introductory rate available.

Our Opinion: Created for people with good credit who want to earn free flights on Southwest Airlines. Get 25,000 bonus points after your first purchase--enough for a free round trip flight to virtually any of Southwest's destinations. You will receive 3,000 bonus points on every anniversary of the date you opened your account. Earn unlimited points and points do not expire. Earn 2 points per every $1 you spend on Southwest Airline purchases as well as 2x points per $1 spent at any Southwest Airlines Rapid Rewards hotel or car rental partner. You'll earn 1 point per $1 that you spend on everything else. There is no fee for bags and there is no charge to change your flight. 3% fee for foreign transactions.

13. Miles by Discover® Card

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Interest Rate:	10.99% - 15.99% (V)**
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*

Our Opinion: Created for those with good credit who want travel rewards. Earn double miles on up to $3,000 in travel and restaurant purchases. During the first year of membership, earn 1,000 bonus miles in every month you make a purchase, up to 12,000 miles. Earn 1 mile per $1 spent on general purchases. Use miles for airfare on most major airlines with no blackout dates. No limit on miles and miles don't expire. Benefits include auto rental insurance and up to $500,000 in travel accident insurance.

14. Hyatt Credit Card

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Interest Rate:	15.24% Variable*
Intro Rate:	No introductory rate available
Grace Period:	21 Days
Credit Limit:	n/app
Annual Fee:	$75

Special Offers: No introductory rate available

Our Opinion: The Hyatt Credit Card, issued by Chase, is a hotel rewards card that provides members with exceptional rewards and point garnering opportunities. You will even enjoy special benefits and no foreign transaction fees. First Purchase - New cardholders are immediately eligible for 2 Award Nights at Hyatt properties worldwide, once you make your first purchase with the card - redeemable at any time. You also receive 1 Anniversary Award Night annually at any of the popular luxury hotel brand's category 1-4 properties. Reward Points - Members are further rewarded with 3 Hyatt Gold Passport points per $1 spent at Hyatt properties. You'll receive 1 Hyatt Gold Passport point per $1 spent on all other purchases made using the card. No locations are excluded from this offer. Hyatt Credit Card holders are further rewarded as a recipient of the card: you don't have to worry about blackout dates for redemption and spending of your rewards. Gold Passport Platinum Membership - Enjoy additional rewards, such as a 15% point bonus when choosing points for your stay, expedited check-in, complimentary in-room Internet, your own exclusive booking line, the best available room in the category you select during booking (higher floors or larger rooms) and 2:00 PM late check out. Exclusive Benefits - You're given all of the benefits of concierge service, travel accident insurance, lost luggage coverage, purchase security, emergency card replacement and more! Some of the other perks that come standard: no foreign transaction fees for international purchases, plus Smart Chip protection is employed on all your international purchases when you use the Hyatt Credit Card. The Hyatt Credit Card, issued by Chase, will take you to places you've never been before, and allow you to experience luxurious rewards at every corner. Get the card that was designed to make your vacation stand out from the rest!!