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Good Credit

These credit cards are for people who have good credit. Our objective opinion is included on each card.

1. Discover® Open Road(SM) Card

Discover® Open Road(SM) Card Apply Now See Details
Interest Rate: 11.99%
Intro Rate: 0% Intro APR*
Grace Period: 25 Days (Min.)
Credit Limit: up to $50,000
Annual Fee: None

Special Offers: There is a 0% introductory APR* on purchases and balance transfers for 6 months. See terms and conditions for complete details.

Our Opinion: With a low APR, this is a good choice for those with very good credit. 5% cashback on gas and auto maintenance purchases; the 5% rebate is limited to the first $100 in combined gas and auto maintenance each month. Purchases that are part of your first $3,000 earn .25%, earn a full 1% unlimited Cashback Bonus® on all other purchases after your total annual purchases exceed $3,000. Platinum card members can enroll in the Get More program and receive 5% Cashback Bonus® in reward categories that rotate every 3 months (such as gas/auto, clothing/education, restaurants, travel and more). Exchange your cash reward for up to double the amount in gift cards or certificates from Discover Card Partners. Computes balances for purchases with two-cycle daily balance method which usually results in higher finance charges. This card benefits those who will pay off their card each month and charge up to $1,200 on gas and auto maintenance each year (to maximize the rebate).

2. Discover® More(SM) Card

Discover® More(SM) Card Apply Now See Details
Interest Rate: As low as 11.99%
Intro Rate: 0% Intro APR*
Grace Period: 25 Days (Min.)
Credit Limit: up to $50,000
Annual Fee: None

Special Offers: There is a 0% introductory APR* on purchases and balance transfers for 6 months. *See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a cash reward card. 5% Cashback Bonus® in categories like travel, gas, restaurants, home, apparel, and movies (categories rotate every 3 months). Purchases that are part of your first $3,000 earn .25%, earn a full 1% unlimited Cashback Bonus® on all other purchases after your total annual purchases exceed $3,000. Redeem in $50 increments; no limit for amount earned. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Benefits include travel accident insurance, auto rental insurance, and various security and fraud protection services. This card will benefit those who pay off their balance each month, spend at least $3,000 a year (to receive the 1% cash rebate) and use their cashback awards at participating retailers (to receive double cash rebates).

3. Capital One® No Hassle Miles(SM) Rewards - Good Credit

Capital One® No Hassle Miles(SM) Rewards - Good Credit Apply Now See Details
Interest Rate: 16.90% Variable
Intro Rate: 0% on Purchases Until May 2010
Grace Period: 25 Days
Credit Limit: N/A
Annual Fee: None

Special Offers: A 0% introductory rate is available on purchases until May 2010. See terms and conditions for complete details.

Our Opinion: Created for those with above average credit, this card has one of the best and least expensive airline reward programs. Earn 1.25 per $1 on all purchases. Use miles for flights on any airlines. No blackout dates. Earn unlimited miles and miles do not expire. Benefits include extended warranties for purchases, roadside assistance and travel accident insurance.

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