Good Credit
These credit cards are for people who have good credit. Our objective opinion is included on each card.
1. Capital One® Platinum Prestige Credit Card
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| Interest Rate: | 10.9% - 18.9% (V)* |
|---|---|
| Intro Rate: | 0% Intro on Purchases and Balance Transfers Until May 2013 |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: 0% APR on Purchases and Balance Transfers Until May 2013.
Our Opinion: Created for those with excellent credit. No annual fee, low interest rate, and 0% APR on purchases and balance transfers. Benefits include warranties for purchases, auto rental insurance, and roadside assistance and travel accident insurance. No fee for international transactions. Good option for those who are transferring a balance from a higher rate. Click "Apply Now" to apply online or call 877-834-4206.
2. Discover® Open Road Card - $150 Restaurant.com Gift Certificate
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| Interest Rate: | 10.99% - 20.99% (V)** |
|---|---|
| Intro Rate: | 0% Intro APR* |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: There is a 0% intro APR on purchases and balance transfers for 12 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details.
Our Opinion: Creates for those with very good credit who want cash rewards on gas and auto maintenance expenses. Get double Cashback. Earn a full 2% Cashback Bonus automatically at any gas station and any restaurant. Up to 1% for general purchases (purchases that are part of the first $3,000 earn .25%). Free $150 Restaurant.com Gift Certificate with first purchase. Unlimited rebates. Earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. 5% to 20% Cashback Bonus at over 150 top retailers through the online shopping mall. 3% balance transfer fee. Benefits include travel accident insurance and auto rental insurance. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)
3. Citi® Platinum Select® MasterCard®
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| Interest Rate: | 11.99% - 21.99%* (Variable)* |
|---|---|
| Intro Rate: | 0% Intro APR* |
| Grace Period: | 20 - 25 Days |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: 0% Intro APR for 21 Months on Balance Transfers*, and 0% Intro APR for 21 Months on Purchases*
Our Opinion: An attractive card if you have good or excellent credit. One of the best intro rates available--0% interest rate for 18 months for balance transfers and 0% for 18 months for purchases. No annual fee. Balance transfer fee is 3% ($5 minimum, no maximum). Cardholder benefits are average compared to other platinum cards and include auto rental insurance, fraud protection services, and retail protection insurance. (Not designed for applicants with average or poor credit).
4. Chase Freedom® MasterCard - $100 Bonus Cash Back + 0% Intro APR
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| Interest Rate: | as low as 11.99% Variable* |
|---|---|
| Intro Rate: | 12 months on balance transfers, 6 months on purchases |
| Grace Period: | 21 Days |
| Credit Limit: | n/app |
| Annual Fee: | None |
Special Offers: 0% APR for 12 months on Balance Transfers; 0% APR for 6 months on Purchases
Our Opinion: Created for those with excellent credit who want a cash rewards card. Standard rebates, earn 1% per $1 spent. Earn 5% cash back, on up to $1,500 spent each quarter, in rotating categories such as home improvement, gas, utilities, dining, and department stores. Earn more cash back of you shop at select merchants online through Chase. Earn unlimited rewards; cash rebates do not expire. Limited cardholder benefits. Length of intro period is determined by your application and credit history.
5. IberiaBank Visa® Gold Cash Back Rewards Card
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| Interest Rate: | 9.25%, 12.25%, or 15.25%** |
|---|---|
| Intro Rate: | 1.99% APR for 6 Months |
| Grace Period: | 25 Days |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.
Our Opinion: Created for those with very good credit who want a cash reward card. Earn 1% rebate per $1 spent. Earn unlimited rebates; rebates do not expire. Low interest rate for those qualify. Same low rate for cash advances. Benefits include travel accident insurance. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.
6. Capital One® Venture℠ Rewards Credit Card
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| Interest Rate: | 11.9% - 19.9% (V)* |
|---|---|
| Intro Rate: | No Introductory Information Available |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | $59 |
Our Opinion: Created for people with excellent credit who want to earn airlines miles or gift cards rewards. It has one of the most generous reward offers: 2 miles per $1 spent on all purchases. Earn unlimited miles each year; miles do not expire. Use miles on any airline, anytime. There are no seat restrictions or blackout dates. Miles may also be redeemed for travel, merchandise, and gift cards. Benefits include purchase insurance and emergency roadside assistance. No foreign transaction fee. Offers concierge services. Click "Apply Now" to apply online or call 877-834-4206.
7. Capital One® VentureOne℠ Rewards Credit Card
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| Interest Rate: | 11.9% - 19.9% (V)* |
|---|---|
| Intro Rate: | 0% Intro on Purchases Until February 2013 |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | |
| Annual Fee: | None |
Special Offers: A 0% introductory rate is available on purchases until February 2013. See terms and conditions for complete details.
Our Opinion: The Capital One® VentureOne(SM) Rewards is for people with excellent credit and is by far one of the best and least costly airline reward cards available. Through the rewards program, cardholders earn 1.25 mile per dollar spent on all purchases. Earn unlimited miles; miles do not expire. Miles are redeemable for flights on any airline with no blackout dates. Also redeem for travel, merchandise, and gift certificates. Miles can also be donated to participating charities. No annual fee. No foreign transaction fee. Click "Apply Now" to apply online or call 877-834-4206.
8. Citi® Diamond Preferred® Card
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| Interest Rate: | 11.99% - 21.99%* (Variable)* |
|---|---|
| Intro Rate: | 0% Intro APR* |
| Grace Period: | 20 - 25 Days |
| Credit Limit: | n/app |
| Annual Fee: | None |
Special Offers: *The introductory rate is available on balance transfers for 21 months and on purchases for 21 months.
Our Opinion: Created for those with good credit. One of the longest intro rates available for both purchases and balance transfers. No annual fee and a low interest rates. Balance transfer fee is 3% of transferred amount; $5 minimum.


