1. Discover® Open Road(SM) Card

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Interest Rate:	10.99%
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	up to $50,000
Annual Fee:	None

Special Offers: There is a 0% introductory APR* on purchases for 6 months and a 0% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details.

Our Opinion: With a low APR, this is a good choice for those with very good credit. 5% cashback on gas and auto maintenance purchases; the 5% rebate is limited to the first $100 in combined gas and auto maintenance each month. All other purchases receive up to 1%. Earn .25% for your 1st $1,500 in charges; your second $1,500 earns .50%. Purchases over $3,000 earn 1%. Platinum card members can enroll in the Get More program and receive 5% CashBack in reward categories that rotate every 3 months (such as gas/auto, clothing/education, restaurants, travel and more). Exchange your cash reward for up to double the amount in gift cards or certificates from Discover Card Partners. 3% balance transfer fee: $10 minimum, $75 maximum. Computes balances for purchases with two-cycle daily balance method which usually results in higher finance charges. This card benefits those who will pay off their card each month and charge up to $1,200 on gas and auto maintenance each year (to maximize the rebate).

2. Discover® More(SM) Card

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Interest Rate:	10.99%
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	up to $50,000
Annual Fee:	None

Special Offers: There is a 0% introductory APR* on purchases for 6 months and a 0% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a cash reward card. 5% Cashback Bonus in categories like travel, gas, restaurants, home, apparel, and movies (categories rotate every 3 months). Earn up to 1% Cashback Bonus on general purchases. Cashback rewards: $25-1,500-.25%, $1,500-3,000-.50%, over $3,000- 1%. Redeem in $20 increments; no limit for amount earned. Double your Cashback bonus when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Benefits include travel accident insurance, auto rental insurance, and various security and fraud protection services. This card will benefit those who pay off their balance each month, spend at least $3,000 a year (to receive the 1% cash rebate) and use their cashback awards at participating retailers (to receive double cash rebates).

3. Chase Freedom(SM) Credit Card

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Interest Rate:	14.99%
Intro Rate:	No Introductory Rate Available
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Our Opinion: Created for those with good credit who want a cash reward card with an option for points. Earn 1 point per $1 spent. Each billing cycle, earn 2 bonus points for each $1 of eligible purchases made at merchant locations in the 3 bonus categories where you have spent the most (when you reach $600 in spending in the bonus categories, you will only earn the 1 point for each additional $1 spent). Maximum bonus rebate accumulation per billing cycle is $12 in bonus rebates or 1,200 points monthly (equates to $600 in net purchases). You have the freedom to switch rewards to earn points instead of cash. Benefits include auto rental insurance, travel accident insurance and emergency assistance services. Average APR for a reward card. The length of your introductory period will be either 6 months for purchases and balance transfers or 3 months for balance transfers only, depending on their review of your application and credit history.

4. Capital One® No Hassle Miles(SM) Rewards - Good Credit

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Interest Rate:	16.90%
Intro Rate:	No introductory rate available
Grace Period:	25 Days
Credit Limit:	up to $15,000
Annual Fee:	None

Our Opinion: The Capital One® No Hassle Miles(SM) Rewards - Good Credit is a credit card for people with good credit and is by far one of the best and least costly airline rewards cards available. Through the rewards program, cardholders will earn 1.25 miles per dollar spent on all purchases. Miles are redeemable for flights on any airline with no blackout dates, cash, merchandise, and gift certificates. Miles can also be donated to participating charities. There is no limit on the number of miles earned and miles do not expire for the life of the account. This card has no annual fee and an average interest rate for both purchases and balance transfers. This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those who want an airline reward card with an interest rate that gives them the option to carry a balance may benefit most from what the Capital One® No Hassle Miles(SM) Rewards - Good Credit card has to offer.

5. Capital One® No Hassle Cash(SM) Rewards - Good Credit

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Interest Rate:	16.90%
Intro Rate:	No Introductory Rate Available
Grace Period:	25 Days
Credit Limit:	up to $10,000
Annual Fee:	None

Our Opinion: The Capital One® No Hassle Cash(SM) Rewards - Good Credit card is for people with good credit and is ideal for those who would like a card that offers a cash back reward program. Through the reward program, cardholders earn a 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases. There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. Cash rewards can also be redeemed for gift cards. This card has no annual fee and it has an reasonable interest rate for purchases and balance transfers. In addition, this card provides platinum benefits and services including extended warranties for purchases, travel accident insurance, and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those who want a cash back reward card and will take advantage of the additional services will benefit most from what the Capital One® No Hassle Cash(SM) Rewards - Good Credit card has to offer.

6. Citi® Platinum Select® MasterCard®

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Interest Rate:	As low as 8.49%
Intro Rate:	0% APR for up to 12 Months
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: The introductory rate is available on purchases and balance transfers for up to twelve months.

Our Opinion: This card has a low rate intro for purchases and balance transfers with no annual fee. Length of intro period will be 12 or 6 months, depending on review of your application and credit history. Balance transfer fee is 3% ($5 minimum, no maximum). 3% international transaction fee. Platinum cardholder benefits include auto rental insurance, fraud protection services, up to $1,000,000 in travel accident insurance, and retail protection insurance.

7. Blue from American Express®

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Interest Rate:	As low as 9.99%
Intro Rate:	0% APR for up to 15 Months
Grace Period:	20 Days
Credit Limit:	up to $100,000
Annual Fee:	None

Special Offers: The introductory rate for purchases varies and will be fifteen months, twelve months, or six months. A 4.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the application process.

Our Opinion: One of the best reward cards available with one of the lower interest rates for a reward card. 12 or 6 months intro period, determined by a review of your application and credit score. Balance transfer fee is 3% ($5 min, $99 max). The Membership Rewards Express program is free and offers the best variety of rewards in the industry. Receive 1 point per $1 spent. Earn unlimited points; points do not expire. Benefits include purchase protection, discounts at select retailers and merchants, auto rental insurance, travel and emergency services, and a year-end financial statement. This card will benefit those who qualify for the lowest rate offered and plan to take advantage of the additional benefits and discounts available.

8. Chase Platinum MasterCard®

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Interest Rate:	10.99%
Intro Rate:	0% APR for up to 12 Months
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Our Opinion: This Chase credit card has one of best intro rates on purchases and balance transfers for those with very good credit. However, there is a 3% balance transfer fee; it will not be less than $5 or more than $75. If you have average credit and qualify for the standard pricing, the intro period is only 3 months. The card has a reasonable interest rate and no annual fee. Earn 1 point per $1 spent. Rewards include cash back, travel, merchandise, and gift cards. Earn up to 60,000 points per year. Individuals who have a banking account with Chase will also be considered for a lower APR (1% less than those who do not). The card does have a high APR for cash advances. 3% international transaction fee. Benefits include insurance for auto rental, travel accident insurance, and a year-end summary of transactions.

9. Chase PerfectCard™ MasterCard®

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Interest Rate:	10.99%
Intro Rate:	0% APR for up to 6 Months
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: Depending on the applicant's credit history, the introductory period will be either 6 months for purchases and balance transfers or 3 months for balance transfers only.

Our Opinion: This card has a high APR, so it is a good choice only if you pay your balance off each month. It gives rebates on gas purchased at any gas station, not just a specific brand. 6% rebate on all purchases made at any gas station for the first 90 days. After that, you will earn a 3% rebate on all gas purchases (maximum monthly rebate on net purchases that earn the 3% rebate is $15). 1% rebate on all other purchases. Rebates are automatically credited toward any future purchase made with the card. 3% balance transfer fee ($5 minimum, $99 maximum).