1. Chase Freedom® Visa - $200 Bonus Cash Back

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Interest Rate:	15.99% - 22.99% Variable*
Intro Rate:	No Introductory Rate Available
Grace Period:	21 Days
Credit Limit:	n/app
Annual Fee:	None

Special Offers: No Introductory Rate Available

Our Opinion: In addition to the $200, you will earn an unlimited 1% cash back on everything you buy. Earn 5% cash back on seasonal spending categories that change with each yearly quarter. You receive cash back on everything from grocery store purchases and travel to home and garden improvements.

2. Discover® Open Road Card - $150 Restaurant.com Gift Certificate

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Interest Rate:	10.99% - 20.99% (V)**
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 0% intro APR on purchases and balance transfers for 12 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details.

Our Opinion: Creates for those with very good credit who want cash rewards on gas and auto maintenance expenses. Get double Cashback. Earn a full 2% Cashback Bonus automatically at any gas station and any restaurant. Up to 1% for general purchases (purchases that are part of the first $3,000 earn .25%). Free $150 Restaurant.com Gift Certificate with first purchase. Unlimited rebates. Earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. 5% to 20% Cashback Bonus at over 150 top retailers through the online shopping mall. 3% balance transfer fee. Benefits include travel accident insurance and auto rental insurance. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)

3. Citi ThankYou℠ Preferred Card - $100 Gift Card

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Interest Rate:	12.99% - 22.99%* (Variable)*
Intro Rate:	0% Intro APR for 12 Months
Grace Period:	20 - 25 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% Intro APR for 12 months on Purchases and Balance Transfers

Our Opinion: Created for those with very good credit. Earn 15,000 points after you spend $1,000 within your first 3 months. That?s enough for $150 in gift cards. Earn 5 ThankYou Points for every $1 spent on all purchases at gas stations, supermarkets and drugstores during the first 12 months and 1 point for every $1 spent thereafter. Earn unlimited ThankYou Points for everyday purchases. 3% fee for balance transfers.

4. Blue Cash Everyday(SM) Card from American Express

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Interest Rate:	17.24%-22.24% Variable*
Intro Rate:	0% intro APR for 12 months.
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% intro APR on purchases for the first 12 months. After this, your regular APR will apply.

Our Opinion: Created for those with good or excellent credit who want a cash back reward card. This cash back rewards program earns you 3% cash back when you shop at supermarkets, 2% cash back on gasoline purchases, and 1% cash back on every other retail purchase that you make. Benefits include purchase protection plan and up to $100,000 in travel accident insurance. However, the high APR makes this a good card only if you pay off your balance each month. Cardholders will earn $25 for each friend and family member they refer that is approved for the Blue Cash Everyday Card from American Express.

5. TrueEarnings® Card from Costco and American Express

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Interest Rate:	15.24% variable*
Intro Rate:	0% on Purchases for 6 months
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: You will enjoy 0% APR for 6 months on purchases from the date of account opening. After that, your regular APR will apply.

Our Opinion: Created for Costco members who have average credit and will take advantage of the cash back reward program. Cash rebate varies by where you make the purchase: 1% is earned on general purchases, 2% is earned for travel-related purchases. 3% is earned for restaurant purchases and for gasoline purchases up to $3,000, 1% thereafter. Earn unlimited rebates. Benefits include purchase protection, travel accident insurance, and auto rental insurance. This card has an above average interest rate for purchases and balance transfers. No annual fee with a paid Costco membership. This card will benefit those who plan to spend at least $5,000 a year on the card and plan to pay in full each month.

6. Citi ThankYou℠ Premier Card - enough for $300 in Gift Cards

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Interest Rate:	13.99% - 21.99%* (Variable)*
Intro Rate:	No Introductory Rate Available
Grace Period:	20 - 25 Days
Credit Limit:	n/app
Annual Fee:	$125

Our Opinion: Earn 30,000 bonus ThankYou Points after $2,000 in purchases within the first 3 months, which is redeemable for $300 in gift cards or other rewards. Earn 1.2 ThankYou Points for purchases at gas stations, supermarkets, and drugstores as well as 1 ThankYou Point for every $1 spent on all other purchases. There is no limit to the amount of points that can be earned, and points never expire. Earn 200 points for signing-up for Account Online and 200 points for enrolling in Paperless Statements (only for new enrollees). At the end of each Citi Thank You membership year, you will also earn an Anniversary Bonus calculated as a percentage of ThankYou Points earned from purchases during that membership year There is a $125 annual fee; however, the annual fee is waived for the first 12 months. There is no foreign transaction fee on purchases.