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Earn back your lower rate

 
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Greg Hampton



Joined: 21 Feb 2006
Posts: 424
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PostPosted: Tue Feb 06, 2007 1:36 pm    Post subject: Earn back your lower rate Reply with quote
If your credit card APR has increased because of late paymnets, some cards, like Capital One, will allow you to earn back your prior rate by paying on time for 12 consecutive months.

They may not do this automatically, so check your payment history. If you have paid at least the minimum balance on time for the past year, contact your cardholder and ask for your previous rate.
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CSK001



Joined: 29 Jan 2009
Posts: 1
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PostPosted: Tue Feb 17, 2009 1:16 am    Post subject: Nice Info. Reply with quote
Hi,
Thanks for sharing this wonderful experience with us. I'm a new one in this website. Please keep updating me.

CSK
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rbbyrbsn



Joined: 10 Jan 2008
Posts: 2
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PostPosted: Fri Mar 19, 2010 3:27 pm    Post subject: Reply with quote
the the laws mandate that be reverted back after six months of on time payments
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