Finance Reward Credit Cards
Consumers can earn financial credits on such things as utility bills, Internet expenses, cable bills, and in some cases, your mortgage principal, or a college fund, just by using these cards for everyday purchases. Our objective opinion is included on each card.
1. TrueEarnings® Card from Costco and American Express
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| Interest Rate: | 15.24% variable* |
|---|---|
| Intro Rate: | 0% on Purchases for 6 months |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: You will enjoy 0% APR for 6 months on purchases from the date of account opening. After that, your regular APR will apply.
Our Opinion: Created for Costco members who have average credit and will take advantage of the cash back reward program. Cash rebate varies by where you make the purchase: 1% is earned on general purchases, 2% is earned for travel-related purchases. 3% is earned for restaurant purchases and for gasoline purchases up to $3,000, 1% thereafter. Earn unlimited rebates. Benefits include purchase protection, travel accident insurance, and auto rental insurance. This card has an above average interest rate for purchases and balance transfers. No annual fee with a paid Costco membership. This card will benefit those who plan to spend at least $5,000 a year on the card and plan to pay in full each month.
