1. Capital One® No Hassle Points(SM) Rewards

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Interest Rate:	16.90%
Intro Rate:	0% on Purchases until December 2008
Grace Period:	25 Days
Credit Limit:	up to $3,000
Annual Fee:	$29

Special Offers: A 0% introductory rate is available on purchases until December 2008. See terms and conditions for complete details.

Our Opinion: The Capital One® No Hassle Points(SM) Rewards card is a great rewards card for those with an average or limited credit history. Through the reward program, cardholders will earn five points per dollar spent at gas stations, major grocery and drug stores, and they earn one point per dollar spent on all other purchases. Points are redeemable for merchandise, cash, travel, and gift cards. There is no limit to the amount of points that can be earned, and points don't expire. This card does have an annual fee of $29; however, there is a 0% introductory rate on purchases until December 2008, and the interest rate is reasonable thereafter. This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those with a limited credit history who want a points rewards card with a 0% introductory rate on purchases will benefit most from what the Capital One® No Hassle Points(SM) Rewards card has to offer.

2. Capital One® Platinum Max(SM)

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Interest Rate:	16.90%
Intro Rate:	No Introductory Rate Available
Grace Period:	25 Days
Credit Limit:	up to $2,500
Annual Fee:	$19

Our Opinion: The Capital One® Platinum Max(SM) card is ideal for those with an average or limited credit history who want the security of having a fixed interest rate. This card has an above average interest rate (for those with a limited credit history), and this interest rate on both purchases and balance transfers will remain fixed for three years, no matter what. This card also has a low annual fee of only $19. This card provides common platinum benefits such as lost or stolen card services, additional safety with purchases, and extended warranties for purchases. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those with a limited credit history who want the comfort of knowing their interest rate will remain fixed for at least three years will benefit most from what the Capital One® Platinum Max(SM) card has to offer.

3. Capital One® Classic Platinum

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Interest Rate:	14.90%
Intro Rate:	0% on Purchases until December 2008
Grace Period:	25 Days
Credit Limit:	up to $3,000
Annual Fee:	$19

Special Offers: A 0% introductory rate is available on purchases until December 2008. See terms and conditions for complete details.

Our Opinion: The Capital One® Classic Platinum card is an excellent option for those with a limited credit history. This card offers a 0% introductory rate on purchases until December 2008, and the interest rate is reasonable thereafter. Plus, the annual fee is only $19. This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those with a limited credit history who would like to take advantage of the 0% introductory offer and the reasonable interest rate thereafter will benefit most from what the Capital One® Classic Platinum card has to offer.