Credit Cards for Fair Credit

These credit cards are for people that have fair credit. Fair credit is generally described as having a credit score in the mid to high 600 range. Our objective opinion is included on each card. The cards are sorted in order of our editor’s opinion.

1. NFL Extra Points Credit Card

NFL Extra Points Credit Card Apply Now See Details
Intro Rate: None
Interest Rate: 14.99% or 22.99% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Card art from all 32 NFL teams; NFL perks

2. Barclaycard® Rewards MasterCard® - Average Credit

Barclaycard® Rewards MasterCard® - Average Credit Apply Now See Details
Intro Rate: n/a
Interest Rate: 24.99% Variable
Annual Fee: $0

Credit Profile : Fair

Editor Rating :

Best Card Features: Point program, No annual fee; Reports to all 3 credit bureaus

3. Discover it® for Students

Discover it® for Students Apply Now See Details
Intro Rate: 0%* on purchases for 6 months* and 10.99% on balance transfers for 6 months from date of first transfer for transfers that post prior to July 10, 2014.
Interest Rate: 12.99%-21.99% Variable
Annual Fee: No annual fee

Credit Profile : Fair

Editor Rating :

Best Card Features: 0% intro APR, cash back opportunities

4. Horizon Gold

Horizon Gold Apply Now See Details
Intro Rate: None
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Fair

Editor Rating :

Best Card Features: N/A

5. Credit One Bank® Platinum Card

Credit One Bank® Platinum Card Apply Now See Details
Intro Rate: N/A
Interest Rate: 17.90%-23.90%(V)
Annual Fee: $35-$99 Annually

Credit Profile : Fair

Editor Rating :

Best Card Features: Pre-qualification process

6. Credit One Bank® Earn More Credit Fast Fair Credit

Credit One Bank® Earn More Credit Fast Fair Credit Apply Now See Details
Intro Rate: N/A
Interest Rate: 17.90%-23.90%(V)
Annual Fee: $35-$99 Annually

Credit Profile : Fair

Editor Rating :

Best Card Features: Get pre-qualified without affecting your credit score