Fair Credit

These credit cards are for people that have fair credit. Fair credit is generally described as having a credit score in the mid to high 600 range. Our objective opinion is included on each card.

Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:

Best Card Features:
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Every 10th Uber ride is free up to $15 when you pay with your QuicksilverOne card through March 31, 2017
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    23.24% (Variable)
  • Intro Rate :
    0% intro on purchases for 9 months and 0% intro on balance transfers for 9 months
  • Annual Fee:
    $39
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    24.99% (Variable)
  • Intro Rate :
    N/A
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • Our application is quick and easy with instant pre-qualification available
  • All credit histories considered
  • Access your account online or from your mobile device 24/7
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    23.90%
  • Intro Rate :
    None
  • Annual Fee:
    $35 - $99*
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • Instant pre-qualification is available for those who qualify
  • Don’t have perfect credit? No problem!
  • Mobile friendly online access from anywhere
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    23.9%
  • Intro Rate :
    N/A
  • Annual Fee:
    $35 - $99*
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    23.24% (Variable)
  • Intro Rate :
    N/A
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • Automatic reviews for credit line increase opportunities
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.65% - 24.15% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • 1% cash back on eligible purchases, terms apply
  • See if you Pre-Qualify without harming your credit score
  • Rewards post to your account automatically each month
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.65% - 24.15% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • 1% cash back on eligible purchases, terms apply
  • Email or text alerts to remind you when your payment is due
  • Flexible payment date to assist you in making your payments on time
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.65% - 24.15% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • Earn 1% cash back on eligible purchases. Rewards post automatically to your account each month. Terms apply.
  • See if you Pre-Qualify without harming your credit score. In less than 60 seconds, find the card that’s right for you.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.65% - 24.15% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • All the bonus features you want in a credit card are included. Get 1% cash back on eligible purchases (terms apply). Track your progress over time with free online monthly credit score tracking. And, receive credit line increase opportunities.
  • 24/7 fraud monitoring on every purchase for you protection. Rest easy knowing you won’t be responsible for unauthorized charges.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.65% - 24.15% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • Simple and fast application process
  • Don’t have perfect credit? No problem!
  • Free 24/7 account access and bill pay from anywhere
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    23.9%
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • Pre-qualifying today will not affect your credit score
  • Less than perfect credit histories can qualify, even with prior bankruptcy!
  • Mobile friendly online access from anywhere
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    23.9%
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There’s no limit to the amount of cash back you can earn, and rewards don’t expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    20.24% (Variable)
  • Intro Rate :
    N/A
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • Designed For Average Credit: Take advantage of the great features that come with a Barclaycard credit card even if you have fair to good credit!
  • Strong Rewards Program: Earn 1 point for every dollar spent on the card, plus earn 2 points per dollar spent on gas, grocery, and utility purchases (excluding Target® and Walmart®).
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    25.24%* Variable
  • Intro Rate :
    n/a
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit) All credit types welcome to apply!
  • Fast and easy application process; results in seconds
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    See Terms*
  • Intro Rate :
    N/A
  • Annual Fee:
    See Terms*
  • Editor Rating :
  • Credit Needed :
    Poor Credit