Credit Cards for Fair Credit

These credit cards are for people that have fair credit. Fair credit is generally described as having a credit score in the mid to high 600 range. Our objective opinion is included on each card. The cards are sorted in order of our editor’s opinion.

1. Capital One® Platinum Credit Card

Capital One® Platinum Credit Card Apply Now See Details
Intro Rate: N/A
Interest Rate: 24.9% (V)
Annual Fee: $0 intro for first year; $19 after that

Credit Profile : Fair

Editor Rating :

Best Card Features: Annual fee waived the first year.

2. Capital One® Classic Platinum Credit Card

Capital One® Classic Platinum Credit Card Apply Now See Details
Intro Rate: 0% intro APR on purchases until February 2014
Interest Rate: 19.8% (V)
Annual Fee: $39

Credit Profile : Fair

Editor Rating :

Best Card Features: 0% intro APR offer on purchases until February 2014, MasterCard benefits

3. Journey (SM) Student Rewards from Capital One®

Journey (SM) Student Rewards from Capital One® Apply Now See Details
Intro Rate: N/A
Interest Rate: 19.8% (V)
Annual Fee: $0

Credit Profile : Fair

Editor Rating :

Best Card Features: Rewards program; No annual fee.

4. Capital One® Cash Rewards for Newcomers

Capital One® Cash Rewards for Newcomers Apply Now See Details
Intro Rate: N/A
Interest Rate: 24.9% (V)
Annual Fee: $0

Credit Profile : Fair

Editor Rating :

Best Card Features: No annual fee; Rewards program.

5. Capital One® Cash Rewards

Capital One® Cash Rewards Apply Now See Details
Intro Rate: 0% intro APR on purchases until February 2014
Interest Rate: 19.8% (V)
Annual Fee: $39

Credit Profile : Good

Editor Rating :

Best Card Features: 0% intro APR offer on purchases until February 2014, unlimited cash back

6. Discover it® for Students

Discover it® for Students Apply Now See Details
Intro Rate: 0%* on purchases for 6 months* and See Terms on balance transfers
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Fair

Editor Rating :

Best Card Features: 0% intro APR, cash back opportunities

7. The First Progress Platinum Elite MasterCard® Secured Credit Card

The First Progress Platinum Elite MasterCard® Secured Credit Card Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Poor

Editor Rating :

Best Card Features: N/A

8. Continental Finance Matrix Discover®

Continental Finance Matrix Discover® Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: $75 annual fee; $12 maintenance fee/month

Credit Profile : Poor

Editor Rating :

Best Card Features: N/A

9. VISA® Platinum from Credit One Bank®

VISA® Platinum from Credit One Bank® Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: $75 First Year, then $99 per year thereafter (Billed monthly at $8.25/mo)

Credit Profile : Fair

Editor Rating :

Best Card Features: Pre-qualifying doesn't affect credit score

10. Cerulean Discover® Card

Cerulean Discover® Card Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: $75 annual fee; $12 maintenance fee/month

Credit Profile : Poor

Editor Rating :

Best Card Features: Great for those with poor/no credit history

11. Horizon Gold Credit Card

Horizon Gold Credit Card Apply Now See Details
Intro Rate: None
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Fair

Editor Rating :

Best Card Features: When you apply for your Horizon Gold account, you are guaranteed to receive the $500.00 Credit Card. Don’t wait, apply today!

12. Vision Premier® Visa® Prepaid Card

Vision Premier® Visa® Prepaid Card Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Fair

Editor Rating :

Best Card Features: Free Direct Deposit, 1% Cash Back on gasoline purchases, free savings account, free roadside assistance.

13. 1st Platinum Plus Credit Card

1st Platinum Plus Credit Card Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Poor

Editor Rating :

Best Card Features: Apply today and receive up to $3,500 guaranteed credit line.*