Experian Improves Credit Educator Program

November 4, 2013, Written By Justin Hefner

The Credit Educator program at Experian was originally developed to give people a chance to improve their credit scores through guided, professional assistance. The program has been around for some time, but has recently been upgraded to give customers more for their money.

The new Credit Educator program offers a longer consultation time with a credit expert, as well as specific examples of how you may improve your credit score. The expert will simulate what a simple change in your spending habits can do for your score, both in the short term and in the long term.

The Credit Educator program is $39.95, and includes the following:

  • Approximately 35 minutes with an Experian Credit Educator agent.
  • A detailed walk-through of your credit report components.
  • Your credit score compared to benchmark credit scores for your region, state and the United States.
  • An explanation of the factors contributing to your credit score.
  • Specific examples of actions that may improve your score.
  • Insight for future decisions in credit management.

“To evaluate the effectiveness of these sessions, Experian compared the difference between people who had used the service and people who had not within a 12-month period,” said Andrew Sheehan, senior vice president of Consumer Information Services at Experian. “Those who graduated from the session improved their VantageScore by 21 points and showed material improvements in credit behaviors related to debt utilization and applications.”

Experian is one of the top three credit bureaus in the country, along with TransUnion and Equifax. To learn more about its Credit Educator program, visit Experian.com.



The information contained within this article was accurate as of November 4, 2013. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.