Credit Cards for Excellent Credit

These credit cards are for people who have excellent credit, or a credit score generally classified as 750 and above. These cards come from a variety of categories, such as low interest, balance transfer, and travel cards, so it’s important to check each term for each card to find the right card for you. Our objective opinion is included on each card. The cards are sorted in order of our editor’s opinion.

1. Barclaycard® Ring MasterCard®

Barclaycard® Ring MasterCard® Apply Now See Details
Intro Rate: None
Interest Rate: 8%(V)
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Very low APR; No balance transfer fees; No annual fees

2. Simmons First Visa Platinum

Simmons First Visa Platinum Apply Now See Details
Intro Rate: N/A
Interest Rate: 7.25% Variable
Annual Fee: No Annual Fee

Credit Profile : Excellent

Editor Rating :

Best Card Features: Low on-going APR, Travel Benefits

3. Discover it®

Discover it® Apply Now See Details
Intro Rate: 0% Intro APR* on purchases and balance transfers for 14 months
Interest Rate: 10.99%-22.99% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% Intro APR, great cash back opportunities

4. Barclaycard® Ring MasterCard® - 1% Back on Balance Transfers

Barclaycard® Ring MasterCard® - 1% Back on Balance Transfers Apply Now See Details
Intro Rate: N/A
Interest Rate: 8.0% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: No Annual Fee, Low APR

5. Barclaycard Arrival™ World MasterCard®

Barclaycard Arrival™ World MasterCard® Apply Now See Details
Intro Rate: 0%* on purchases and balance trasnfers for the first 12 billing cycles
Interest Rate: 14.99 or 18.99% (V)
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Intro points offer; Intro APR; No annual fee

6. Chase Freedom®

Chase Freedom® Apply Now See Details
Intro Rate: 0% for 15 Months
Interest Rate: 13.99%-22.99% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: 15 month 0% intro APR plus $100 bonus after your first $500 in purchases within the first 3 months of cardmembership

7. Barclaycard Arrival Plus™ World Elite MasterCard®

Barclaycard Arrival Plus™ World Elite MasterCard® Apply Now See Details
Intro Rate: None
Interest Rate: 14.99 or 18.99% Variable
Annual Fee: $89, waived for the first year of cardmembership

Credit Profile : Excellent

Editor Rating :

Best Card Features: Introductory special offers, Rewards programs

8. Chase Sapphire Preferred®

Chase Sapphire Preferred® Apply Now See Details
Intro Rate: N/A
Interest Rate: 15.99% Variable
Annual Fee: Introductory Annual Fee of $0 the first year, then $95

Credit Profile : Excellent

Editor Rating :

Best Card Features: Earn 40,000 bonus points after spending $3,000 in your first 3 months, earn rewards points for every purchase made, 1:1 point transfer with participating frequent travel programs

9. Chase Sapphire® Card

Chase Sapphire® Card Apply Now See Details
Intro Rate: n/a
Interest Rate: 15.99% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Attractive points program; No annual fees

10. USAA Cash Rewards World MasterCard®

USAA Cash Rewards World MasterCard® Apply Now See Details
Intro Rate: None
Interest Rate: 9.90% - 25.90% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: No annual fee; Rewards program

11. USAA Visa®

USAA Visa® Apply Now See Details
Intro Rate: None
Interest Rate: 9.90% - 25.90% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Low starting APR; No annual fee

12. USAA Rate Advantage MasterCard®

USAA Rate Advantage MasterCard® Apply Now See Details
Intro Rate: None
Interest Rate: 6.90% - 23.90% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Low starting APR; No annual fee

13. Iberiabank Visa® Platinum Card

Iberiabank Visa® Platinum Card Apply Now See Details
Intro Rate: 0% APR on purchases for 12 months. After that your assigned purchase rate will apply.
Interest Rate: 9.25%, 12.25%, or 15.25% (V)
Annual Fee: None

Credit Profile : Excellent

Editor Rating :

Best Card Features: Reasonably low APR for those who qualify; No annual fee.

14. Iberiabank Visa® Select Card

Iberiabank Visa® Select Card Apply Now See Details
Intro Rate: 0.00% or 7.50% intro APR for 12 months on purchases; 1.99% or 7.50% APR for 12 months on balance transfers. After that your assigned purchase rate will apply.
Interest Rate: 7.50%, 9.5%, or 11.50% (V)
Annual Fee: $35 per year

Credit Profile : Excellent

Editor Rating :

Best Card Features: Low ongoing variable rate APR after introductory period.

15. Iberiabank Visa® Gold Card

Iberiabank Visa® Gold Card Apply Now See Details
Intro Rate: 1.99% on balance transfers for 6 billing cycles. After that your assigned purchase rate will apply.
Interest Rate: 9.25%, 12.25%, or 15.25% (V)
Annual Fee: None

Credit Profile : Excellent

Editor Rating :

Best Card Features: Low APR for those who qualify; No yearly limit or expiration on rebates.

16. Iberiabank Visa® Classic Card

Iberiabank Visa® Classic Card Apply Now See Details
Intro Rate: 1.99% on balance transfers for 6 billing cycles. After that your assigned purchase rate will apply.
Interest Rate: 7.25%, 10.25%, or 13.25% (V)
Annual Fee: None

Credit Profile : Excellent

Editor Rating :

Best Card Features: No annual fee, low on-going APR

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