Credit Cards for Excellent Credit

These credit cards are for people who have excellent credit, or a credit score generally classified as 750 and above. These cards come from a variety of categories, such as low interest, balance transfer, and travel cards, so it’s important to check each term for each card to find the right card for you. Our objective opinion is included on each card. The cards are sorted in order of our editor’s opinion.

1. Barclaycard® Ring MasterCard®

Barclaycard® Ring MasterCard® Apply Now See Details
Intro Rate: None
Interest Rate: 8%(V)
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Very low APR; No balance transfer fees; No annual fees

2. Citi ThankYou® Premier Card

Citi ThankYou® Premier Card Apply Now See Details
Intro Rate: N/A
Interest Rate: 13.99% - 22.99%* (Variable)
Annual Fee: $125; fee waived for the first 12 months*

Credit Profile : Excellent

Editor Rating :

Best Card Features: Earn up to 50,000 bonus ThankYou® Points; 3x points on dining/entertainment, 2x points on travel/airfare

3. Simmons First Visa Platinum

Simmons First Visa Platinum Apply Now See Details
Intro Rate: N/A
Interest Rate: 7.25% Variable
Annual Fee: No Annual Fee

Credit Profile : Excellent

Editor Rating :

Best Card Features: Low on-going APR, Travel Benefits

4. Citi ThankYou® Preferred Card - Earn Up To 20,000 Bonus Points

Citi ThankYou® Preferred Card - Earn Up To 20,000 Bonus Points Apply Now See Details
Intro Rate: 0% introductory offer for 12 months on purchases & balance transfers
Interest Rate: 12.99-22.99% Variable
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: Bonus sign up offer of up to 20,000 points

5. Discover it®

Discover it® Apply Now See Details
Intro Rate: 0% Intro APR* on purchases and balance transfers for 14 months
Interest Rate: 10.99%-22.99% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% Intro APR, great cash back opportunities

6. Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card Apply Now See Details
Intro Rate: 0% Intro APR for 18 months on purchases and balance transfers
Interest Rate: 11.99%-21.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory rate, personalized concierge service, no annual fee

7. Barclaycard® Ring MasterCard® - 1% Back on Balance Transfers

Barclaycard® Ring MasterCard® - 1% Back on Balance Transfers Apply Now See Details
Intro Rate: N/A
Interest Rate: 8.0% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: No Annual Fee, Low APR

8. Citi® Dividend Platinum Select® Visa® Card

Citi® Dividend Platinum Select® Visa® Card Apply Now See Details
Intro Rate: 0%* on purchases and balance transfers for 12 months*
Interest Rate: 12.99-22.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory APR offer, cash back on every purchase, no annual fee

9. Citi Simplicity® Visa Card

Citi Simplicity® Visa Card Apply Now See Details
Intro Rate: 0%* on purchases and balance transfers for 18 months*
Interest Rate: 12.99-21.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: Introductory 0% APR on purchases AND balance transfers, no annual fee, no late fees.

10. Barclaycard Arrival™ World MasterCard® - Earn 1x on All Purchases

Barclaycard Arrival™ World MasterCard® - Earn 1x on All Purchases Apply Now See Details
Intro Rate: 0%* on purchases and balance trasnfers for the first 12 billing cycles
Interest Rate: 14.99 or 18.99% (V)
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Intro points offer; Intro APR; No annual fee

11. Barclaycard Arrival™ World MasterCard® - Earn 2X on All Purchases

Barclaycard Arrival™ World MasterCard® - Earn 2X on All Purchases Apply Now See Details
Intro Rate: 0%* on purchases and balance transfers for the first 12 months after account opening
Interest Rate: 14.99 or 18.99% Variable
Annual Fee: $89, waived for the first year of cardmembership

Credit Profile : Excellent

Editor Rating :

Best Card Features: Introductory APR, Introductory special offers, Rewards programs

12. USAA Cash Rewards World MasterCard®

USAA Cash Rewards World MasterCard® Apply Now See Details
Intro Rate: None
Interest Rate: 9.90% - 25.90% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: No annual fee; Rewards program

13. USAA Visa®

USAA Visa® Apply Now See Details
Intro Rate: None
Interest Rate: 9.90% - 25.90% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Low starting APR; No annual fee

14. USAA Rate Advantage MasterCard®

USAA Rate Advantage MasterCard® Apply Now See Details
Intro Rate: None
Interest Rate: 6.90% - 23.90% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Low starting APR; No annual fee

15. Iberiabank Visa® Platinum Card

Iberiabank Visa® Platinum Card Apply Now See Details
Intro Rate: 1.99% on balance transfers for 6 billing cycles. After that your assigned purchase rate will apply.
Interest Rate: 9.25%, 12.25%, or 15.25% (V)
Annual Fee: None

Credit Profile : Excellent

Editor Rating :

Best Card Features: Reasonably low APR for those who qualify; No annual fee.