EMV Compatible Credit Cards

These credit cards are EMV compatible for worldwide use. An EMV card is a credit card with an embedded chip and a magnetic strip. The transaction information is encoded differently every time, which makes it harder for criminals to steal data and use them for another purchase. Chip and PIN is a much more secure technology and requires the cardholder to enter a four digit Personal Identification Number (PIN) that must correspond with information on the chip. No personal information about your account is stored on the chip. Our objective opinion is included on each card.

1. Chase Sapphire Preferred®

Chase Sapphire Preferred® Apply Now See Details
Intro Rate: N/A
Interest Rate: 15.99% Variable
Annual Fee: Introductory Annual Fee of $0 the first year, then $95

Credit Profile : Excellent

Editor Rating :

Best Card Features: Earn 40,000 bonus points after spending $3,000 in your first 3 months, earn rewards points for every purchase made, 1:1 point transfer with participating frequent travel programs

2. Citi ThankYou® Preferred Card - Earn Up To 20,000 Bonus Points

Citi ThankYou® Preferred Card - Earn Up To 20,000 Bonus Points Apply Now See Details
Intro Rate: 0% introductory offer for 12 months on purchases & balance transfers
Interest Rate: 12.99-22.99% Variable
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: Bonus sign up offer of up to 20,000 points

3. Citi Simplicity® Visa Card

Citi Simplicity® Visa Card Apply Now See Details
Intro Rate: 0%* on purchases and balance transfers for 18 months*
Interest Rate: 12.99-21.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: Introductory 0% APR on purchases AND balance transfers, no annual fee, no late fees.

4. Citi Simplicity® MasterCard

Citi Simplicity® MasterCard Apply Now See Details
Intro Rate: 0% APR for 18 months on purchases and balance transfers
Interest Rate: 12.99-21.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory APR offer, no late fees, no penalty rate, no annual fee

5. Citi ThankYou® Preferred Card– Low Intro APRs

Citi ThankYou® Preferred Card– Low Intro APRs Apply Now See Details
Intro Rate: 0% intro APR on balance transfers and purchases for 15 months
Interest Rate: 12.99-22.99% (V)
Annual Fee: No annual fee*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory APR offer on Purchases and Balance Transfers; ThankYou® rewards program, earn points on every eligible purchase, no annual fee.

6. Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card Apply Now See Details
Intro Rate: 0% Intro APR for 18 months on purchases and balance transfers
Interest Rate: 11.99%-21.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory rate, personalized concierge service, no annual fee

7. Citi® Dividend Platinum Select® Visa® Card

Citi® Dividend Platinum Select® Visa® Card Apply Now See Details
Intro Rate: 0%* on purchases and balance transfers for 12 months*
Interest Rate: 12.99-22.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory APR offer, cash back on every purchase, no annual fee

8. Marriott Rewards® Premier Credit Card

Marriott Rewards® Premier Credit Card Apply Now See Details
Intro Rate: n/a
Interest Rate: 15.24% Variable
Annual Fee: $0 Intro Annual Fee for the first year, then $85

Credit Profile : Excellent

Editor Rating :

Best Card Features: Earn free nights with qualified spending

9. Citi® Hilton HHonorsTM Reserve Card

Citi® Hilton HHonorsTM  Reserve Card Apply Now See Details
Intro Rate: N/A
Interest Rate: 15.24% (V)
Annual Fee: $95

Credit Profile : Excellent

Editor Rating :

Best Card Features: Bonus points, generous hotel rewards, award nights

10. Citi® Platinum Select® / AAdvantage® World MasterCard®

Citi® Platinum Select® / AAdvantage® World MasterCard® Apply Now See Details
Intro Rate: N/A*
Interest Rate: 13.99% - 21.99%* (Variable)
Annual Fee: $95, waived for the first 12 months

Credit Profile : Excellent

Editor Rating :

Best Card Features: Earn AAdvantage® rewards miles with eligible purchases, travel perks

11. Citi ThankYou® Premier Card

Citi ThankYou® Premier Card Apply Now See Details
Intro Rate: N/A
Interest Rate: 13.99% - 22.99%* (Variable)
Annual Fee: $125; fee waived for the first 12 months*

Credit Profile : Excellent

Editor Rating :

Best Card Features: Earn up to 50,000 bonus ThankYou® Points; 3x points on dining/entertainment, 2x points on travel/airfare