Discover Credit Cards
Here is a summary of all the Discover credit cards offered on our site. Our objective opinion is included on each card.
1. Discover® More Card - 18 Month Promotional Balance Transfer
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| Interest Rate: | 10.99% - 20.99% (V)** |
|---|---|
| Intro Rate: | 0% Intro APR* |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/app |
| Annual Fee: | None |
Special Offers: *0% APR on Purchases for 6 months and 0% APR on Balance Transfers for 18 months, then the variable purchase APR of 11.99% - 20.99%. See terms and conditions for complete details.
Our Opinion: Cash back credit card with 24-month balance transfer offer for consumers with good credit. Earn 5% cashback on purchases in rotating categories: gas, groceries, hotels, restaurants, travel, home improvement, etc. Earn up to 1% cash back on all other purchases (.25% Cashback bonus on every purchase you make until your yearly spending total reaches $3,000 dollars. After that, you'll earn 1% Cashback Bonus). No limit on the bonus that you can accrue. Redeem for cash, gift cards or merchandise.
2. Discover® Motiva Card
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| Interest Rate: | 10.99% - 20.99% (V)** |
|---|---|
| Intro Rate: | 0% Intro APR* |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details.
Our Opinion: Created for those with good credit who carry a balance, pay on time, and want to earn cash for their purchases. Extended low rate for balance transfers. Spend up to $1,500 on general purchases and receive a .25% rebate; spend between $1,500 and $3,000 and receive a .5% rebate; spend over $3,000 will receive a 1% rebate. 5% to 20% Cashback Bonus at over 150 top retailers through the online shopping mall. Earn unlimited rebates; rebates do not expire if there is activity within a 36-month period. Cardholders who make 6 on-time payments in a row qualify for a pay-on-time bonus that provides a credit toward the payment of their next month's interest. The bonus is available twice a year when monthly payments are received on time. Benefits include auto rental insurance and up to $500,000 in travel accident insurance. This card will benefit those who will spend over $3,000 a year (to earn the full 1% cash rebate), plan to use the card for balance transfers, and pay on time every month. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)
3. Discover® Open Road Card - $150 Restaurant.com Gift Certificate
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| Interest Rate: | 10.99% - 20.99% (V)** |
|---|---|
| Intro Rate: | 0% Intro APR* |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: There is a 0% intro APR on purchases and balance transfers for 12 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details.
Our Opinion: Creates for those with very good credit who want cash rewards on gas and auto maintenance expenses. Get double Cashback. Earn a full 2% Cashback Bonus automatically at any gas station and any restaurant. Up to 1% for general purchases (purchases that are part of the first $3,000 earn .25%). Free $150 Restaurant.com Gift Certificate with first purchase. Unlimited rebates. Earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. 5% to 20% Cashback Bonus at over 150 top retailers through the online shopping mall. 3% balance transfer fee. Benefits include travel accident insurance and auto rental insurance. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)
4. Discover® Open Road Card for Students
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| Interest Rate: | 13.99%- 20.99% V* |
|---|---|
| Intro Rate: | 0% Interest* for 9 Months |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: There is a 0% introductory APR* on purchases for 9 months. See terms and conditions for complete details.
Our Opinion: Created for students who want to earn cash rewards for gas and auto maintenance. Double Cashback Bonus® at any gas station and any restaurant on your first $250 in purchases each month. Earn up to 1% for general purchases. Redeem rewards in $20 increments. Earn unlimited rebates. Rebates do not expire if the account is active within a 36-month period. Standard benefits for account management and unauthorized transactions. This card will benefit those who will use their Cashback Bonus® award at participating retailers (to maximize the rebates) and who will pay their balance in full each month. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)
5. Escape by Discover® Card
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| Interest Rate: | 10.99% - 16.99% (V)** |
|---|---|
| Intro Rate: | 0% Intro APR* |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | $60 |
Special Offers: 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%. See terms and conditions for complete details.
Our Opinion: Created for consumers with good credit who want to quickly earn travel miles. Earn 1,000 miles for each month a purchase is made for the first 25 months of opening an account (for a total of 25,000 Bonus Miles*). Earn unlimited Double Miles on all personal and business purchases. Miles don't expire. Use miles to book travel or hotel stay. Fly on any airline, book any hotel or car, with no blackout dates. can also be used for cash or gift cards. Benefits include car rental insurance, travel delay insurance, lost luggage insurance, and tip cancellations insurance. $60 annual fee.
6. Discover® Student Card
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| Interest Rate: | 13.99%- 20.99 V* |
|---|---|
| Intro Rate: | 0% Interest* for 9 Months |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: *There is a 0% introductory APR on purchases for 9 months. See terms and conditions for complete details.
Our Opinion: Created for students who want a cash reward credit card. Enroll and earn up to 5% in totating categories like travel, gas, groceries, restaurants, movies and many more. Spend up to $1,500 on general purchases and receive a .25% rebate; spend between $1,500 and $3,000 and receive a .5% rebate; spend over $3,000 and receive a 1% rebate.* Double Cashback Bonus® by using rewards for gift cards at participating retailers. If not a full-time student, must have minimum household income of $15,000. This card will benefit those who will spend over $3,000 a year (to get the 1% cash rebate), and plan to pay off their balance each month. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)
7. Miles by Discover® Card
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| Interest Rate: | 10.99% - 16.99% (V)** |
|---|---|
| Intro Rate: | 0% Intro APR* |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: *There is a 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%. See terms and conditions for complete details.
Our Opinion: Created for those with good credit who want travel rewards. Earn double miles on up to $3,000 in travel and restaurant purchases. During the first year of membership, earn 1,000 bonus miles in every month you make a purchase, up to 12,000 miles. Earn 1 mile per $1 spent on general purchases. Use miles for airfare on most major airlines with no blackout dates. No limit on miles and miles don't expire. Benefits include auto rental insurance and up to $500,000 in travel accident insurance.
8. Discover® More Card
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| Interest Rate: | 10.99% - 20.99% (V)** |
|---|---|
| Intro Rate: | 0% Intro APR* |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: *0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details.
Our Opinion: Created for those with very good credit who want a cash reward card. Enroll to earn 5% Cashback Bonus® in rotating categories like travel, gas, restaurants, home, apparel, and movies (categories rotate every 3 months) You must sign up for each 5% program and there is a bonus limit set for each program. Up to 1% rebate on all other purchases. Spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.* Redeem in $50 increments; no limit for amount earned. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Benefits include travel accident insurance, auto rental insurance, and various security and fraud protection services. 15-month intro period for balance transfers but the balance transfer fee is 3%. This card will benefit those who pay off their balance each month, spend at least $3,000 a year (to receive the 1% cash rebate) and use their cashback awards at participating retailers (to receive double cash rebates). (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited).
