Discover Credit Cards
Here is a summary of all the Discover credit cards offered on our site. Our objective opinion is included on each card.
1. Discover® More® Card
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| Interest Rate: | As low as 11.99%* |
|---|---|
| Intro Rate: | 0% Intro APR* |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: *0% APR on Purchases for 6 months and 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.
Our Opinion: Created for those with very good credit who want a cash reward card. Enroll to earn 5% Cashback Bonus® in rotating categories like travel, gas, restaurants, home, apparel, and movies (categories rotate every 3 months). Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.* Redeem in $50 increments; no limit for amount earned. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Benefits include travel accident insurance, auto rental insurance, and various security and fraud protection services. 5% fee for balance transfers, one of the highest fees for a balance transfer. This card will benefit those who pay off their balance each month, spend at least $3,000 a year (to receive the 1% cash rebate) and use their cashback awards at participating retailers (to receive double cash rebates).
2. Miles by Discover® Card
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| Interest Rate: | as low as 11.99%* |
|---|---|
| Intro Rate: | 0% Intro APR* |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: *There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.
Our Opinion: Created for those with very good credit who want a travel reward card with a low interest rate. Earn 1 mile per $1 spent on regular purchases.* Earn double miles on up to $3,000 in travel and restaurant purchases. Redeem miles for reduced or free airfare most major U.S. airlines (no blackout dates). Cardholders earn 1,000 bonus miles in every month that they make a purchase during the first year of membership (up to 12,000 miles). Earn up to 60,000 miles per year. Redeem 30,000 miles for round-trip coach ticket. You can also redeem miles for cash, travel and merchandise or gift cards . Benefits include travel accident insurance (up to $500,000), and auto rental insurance. This card will benefit those who will spend over $3,000 per year (to get the 1% cash rebate), and will pay in full each month.
3. Discover® More® Card - Monogram
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| Interest Rate: | as low as 11.99%* |
|---|---|
| Intro Rate: | 0% Intro APR |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.
Our Opinion: Created for those with very good credit who want a cash reward card. Earn 5% Cashback Bonus® in rotating categories like home, gas, restaurants, travel, movies, etc. Spend up to $1,500 on general purchases and receive a .25% rebate. Spend between $1,500 and $3,000 and earn a .5% rebate. Earn 1% unlimited Cashback Bonus® on all other purchases after your total annual purchases exceed $3,000.* Earn unlimited rebates and rebates do not expire. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Platinum benefits include auto rental insurance, travel accident insurance, and security and fraud protection services. This card will benefit those who pay off their balance each month and will spend at least $3,000 a year (to get the 1% cash rebate) and will use their Cashback Bonus® award at participating retailers.
4. Discover® More® Card- American Flag
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| Interest Rate: | as low as 11.99%* |
|---|---|
| Intro Rate: | 0% Intro APR |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.
Our Opinion: Created for those with very good credit who want a cash reward card. Enroll to earn 5% Cashback Bonus® in rotating categories like home, gas, restaurants, travel, movies, etc. Spend up to $1,500 on general purchases and receive a .25% rebate; spend between $1,500 and $3,000 and receive a .5% rebate; spend over $3,000 and receive a 1% rebate.* Purchases made at warehouses and discount stores and earn .25%. Earn double Cashback Bonus® for using your rebate for gift certificates from Discover Card Partners. Earn unlimited rebates each year. 3% fee for balance transfers. Benefits include up to $500,000 in travel accident insurance, and auto rental insurance. This card will benefit those who will spend over $3,000 per year (to get the 1% cash rebate), and will pay in full each month.
5. Discover® Motiva(SM) Card
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| Interest Rate: | as low as 11.99%* |
|---|---|
| Intro Rate: | 3.99% Intro APR* |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: There is a 3.99% introductory APR* on purchases for 6 months and a 3.99% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details.
Our Opinion: Created for those with good credit who carry a balance, pay on time, and want to earn cash for their purchases. Extended low rate for balance transfers. Spend up to $1,500 on general purchases and receive a .25% rebate; spend between $1,500 and $3,000 and receive a .5% rebate; spend over $3,000 will receive a 1% rebate. Earn unlimited rebates; rebates do not expire if there is activity within a 36-month period. Cardholders who make 6 on-time payments in a row qualify for a pay-on-time bonus that provides a credit toward the payment of their next month's interest. The bonus is available twice a year when monthly payments are received on time. Benefits include auto rental insurance and up to $500,000 in travel accident insurance. This card will benefit those who will spend over $3,000 a year (to earn the full 1% cash rebate), plan to use the card for balance transfers, and pay on time every month.
6. Discover® More® Card - Sealife Collection
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| Interest Rate: | as low as 11.99%* |
|---|---|
| Intro Rate: | 0% Intro APR |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.
Our Opinion: Created for those with very good credit who want a Cashback Bonus® reward card. Earn 5% Cashback Bonus® in categories such as restaurants, travel, movies and gas. Spend up to $1,500 on general purchases will receive a .25% rebate. Spend between $1,500 and $3,000, earn a .5% rebate, and over $3,000 will earn a 1% rebate.* Earn double Cashback Bonus® when you redeem points for rebates with Discover Card partners. Earn unlimited rebates and rebates do not expire. Benefits include auto rental insurance, travel accident insurance, and fraud and security protection. This card is a good choice for those who will spend over $3,000 a year to get the full 1% rebate and will pay their balance in full each month.
7. Discover® More® Card - Clear
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| Interest Rate: | as low as 11.99%* |
|---|---|
| Intro Rate: | 0% Intro APR |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: 0% APR on Purchases and Balance Transfers for 6 months. See terms and conditions for complete details.
Our Opinion: Created for those with good credit who want a cash reward credit card. Spend up to $1,500 on general purchases and receive a .25% rebate. Spend between $1,500 and $3,000, and earn a .5% rebate. Earn 1% unlimited Cashback Bonus® on all other purchases after your total annual purchases exceed $3,000.* Enroll and receive 5% Cashback Bonus® in reward categories that rotate every 3 months (such as gas/auto, movies, restaurants, travel and more). Earned rebates are worth double their value at participating retailers through the Cashback Bonus® Reward program. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Earn unlimited rebates, rebates do not expire. Platinum benefits include auto rental insurance, travel accident insurance, and security and fraud protection services. This card will benefit those who pay off their balance each month and will spend at least $3,000 a year (to get the 1% cash rebate) and will use their Cashback Bonus® award at participating retailers. *See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
8. Discover® More® Card - Wildlife Collection
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| Interest Rate: | as low as 11.99%* |
|---|---|
| Intro Rate: | 0% Intro APR |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.
Our Opinion: Created for those with good credit who want a cash reward credit card. Spend up to $1,500 on general purchases and receive a .25% rebate, spend between $1,500 and $3,000 and receive a .5% rebate, spend over $3,000 and receive a 1% rebate.* Enroll and receive 5% Cashback Bonus® in reward categories that rotate every 3 months (such as gas/auto, movies, restaurants, travel and more). Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Platinum benefits include auto rental insurance, travel accident insurance, and security and fraud protection services. This card will benefit those who pay off their balance each month and will spend at least $3,000 a year (to get the 1% cash rebate) and will use their Cashback Bonus® award at participating retailers.
9. Discover® Student Card
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| Interest Rate: | 14.99%* |
|---|---|
| Intro Rate: | 0% Interest* for 6 Months |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: *There is a 0% introductory APR on purchases for 6 months. See terms and conditions for complete details.
Our Opinion: Created for students who want a cash reward credit card. Enroll and earn up to 5% in totating categories like travel, gas, groceries, restaurants, movies and many more. Spend up to $1,500 on general purchases and receive a .25% rebate; spend between $1,500 and $3,000 and receive a .5% rebate; spend over $3,000 and receive a 1% rebate.* Double Cashback Bonus® by using rewards for gift cards at participating retailers. If not a full-time student, must have minimum household income of $15,000. This card will benefit those who will spend over $3,000 a year (to get the 1% cash rebate), and plan to pay off their balance each month.
10. Discover® Student Card - Clear
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| Interest Rate: | 14.99%* |
|---|---|
| Intro Rate: | 0% Interest* for 6 Months |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: *There is a 0% introductory APR on purchases for 6 months. See terms and conditions for complete details.
Our Opinion: Created for students who want a cash back rewards program. This is a good choice if you pay off your balance each month. Enroll and earn up to 5% in rotating categories like travel, gas, groceries, restaurants, movies and many more. Students who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.* If not a full-time student, must have minimum household income of $15,000. This card will benefit those who plan to spend over $3,000 per year (to earn the 1% cash rebate) and will pay off their total balance each month. * See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
11. Discover® Student Card - Monogram Collection
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| Interest Rate: | 14.99%* |
|---|---|
| Intro Rate: | 0% Interest* for 6 Months |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | up to $5,000 |
| Annual Fee: | None |
Special Offers: *There is a 0% introductory APR on purchases for 6 months. See terms and conditions for complete details.
Our Opinion: Created for students who want cash rewards. Personalized card displays cardholder's initial(s). Enroll and earn 5% in rotating categories like travel, gas, groceries, restaurants, movies and many more. Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.* Earn unlimited rebates per year. Rebates expire if there is no activity during a 36-month period. Earn a double Cashback Bonus® for redeeming their rebates for gift certificates from participating Discover Card Partners. Benefits include up to $500,000 in travel accident insurance, and auto rental insurance. This card will benefit those who will spend over $3,000 per year (to get the 1% cash rebate), and will pay in full each month. * See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
12. Discover® Student Card - Tropical Beach
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| Interest Rate: | 14.99%* |
|---|---|
| Intro Rate: | 0% Interest* for 6 Months |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: *There is a 0% introductory APR on purchases for 6 months. See terms and conditions for complete details.
Our Opinion: Created for students with limited or average credit history. This is a good choice if you pay off your balance each month and use the Cashback Bonus® program. Earn unlimited Cashback Bonus®- up to 1% of general purchases and enroll to earn up to 5% in categories that change like travel, gas, groceries, restaurants, movies and many more. Spend up to $1,500 on general purchases and receive a .25% rebate; spend between $1,500 and $3,000 and receive a .5% rebate;spend over $3,000 and receive a full 1% rebate.* If not a full-time student, must have minimum household income of $15,000. This card will benefit those students who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn a full 5% rebate and double cash rebates), and plan to pay in full each month
13. Biodegradable Discover® More Card
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| Interest Rate: | as low as 11.99%* |
|---|---|
| Intro Rate: | 0% Intro APR |
| Grace Period: | 25 Days |
| Credit Limit: | n/app |
| Annual Fee: | None |
Special Offers: There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.
Our Opinion: Created for those with very good credit who want a cash reward card. Earn 5% Cashback Bonus® in rotating categories like home, gas, restaurants, travel, movies, etc. Purchases that are part of your first $3,000 earn .25%, earn a full 1% unlimited Cashback Bonus® on all other purchases after your total annual purchases exceed $3,000. Earn double Cashback Bonus® for using your rebate for gift certificates from Discover Card Partners. Earn unlimited rebates each year. Benefits include up to $500,000 in travel accident insurance, and auto rental insurance. The Biodegradable Discover® More Card is the only credit card that will biodegrade in landfill or compost-like conditions. Cardholders can earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. Earn unlimited rebates that do not expire as long as the account is active within a 36-month period. Benefits include up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services. Cardholders will also receive discounts on products and services at participating merchants and retailers. This card will benefit those who will spend over $3,000 a year (to earn the 1% cash rebate), will use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and will pay in full each month after the introductory rate expires. *It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will only be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award. * See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
14. Discover® More® Card - Monogram
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| Interest Rate: | as low as 12.99%* |
|---|---|
| Intro Rate: | 0% Intro APR |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: 2.99% APR on Purchases for 12 months and 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.
Our Opinion: The Discover® More® Card - Monogram, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card. Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically. As an added bonus, cardholders can earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period. Aside from the reward program, the card also provides several platinum benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services. Cardholders will also receive discounts on products and services at participating merchants and retailers. Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® More® Card - Monogram has to offer. *It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will only be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.
15. Discover® More® Card - $50 Cashback Bonus®
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| Interest Rate: | as low as 12.99%* |
|---|---|
| Intro Rate: | 0% Intro APR |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: 0% APR on Purchases for 6 months and 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.
Our Opinion: The Discover® More® Card - $50 Cashback Bonus®, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card that offers a $50 Cashback Bonus® after you make $599 in purchase within your first three months. Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically. As an added bonus, cardholders can earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period. Aside from the reward program, the card also provides several platinum benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services. Cardholders will also receive discounts on products and services at participating merchants and retailers. Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® More® Card - $50 Cashback Bonus® has to offer. *It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will only be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.
16. Discover® More® Card - Shamrock
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| Interest Rate: | as low as 12.99%* |
|---|---|
| Intro Rate: | 0% Intro APR |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: 0% APR on Purchases for 9 months and 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.
Our Opinion: The Discover® More® Card - Shamrock, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card. Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically. As an added bonus, cardholders can earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period. Aside from the reward program, the card also provides several platinum benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services. Cardholders will also receive discounts on products and services at participating merchants and retailers. Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® More® Card - Shamrock has to offer. *It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will only be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.
