Credit Cards May Lead to Weight Gain

Credit Cards May Lead to Weight Gain

People blame weight gain on an assortment of factors in your life--stress, work, laziness, money, habits and family history can all contribute to putting on the pounds.

But have you ever thought about blaming your credit cards? Research shows that using credit cards might be a factor in people gaining weight.

A study published in the Journal of Consumer Research found that people are more likely to buy junk food with a credit card than they are with cash. People have an emotional connection to cash because they can hold it in their hands and see it go away. Credit cards don't carry the same bond. Thus, people are more willing to swipe their way to a bigger belly than they are to hand over cash for candy and chips.

"Credit cards are synonymous with a 'buy now, pay later' mentality. This intriguing study published in the Journal of Consumer Research suggests that this way of thinking also applies to the contents of the shopping trolley being paid for by plastic--the consequences of certain purchases are just not being thought through," said Sam Milo of "We encourage consumers, especially those living on tight budgets, to use cash only when shopping for groceries and foods and to stick to a set shopping list. This will make it harder to splurge on expensive, bad junk food or not consider the necessity of certain additional items that are not on their list."

The next time you go to the store to buy food, consider taking cash in with you. See if that makes a difference in what items you buy.

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The information contained within this article was accurate as of July 2, 2013. For up-to-date information on any of the terms, cards or offers mentioned above, visit the issuer's website.
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About Natalie Rutledge

Natalie Rutledge majored in Communications at Mississippi State University. She was in sales for a number of businesses and spent nine years working as a communications advisor to various entities. Natalie can be contacted directly at [email protected]