Student Credit Cards
These credit cards are for college students. These cards help students build their own credit history and most have relatively low credit limits. Most student cards have some reward feature for everyday purchases. Our objective opinion is included on each card.
1. Discover® Student Card - $25 Cashback Bonus
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| Interest Rate: | 13.99%- 20.99 V* |
|---|---|
| Intro Rate: | 0% introductory APR on purchases for 6 months |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/app |
| Annual Fee: | None |
Special Offers: 0% introductory APR on purchases for 6 months
Our Opinion: This is a student card that gives a cashback on card purchases. Earn 5% cashback for purchases in seasonal shopping selections such as gas, restaurants, and department stores. Earn 5% to 20% cashback bonuses for shopping through Discover's online shopping site. Earn up to 1% unlimited cashback bonus on all other purchases. Earn unlimited rewards and rewards don't expire as long as the account remains active within an 18-month period.
2. Citi Forward® Card for College Students
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| Interest Rate: | 13.99% - 22.99%* (Variable)* |
|---|---|
| Intro Rate: | 0% Intro APR for 7 Months* |
| Grace Period: | 20 - 25 Days |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: 0% Intro APR for 7 months on Purchases.
Our Opinion: Rewards students for staying within their credit limit and paying on time. If you stay within your credit limit and pay on time, you will receive 100 bonus points per billing period and a possible reduction in your interest rates. Rate reductions occur at a rate of .25% after three months in a row of staying within the limit and paying on time. You could receive up to 8 reductions, for a 2% total reduction. Get 1,000 bonus points after signing up for paperless statements. Receive 5 points per $1 spent at movie theaters, restaurants, book stores, and video rental stores. Receive $1 spent on all other purchases. Points can be redeemed through the Thank You network for cash, gift cards, electronics, music, and more. This card is a good choice if you pay off your balance each month. No cosigner required.
3. Citi® Dividend Platinum Select® Card for College Students
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| Interest Rate: | 13.99% - 21.99%* (Variable)* |
|---|---|
| Intro Rate: | 0% Intro APR for 7 Months* |
| Grace Period: | 20 - 25 Days |
| Credit Limit: | n/app |
| Annual Fee: | None |
Special Offers: 0% Intro APR for 7 months* on Purchases
Our Opinion: Created for students who want a cash back credit card. 1% rebate on all other purchases. Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required. Receive $5 Dividend Dollars for each balance transfer over $1,500. Earn up to $300 in rebates per year. $50 check will be issued upon request once $50 Dividend Dollars have been earned. No cosigner required. 4% of each balance transfer; $10 minimum
4. Discover® Open Road Card for Students
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| Interest Rate: | 13.99%- 20.99% V* |
|---|---|
| Intro Rate: | 0% Interest* for 9 Months |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: There is a 0% introductory APR* on purchases for 9 months. See terms and conditions for complete details.
Our Opinion: Created for students who want to earn cash rewards for gas and auto maintenance. Double Cashback Bonus® at any gas station and any restaurant on your first $250 in purchases each month. Earn up to 1% for general purchases. Redeem rewards in $20 increments. Earn unlimited rebates. Rebates do not expire if the account is active within a 36-month period. Standard benefits for account management and unauthorized transactions. This card will benefit those who will use their Cashback Bonus® award at participating retailers (to maximize the rebates) and who will pay their balance in full each month. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)
5. Discover® Student Card - Tropical Beach
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| Interest Rate: | 13.99%- 20.99 V* |
|---|---|
| Intro Rate: | 0% Interest* for 9 Months |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: *There is a 0% introductory APR on purchases for 9 months. See terms and conditions for complete details.
Our Opinion: Created for students with limited or average credit history. This is a good choice if you pay off your balance each month and use the Cashback Bonus® program. Earn unlimited Cashback Bonus®- up to 1% of general purchases and enroll to earn up to 5% in categories that change like gas, restaurants, movies and many more. Spend up to $1,500 on general purchases and receive a .25% rebate; spend between $1,500 and $3,000 and receive a .5% rebate;spend over $3,000 and receive a full 1% rebate.* If not a full-time student, must have minimum household income of $15,000. This card will benefit those students who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn a full 5% rebate and double cash rebates), and plan to pay in full each month. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)
7. Discover® Student Card - Monogram Collection
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| Interest Rate: | 13.99%- 20.99 V* |
|---|---|
| Intro Rate: | 0% Interest* for 9 Months |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: *There is a 0% introductory APR on purchases for 9 months. See terms and conditions for complete details.
Our Opinion: Created for students who want cash rewards. Personalized card displays cardholder's initial(s). Enroll and earn 5% in rotating categories like gas, restaurants, movies and many more. Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.* Earn unlimited rebates per year. Rebates expire if there is no activity during a 36-month period. Earn a double Cashback Bonus® for redeeming their rebates for gift certificates from participating Discover Card Partners. Benefits include up to $500,000 in travel accident insurance, and auto rental insurance. This card will benefit those who will spend over $3,000 per year (to get the 1% cash rebate), and will pay in full each month. * See the online application for details about terms and conditions for these offers. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)
8. Discover® Mix Tape Student Card
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| Interest Rate: | 13.99%- 20.99 V* |
|---|---|
| Intro Rate: | 0% Interest* for 9 Months |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: 0% APR on Purchases for 9 Months
Our Opinion: Created for students with very good credit who want a cash rewards credit card. In the rewards program, earn a 5% rebate for purchases in categories like restaurants, movies, home and fashion. Earn additional discounts at the online shopping site. 1% Unlimited Cashback Bonus on all other purchases.
