Student Credit Cards
These credit cards are for college students. These cards help students build their own credit history and most have relatively low credit limits. Most student cards have some reward feature for everyday purchases. Our objective opinion is included on each card.
1. Citi® Dividend Platinum Select® Card for College Students
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| Interest Rate: | 12.99% - 21.99%* (Variable)* |
|---|---|
| Intro Rate: | 0% Intro APR for 7 Months* |
| Grace Period: | 20 Days |
| Credit Limit: | n/app |
| Annual Fee: | None |
Special Offers: 0% Intro APR for 7 months* on Purchases
Our Opinion: Created for students who want a cash back credit card. Earn 5% cash back rebate on purchases made a supermarkets, drugstores, convenience stores, and utilities for 6 months, 1% after that. 1% rebate on all other purchases. Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required. Receive $5 Dividend Dollars for each balance transfer over $1,500. Earn up to $300 in rebates per year. $50 check will be issued upon request once $50 Dividend Dollars have been earned. Benefits include $1,000,000 in travel accident insurance. No cosigner required.
2. Citi Forward® Card for College Students
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| Interest Rate: | 12.99% - 19.99%* (Variable)* |
|---|---|
| Intro Rate: | 0% Intro APR* |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: 0% Intro APR for 12 months on Balance Transfers*; 0% Intro APR for 7 months on Purchases*.
Our Opinion: Rewards students for staying within their credit limit and paying on time. If you stay within your credit limit and pay on time, you will receive 100 bonus points per billing period and a possible reduction in your interest rates. Rate reductions occur at a rate of .25% after three months in a row of staying within the limit and paying on time. You could receive up to 8 reductions, for a 2% total reduction. Get 8,500 bonus points after signing up for paperless statements and making $250 in purchases within the first 3 months of account opening. Receive 5 points per $1 spent at movie theaters, restaurants, book stores, and video rental stores. Receive $1 spent on all other purchases. Points can be redeemed through the Thank You network for cash, gift cards, electronics, music, and more. This card is a good choice if you pay off your balance each month.
3. Citi® mtvU™ Platinum Select® Visa® Card for College Students
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| Interest Rate: | 12.99% - 21.99%* (Variable)* |
|---|---|
| Intro Rate: | 0% Intro APR for 7 Months* |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: 0% Intro APR for 7 Months* on Purchases
Our Opinion: This is a good choice if you pay off your card each month and use the reward program. Earn 1 point per $1 for general purchases and 5 points per $1 spent on purchases made on entertainment such as dining, bookstores, music stores, videos and movies. Receive 2,000 Thank You Points twice a year for maintaining good grades. Receive 25 Thank You Points every month for payments made on time and remaining under the credit limit. Redeem points for tickets to the MTV VMA's, gift certificates, CDs, airline tickets, or a VIP pass for mtvU Spring Break. Earn up to 75,000 points per year. Receive 10% purchase discounts at the online MTV store the MTV store in New York City.
4. Discover® Mix Tape Student Card
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| Interest Rate: | as low as 13.99%* Variable* |
|---|---|
| Intro Rate: | 0% Interest* for 6 Months |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: 0% APR on Purchases for 6 Months
Our Opinion: Created for students with very good credit who want a cash rewards credit card. In the rewards program, earn a 5% rebate for purchases in categories like restaurants, movies, travel, home and fashion. Earn additional discounts at the online shopping site. 1% Unlimited Cashback Bonus on all other purchases.
5. Discover® Open Road Card for Students
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| Interest Rate: | as low as 13.99%* Variable* |
|---|---|
| Intro Rate: | 0% Interest* for 6 Months |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: There is a 0% introductory APR* on purchases for 6 months. See terms and conditions for complete details.
Our Opinion: Created for students who want to earn cash rewards for gas and auto maintenance. Double Cashback Bonus® at any gas station and any restaurant on your first $250 in purchases each month. Earn up to 1% for general purchases. Redeem rewards in $20 increments. Earn unlimited rebates. Rebates do not expire if the account is active within a 36-month period. Standard benefits for account management and unauthorized transactions. This card will benefit those who will use their Cashback Bonus® award at participating retailers (to maximize the rebates) and who will pay their balance in full each month.
