1. Discover® Student Card

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Interest Rate:	16.99%
Intro Rate:	0% Interest* for 6 Months
Grace Period:	25 Days (Min.)
Credit Limit:	up to $5,000
Annual Fee:	None

Special Offers: There is a 0% introductory APR* on purchases for 6 months. See terms and conditions for complete details.

Our Opinion: Created for students who want a cash reward credit card. Earn unlimited cashback bonus- up to 1% of general purchases and up to 5% on specific categories that change 4 times each year (categories include gas stations, restaurants, travel and more). Spend less than $1,500 (or purchases at warehouse clubs and discount stores)-.25% rebate, Spend $1,500-$3,000- .5% rebate, spend over $3,000- 1% rebate. Double rebates by using rewards for gift cards at participating retailers. If not a full-time student, must have minimum household income of $15,000. Uses Two Cycles Average Daily Balance which may result in a higher finance charge. This card will benefit those who will spend over $3,000 a year (to get the 1% cash rebate), and plan to pay off their balance each month.

2. Citi® mtvU™ Platinum Select® Visa® Card for College Students

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Interest Rate:	12.99%
Intro Rate:	0% APR for 6 Months
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: The introductory rate is available for all transactions.

Our Opinion: This is a good choice if you pay off your card each month and use the reward program. Earn 1 point per $1 for general purchases and 5 points per $1 spent on purchases made on entertainment such as dining, bookstores, music stores, videos and movies. Receive between 250 and 2,000 bonus points for making good grades. Receive 25 points for payments made on time and remaining under the credit limit. Redeem points for tickets to the MTV VMA's, gift certificates, CDs, airline tickets, or a VIP pass for mtvU Spring Break. Earn up to 75,000 points per year. Receive 10% purchase discounts at the online MTV store the MTV store in New York City.

3. Citi® Dividend Platinum Select® Card for College Students

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Interest Rate:	12.99%
Intro Rate:	0% APR for 6 Months
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: The introductory rate is available for all transactions.

Our Opinion: Since this card offers a cash back rewards program, it is a good choice if you pay off your balance each month. Receive 1% cash back on all general purchases; receive up to 5% on purchases made at gas stations, grocery stores and drug stores for six months and 2% after the intro period ends. Earn up to $300 each year. Each time you earn $50, contact Citicards to receive your check.

4. Discover® Student Card - Monogram Collection

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Interest Rate:	16.99%
Intro Rate:	0% Interest* for 6 Months
Grace Period:	25 Days (Min.)
Credit Limit:	up to $5,000
Annual Fee:	None

Special Offers: There is a 0% introductory APR* on purchases for 6 months. See terms and conditions for complete details.

Our Opinion: Created for students who want cashback rewards. Personalized card displays cardholder's initial(s). Earn up to 1% for general purchases. Earn 5% in popular categories that change four times a year (travel, movies, gas, restaurants, movies, etc.). Spend up to $1,500 and get a .25% rebate; $1,500-$3,000 and get a .5% rebate; over $3,000 will get a 1% rebate. Earn unlimited rebates per year. Rebates expire if there is no activity during a 36 month period.

5. Discover® Student Card - Clear

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Interest Rate:	16.99%
Intro Rate:	0% Interest* for 6 Months
Grace Period:	25 Days (Min.)
Credit Limit:	up to $5,000
Annual Fee:	None

Special Offers: There is a 0% introductory APR* on purchases for 6 months. See terms and conditions for complete details.

Our Opinion: Created for students who want a cash back rewards program. This is a good choice if you pay off your balance each month. Earn unlimited cashback bonus of up to 1% of general purchases; earn up to 5% on specific categories that change 4 times a year (categories include gas stations, restaurants, travel and more). Spend up to $1,500 (or purchases at warehouse clubs and discount stores)-.25% rebate, Spend $1,500-$3,000- .5% rebate, spend over $3,000- 1% rebate. If not a full-time student, must have minimum household income of $15,000. Uses Two Cycles Average Daily Balance which may result in a higher finance charge. This card will benefit those who plan to spend over $3,000 per year (to earn the 1% cash rebate) and will pay off their total balance each month.

6. Capital One® Standard Platinum for Students

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Interest Rate:	19.80%
Intro Rate:	0% on Purchases until December 2008
Grace Period:	25 Days
Credit Limit:	up to $3,000
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases until December 2008. See terms and conditions for complete details.

Our Opinion: The Capital One® Standard Platinum Card for Students is for those students with an average or limited credit history who are not looking for any rewards. Although there are no rewards, this card provides platinum benefits and services including 24/7 customer support, extended warranties for purchases, and $0 fraud liability. Cardholders will also be eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. This card has no annual fee, a 0% introductory rate that can be applied to purchases until December 2008, and an above average interest rate for purchases and balance transfers once the introductory rate expires. Therefore, students with limited credit history who are not looking for any rewards and will make use of the additional services will benefit most from what the Capital One® Standard Platinum card for Students has to offer.

7. Fidelity Investments® 529 College Rewards® American Express®

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Interest Rate:	16.99%
Intro Rate:	0% APR for 12 Billing Cycles
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: The introductory rate is also available for cash advance checks.

Our Opinion: Created for students with very good credit who want to earn cash deposits to their Fidelity 529 College Savings Plan. Earn 1.5 points per $100 spent on retail purchases. 1 point is equal to 1 Fidelity 520 Dollar. Points are automatically deposited into the Fidelity-managed 529 plan each time 50 points are accrued. Maximum is $1,500 per year.

8. Discover® Open Road(SM) Card for Students

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Interest Rate:	16.99%
Intro Rate:	0% Interest* for 6 Months
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 0% introductory APR* on purchases for 6 months. See terms and conditions for complete details.

Our Opinion: Created for students who want to earn cash rewards for their gas and auto maintenance purchases. Earn 5% rebate for gas and auto maintenance purchases. Spend up to $1,500 and get a .25% rebate; spend $1,500-$3,000 and get a .5% rebate; spend over $3,000 and get a 1% rebate. Redeem rewards in $20 increments. This card is a good choice if you plan to spend up to $1,200 per year on gas and auto maintenance (to get the full 5% cash rebate).

9. Chase +1(SM) Student MasterCard®

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Interest Rate:	14.99%
Intro Rate:	0% APR for up to 6 Months
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Our Opinion: Creates for students who want to take advantage of the rewards program. Earn 1 point per $1 spent on eligible purchases. Redeem points for movies, music, Ticketmaster gift cards, and spring break discounts. Benefits include purchase protection, and extended warranty protection. Average interest rate and intro offer.

10. Capital One® No Hassle Cash(SM) Rewards for Students

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Interest Rate:	16.90%
Intro Rate:	0% on Purchases until December 2008
Grace Period:	25 Days
Credit Limit:	up to $3,000
Annual Fee:	$29

Special Offers: A 0% introductory rate is available on purchases until December 2008. See terms and conditions for complete details.

Our Opinion: The Capital One® No Hassle Cash(SM) Rewards for Students is for students with an average or limited credit history who are looking to take advantage of the cash reward program. Through the reward program, cardholders earn a full 1% cash back on all purchases, and a 25% bonus on all cash earned in the previous year. There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. Cash rewards can also be redeemed for gift cards. This card has a $29 annual fee, a 0% introductory rate that can be applied to purchases until December 2008 and an average interest rate for purchases and balance transfers once the introductory rate expires. In addition, this card provides platinum benefits and services including extended warranties for purchases, travel accident insurance, and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those students who want a cash back reward card and will take advantage of the additional services may benefit most from what the Capital One® No Hassle Cash(SM) Rewards for Students card has to offer.