Citi Credit Cards
Here is a summary of all the Citi credit cards offered on our site. Our objective opinion is included on each card.
1. Citi® Platinum Select® MasterCard®
Apply Now
See Details
| Interest Rate: | 11.99% - 19.99%* (Variable)* |
|---|---|
| Intro Rate: | 0% Intro APR* |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: 0% Intro APR for 18 Months on Balance Transfers*, and 0% Intro APR for 12 Months on Purchases*
Our Opinion: An attractive card if you have good or excellent credit. One of the best intro rates available for balance transfers--0% interest rate for 18 for balance transfers and 0% for 12 months for purchases. No annual fee. Balance transfer fee is 5% ($10 minimum, no maximum). Cardholder benefits are average compared to other platinum cards and include auto rental insurance, fraud protection services, and retail protection insurance. (Not designed for applicants with average or poor credit).
2. Citi® Dividend Platinum Select® MasterCard®
Apply Now
See Details
| Interest Rate: | 12.99% - 20.99%* (Variable)* |
|---|---|
| Intro Rate: | 0% Intro APR for 15 Months* |
| Grace Period: | 20 Days |
| Credit Limit: | n/app |
| Annual Fee: | None |
Special Offers: 0% Intro APR for 15 months* on Balance Transfers
Our Opinion: Created for those with good credit. Earn 1% cash back on eligible purchases and cash advances. Earn $5 cash back on balance transactions of $1,500 or more. 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. 0% intro rate for balance transfers but the balance transfer free is 5%, $10 minimum.
3. Citi® Diamond Preferred® Card
Apply Now
See Details
| Interest Rate: | 14.99%* (Variable)* |
|---|---|
| Intro Rate: | 0% Intro APR for 12 Months* |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/app |
| Annual Fee: | None |
Special Offers: The introductory rate is available on purchases and balance transfers for 12 months.
Our Opinion: Created for those with good credit who want a long intro rate--up to 12 months for purchases and balance transfers. No annual fee and a low interest rates. Balance transfer fee is 5% of transferred amount; $10 minimum. Benefits include up to $1,000,000 in travel accident insurance, travel and emergency assistance services and auto rental insurance.
4. Citi Forward® Card
Apply Now
See Details
| Interest Rate: | 12.99% - 19.99%* (Variable)* |
|---|---|
| Intro Rate: | 0% Intro APR* |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: 0% Intro APR for 12 months on Balance Transfers*; 0% Intro APR for 7 months on Purchases*.
Our Opinion: Rewards cardholders for staying within their credit limit and paying on time. Stay within your credit limit and pay on time, you will receive 100 bonus points per billing period plus a possible reduction in your interest rates. Rate reductions occur at a rate of .25% after three months in a row of staying within the limit and paying on time. You could receive up to a 2% total reduction. Get 2,500 bonus points when you sign up for paperless statements within the first three months of opening the account. Receive 6,000 bonus points if you make $250 in purchases within the first three months. Receive 5 points per $1 spent at movie theaters, restaurants, book stores, and video rental stores. Receive $1 spent on all other purchases. Points can be redeemed through the Thank You network for cash, gift cards, electronics, music, and more. This card is a good choice if you pay off your balance each month.
5. Citi® Diamond Preferred® Rewards Card
Apply Now
See Details
| Interest Rate: | 12.99% - 20.99%* (Variable)* |
|---|---|
| Intro Rate: | 0% Intro APR for 12 Months* |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/app |
| Annual Fee: | None |
Special Offers: 0% Intro APR on for 12 months* on Purchases and Balance Transfers
Our Opinion: Created for those with good credit who want a rewards card. Earn 5 points per $1 spent on purchases made at drugstores, gas stations, and supermarkets for first 12 months of membership, then 1 point per $1 spent. 1 point per $1 spent on all other purchases. Earn up to 75,000 points per year. Redeem 6,000 bonus points for a $50 gift card if you spend $300 on the card within the first three months of the account. The balance transfer fee is 5%, $10 min. Standard benefits include a price protection program and $0 liability on unauthorized purchases.
6. Citi® Dividend Platinum Select® Card for College Students
Apply Now
See Details
| Interest Rate: | 12.99% - 21.99%* (Variable)* |
|---|---|
| Intro Rate: | 0% Intro APR for 7 Months* |
| Grace Period: | 20 Days |
| Credit Limit: | n/app |
| Annual Fee: | None |
Special Offers: 0% Intro APR for 7 months* on Purchases
Our Opinion: Created for students who want a cash back credit card. Earn 5% cash back rebate on purchases made a supermarkets, drugstores, convenience stores, and utilities for 6 months, 1% after that. 1% rebate on all other purchases. Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required. Receive $5 Dividend Dollars for each balance transfer over $1,500. Earn up to $300 in rebates per year. $50 check will be issued upon request once $50 Dividend Dollars have been earned. Benefits include $1,000,000 in travel accident insurance. No cosigner required.
7. Citi Forward® Card for College Students
Apply Now
See Details
| Interest Rate: | 12.99% - 19.99%* (Variable)* |
|---|---|
| Intro Rate: | 0% Intro APR* |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: 0% Intro APR for 12 months on Balance Transfers*; 0% Intro APR for 7 months on Purchases*.
Our Opinion: Rewards students for staying within their credit limit and paying on time. If you stay within your credit limit and pay on time, you will receive 100 bonus points per billing period and a possible reduction in your interest rates. Rate reductions occur at a rate of .25% after three months in a row of staying within the limit and paying on time. You could receive up to 8 reductions, for a 2% total reduction. Get 8,500 bonus points after signing up for paperless statements and making $250 in purchases within the first 3 months of account opening. Receive 5 points per $1 spent at movie theaters, restaurants, book stores, and video rental stores. Receive $1 spent on all other purchases. Points can be redeemed through the Thank You network for cash, gift cards, electronics, music, and more. This card is a good choice if you pay off your balance each month.
8. Citi® mtvU™ Platinum Select® Visa® Card for College Students
Apply Now
See Details
| Interest Rate: | 12.99% - 21.99%* (Variable)* |
|---|---|
| Intro Rate: | 0% Intro APR for 7 Months* |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: 0% Intro APR for 7 Months* on Purchases
Our Opinion: This is a good choice if you pay off your card each month and use the reward program. Earn 1 point per $1 for general purchases and 5 points per $1 spent on purchases made on entertainment such as dining, bookstores, music stores, videos and movies. Receive 2,000 Thank You Points twice a year for maintaining good grades. Receive 25 Thank You Points every month for payments made on time and remaining under the credit limit. Redeem points for tickets to the MTV VMA's, gift certificates, CDs, airline tickets, or a VIP pass for mtvU Spring Break. Earn up to 75,000 points per year. Receive 10% purchase discounts at the online MTV store the MTV store in New York City.
