LowCards seen on...
RSS Feeds
  • Home
  • About Us
  • Press Room
  • FAQ
  • Forums
  • Contact Us
  • Privacy Policy

Citi Credit Cards

Here is a summary of all the Citi credit cards offered on our site. Our objective opinion is included on each card.

1. Citi® mtvU™ Platinum Select® Visa® Card for College Students

Citi® mtvU™ Platinum Select® Visa® Card for College Students Apply Now See Details
Interest Rate: As low as 17.24% Variable*
Intro Rate: 0% APR for 7 months if you qualify
Grace Period: 20 Days (Min.)
Credit Limit: n/a
Annual Fee: None

Special Offers: The introductory rate will be 0% APR on Purchases for 7 months, if you qualify, based on your application and credit history.

Our Opinion: This is a good choice if you pay off your card each month and use the reward program. Earn 1 point per $1 for general purchases and 5 points per $1 spent on purchases made on entertainment such as dining, bookstores, music stores, videos and movies. Receive 2,000 Thank You Points twice a year for maintaining good grades. Receive 25 Thank You Points every month for payments made on time and remaining under the credit limit. Redeem points for tickets to the MTV VMA's, gift certificates, CDs, airline tickets, or a VIP pass for mtvU Spring Break. Earn up to 75,000 points per year. Receive 10% purchase discounts at the online MTV store the MTV store in New York City.

2. Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard® Apply Now See Details
Interest Rate: As low as 11.99% Variable*
Intro Rate: 0% APR for up to 15 Months
Grace Period: 20 Days (Min.)
Credit Limit: n/a
Annual Fee: None

Special Offers: 0% APR on Balance Transfers and Purchases for up to 15 Months

Our Opinion: An attractive card if you have good or excellent credit. One of the bst intro rates available for balance transfers--0% interest rate for up to 15 months on purchases and balance transfers. No annual fee. Balance transfer fee is 3% ($5 minimum, no maximum). Platinum cardholder benefits include auto rental insurance, fraud protection services, and retail protection insurance. (Not designed for applicants with average or poor credit)

3. Citi Forward® Card

Citi Forward® Card Apply Now See Details
Interest Rate: 14.24% Variable*
Intro Rate: 0% APR for 7 Months
Grace Period: 20 Days (Min.)
Credit Limit: n/a
Annual Fee: None

Special Offers: Introductory rate is available on purchases and balance transfers.

Our Opinion: Rewards cardholders for staying within their credit limit and paying on time. If you stay within your credit limit and pay on time, you will receive 100 bonus points per billing period and a possible reduction in your interest rates. Rate reductions occur at a rate of .25% after three months in a row of staying within the limit and paying on time. You could receive up to 8 reductions, for a 2% total reduction. Get 2,500 bonus points when you sign up for paperless statements within the first three months of opening the account. Receive 6,000 bonus points when they make their first $250 in purchases within the first three months. Receive 5 points per $1 spent at movie theaters, restaurants, book stores, and video rental stores. Receive $1 spent on all other purchases. Points can be redeemed through the Thank You network for cash, gift cards, electronics, music, and more. This card is a good choice if you pay off your balance each month.

4. Citi Forward® Card for College Students

Citi Forward® Card for College Students Apply Now See Details
Interest Rate: 17.24% Variable*
Intro Rate: 0% APR for 7 Months
Grace Period: 20 Days (Min.)
Credit Limit: n/a
Annual Fee: None

Special Offers: Introductory rate is available on purchases.

Our Opinion: Rewards students for staying within their credit limit and paying on time. If you stay within your credit limit and pay on time, you will receive 100 bonus points per billing period and a possible reduction in your interest rates. Rate reductions occur at a rate of .25% after three months in a row of staying within the limit and paying on time. You could receive up to 8 reductions, for a 2% total reduction. Get 2,500 bonus points when you sign up for paperless statements within the first three months of opening the account. Receive 3,500 bonus points when they make their first $250 in purchases within the first three months. Receive 5 points per $1 spent at movie theaters, restaurants, book stores, and video rental stores. Receive $1 spent on all other purchases. Points can be redeemed through the Thank You network for cash, gift cards, electronics, music, and more. This card is a good choice if you pay off your balance each month.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
  • Search by Type of Card

    • Low Interest Credit Cards
    • Low Intro Rate Cards
    • Balance Transfer Cards
    • Airline Credit Cards
    • Cash Back Credit Cards
    • Other Reward Cards
      • Auto
      • Finance
      • Gas
      • Home Improvement
      • Hotel / Travel
      • Points
      • Retail
    • Student Credit Cards
    • Prepaid & Debit Cards
    • No Annual Fee Cards
    • Canadian Credit Cards
    • LowCards.com en EspaƱol
  • Search by Credit Quality

    • Excellent Credit
    • Good Credit
    • Fair Credit
    • Bad Credit
    • No Credit / New Credit
  • Search by Issuer

    • American Express
    • Capital One
    • Chase
    • Citi
    • Discover
    • MasterCard
    • Visa
  • Latest Credit Card News

    • Credit Card Usage Continues to Decline 3/10/2010 12:15:00 PM
    • Significant Credit Card Changes Proposed By The Federal Reserve 3/4/2010 2:11:00 PM
    • New Credit Card Statements Could Help Consumers Decrease Debt 3/3/2010 11:50:00 AM
    • Significant APR Increases Took Place Before CARD Act 2/24/2010 4:01:00 PM
    • Citi Adds $60 Annual Fee to More Credit Card Accounts 2/18/2010 10:15:00 AM
    • The Unintended Consequences of the CARD Act 2/16/2010 7:45:00 PM
    • The Other Provisions of the Credit CARD Act 2/11/2010 7:21:00 AM
    • Major Changes Ahead for Student Credit Cards 2/3/2010 12:21:00 PM
    • Transferring a Credit Card Balance--A Good Idea? 1/26/2010 8:52:00 PM
    • CARD Act--Major Provisions One Month Away 1/21/2010 3:57:00 PM
  • Dummies Guide
    To Credit
  • Free Monthly
    Savings Newsletter