Chase Credit Cards

Here is a summary of all the Chase credit cards offered on our site. Our objective opinion is included on each card.

1. Chase Business Cash Rewards Card

Chase Business Cash Rewards Card Apply Now See Details
Interest Rate: 10.99%
Intro Rate: 0% APR for up to 12 Months
Grace Period: 20 Days (Min.)
Credit Limit: n/a
Annual Fee: None

Special Offers: Transferred balances must consist of business-related expenses.

Our Opinion: Created for those with very good credit who want to put business expenses with one card and who can take advantage of the rewards offered. The rewards are based on the following tiered system: 1 point per $1 spent for new purchases up to $2,000 each billing cycle; 5 points per $1 spent for new purchases totaling between $2,000-$2,500 each billing cycle; and 1.25 points per $1 for new purchases totaling over $2,500 each billing cycle. The card promotes "up to 5% cash back," but that 5% is on a very small percentage of your purchases. Benefits include travel accident insurance, auto rental insurance, and a purchase protection plan.

2. Chase Business Rebate Visa® Card

Chase Business Rebate Visa® Card Apply Now See Details
Interest Rate: 7.99%
Intro Rate: to 0% APR for up to 15 Months
Grace Period: 20 Days (Min.)
Credit Limit: up to $35,000
Annual Fee: None

Special Offers: Transferred balances must consist of business-related expenses.

Our Opinion: Created for those with very good credit who will use the rebate program. The card offers 3% cash back on purchases made at gas stations, office supply and building supply stores, home improvement and hardware stores, and any restaurant (maximum $20,000 in qualifying purchases). Other purchases will receive a 1% rebate. No maximum on the amount earned. Benefits include travel accident insurance and insurance for auto rental.

3. Chase Flexible Rewards Platinum Visa®

Chase Flexible Rewards Platinum Visa® Apply Now See Details
Interest Rate: 10.99%
Intro Rate: 0% APR for up to 12 Months
Grace Period: 20 Days (Min.)
Credit Limit: n/a
Annual Fee: None

Our Opinion: Created for those with very good credit and who will use the reward program. Balance transfer fee is 3% ($5 min., $75 max). Earn 1 point per $1 spent on general purchases. Redeem points for gift certificates, merchandise, cash or a selection of travel awards. Earn up to 60,000 points per year; points expire in five years. Cardholder benefits include travel accident insurance, purchase protection and auto rental insurance. You will be charged a $25 service fee for travel agency services for mileage redemption. 3% international transaction fee.

4. Chase Free Cash Rewards(SM) Visa® Card

Chase Free Cash Rewards(SM) Visa® Card Apply Now See Details
Interest Rate: 10.99%
Intro Rate: 0% APR for up to 12 Months
Grace Period: 20 Days (Min.)
Credit Limit: n/a
Annual Fee: None

Our Opinion: This card is for those with very good credit who want a reward program. Earn 1 point per $1 spent on general purchases and for each dollar in interest applied to the account. Receive 1,000 bonus points with your first purchase. Accrue 2,500 points and receive either a $25 gift check a $25 gift certificate from various merchants and retailers. 3% international transaction fee. Cardholders have access to common platinum benefits provided by Chase. Uses "Two Cycles Average Daily Balance" method which may result in higher finance charges. This card will benefit those who qualify for the lowest rate offered and will take advantage of the rebate program.

5. Chase Freedom(SM) Credit Card

Chase Freedom(SM) Credit Card Apply Now See Details
Interest Rate: 14.99%
Intro Rate: No Introductory Rate Available
Grace Period: 20 Days (Min.)
Credit Limit: n/a
Annual Fee: None

Our Opinion: Created for those with good credit who want a cash reward card with an option for points. Earn 1 point per $1 spent. Each billing cycle, earn 2 bonus points for each $1 of eligible purchases made at merchant locations in the 3 bonus categories where you have spent the most (when you reach $600 in spending in the bonus categories, you will only earn the 1 point for each additional $1 spent). Maximum bonus rebate accumulation per billing cycle is $12 in bonus rebates or 1,200 points monthly (equates to $600 in net purchases). You have the freedom to switch rewards to earn points instead of cash. Benefits include auto rental insurance, travel accident insurance and emergency assistance services. Average APR for a reward card. The length of your introductory period will be either 6 months for purchases and balance transfers or 3 months for balance transfers only, depending on their review of your application and credit history.

6. Chase PerfectCard™ MasterCard®

Chase PerfectCard™ MasterCard® Apply Now See Details
Interest Rate: 10.99%
Intro Rate: 0% APR for up to 6 Months
Grace Period: 20 Days (Min.)
Credit Limit: n/a
Annual Fee: None

Special Offers: Depending on the applicant's credit history, the introductory period will be either 6 months for purchases and balance transfers or 3 months for balance transfers only.

Our Opinion: This card has a high APR, so it is a good choice only if you pay your balance off each month. It gives rebates on gas purchased at any gas station, not just a specific brand. 6% rebate on all purchases made at any gas station for the first 90 days. After that, you will earn a 3% rebate on all gas purchases (maximum monthly rebate on net purchases that earn the 3% rebate is $15). 1% rebate on all other purchases. Rebates are automatically credited toward any future purchase made with the card. 3% balance transfer fee ($5 minimum, $99 maximum).

7. Chase Platinum Business Card

Chase Platinum Business Card Apply Now See Details
Interest Rate: 8.99%
Intro Rate: 0% APR for up to 12 Months
Grace Period: 20 Days (Min.)
Credit Limit: up to $35,000
Annual Fee: None

Special Offers: Transferred balances must consist of business-related expenses.

Our Opinion: This card is created for those with good credit who will use the card to consolidate business expenses. Uses the "Two Cycles Average Daily Balance" which may result in higher finance charges. Benefits include auto rental insurance and travel accident insurance.

8. Chase Platinum MasterCard®

Chase Platinum MasterCard® Apply Now See Details
Interest Rate: 10.99%
Intro Rate: 0% APR for up to 12 Months
Grace Period: 20 Days (Min.)
Credit Limit: n/a
Annual Fee: None

Our Opinion: This Chase credit card has one of best intro rates on purchases and balance transfers for those with very good credit. However, there is a 3% balance transfer fee; it will not be less than $5 or more than $75. If you have average credit and qualify for the standard pricing, the intro period is only 3 months. The card has a reasonable interest rate and no annual fee. Earn 1 point per $1 spent. Rewards include cash back, travel, merchandise, and gift cards. Earn up to 60,000 points per year. Individuals who have a banking account with Chase will also be considered for a lower APR (1% less than those who do not). The card does have a high APR for cash advances. 3% international transaction fee. Benefits include insurance for auto rental, travel accident insurance, and a year-end summary of transactions.

9. Chase Platinum Visa® Card

Chase Platinum Visa® Card Apply Now See Details
Interest Rate: 10.99%
Intro Rate: 0% APR for up to 12 Months
Grace Period: 20 Days (Min.)
Credit Limit: n/a
Annual Fee: None

Our Opinion: Good choice for those with very good credit who want to transfer a balance. Intro period is 12 or 3 months, determined by your application and credit history. 3% balance transfer fee ($5 min., $75 max.). If you have average credit and qualify for the standard pricing, the intro period is only 3 months. In the rewards program, earn 1 point per $1 spent. Redeem points for cash back, travel, merchandise, and gift cards. Earn up to 60,000 points per year; points expire in 5 years. The card has a reasonable interest rate and no annual fee. The card does have a high APR for cash advances and a high default rate. 3% international transaction fee. Benefits include insurance for auto rental, travel accident insurance, and a year-end summary of transactions.