Retail Rewards Credit Cards
Earn reward points for everyday purchases that can be redeemed for discounts at certain retail stores. Consumers may earn significant extra reward points for card purchases at these specific retail outlets. Our objective opinion is included on each card.
1. Discover® More(SM) Card
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| Interest Rate: | 10.99% |
|---|---|
| Intro Rate: | 0% Intro APR* |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | up to $50,000 |
| Annual Fee: | None |
Special Offers: There is a 0% introductory APR* on purchases for 6 months and a 0% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details.
Our Opinion: Created for those with very good credit who want a cash reward card. 5% Cashback Bonus in categories like travel, gas, restaurants, home, apparel, and movies (categories rotate every 3 months). Earn up to 1% Cashback Bonus on general purchases. Cashback rewards: $25-1,500-.25%, $1,500-3,000-.50%, over $3,000- 1%. Redeem in $20 increments; no limit for amount earned. Double your Cashback bonus when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Benefits include travel accident insurance, auto rental insurance, and various security and fraud protection services. This card will benefit those who pay off their balance each month, spend at least $3,000 a year (to receive the 1% cash rebate) and use their cashback awards at participating retailers (to receive double cash rebates).
3. Discover® More(SM) Card - Clear
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| Interest Rate: | 10.99% |
|---|---|
| Intro Rate: | 0% Intro APR* |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | up to $50,000 |
| Annual Fee: | None |
Special Offers: There is a 0% introductory APR* on purchases for 6 months and a 0% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details.
Our Opinion: Created for those with good credit who want a cash reward credit card. Earn up to 2% in cash rebates with the card. Spend up to $1,500 (or if purchases are made at select warehouse clubs and discount stores) and receive a .25% rebate; spend between $1,500 and $3,000 and receive a .5% rebate; spend over $3,000 and receive a 1% rebate. Enroll in the Get More program and receive 5% CashBack in reward categories that rotate every 3 months (such as gas/auto, clothing/education, restaurants, travel and more). Earned rebates are worth double their value at participating retailers through the Cashback BonusĀ® Reward program. Double your Cashback bonus when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Platinum benefits include auto rental insurance, travel accident insurance, and security and fraud protection services. Computes balances for purchases with two-cycle daily balance method which usually results in higher finance charges. This card will benefit those who pay off their balance each month and will spend at least $3,000 a year (to get the 1% cash rebate) and will use their Cashback Bonus award at participating retailers.
4. Major League Baseball® Extra Bases™ Credit Card
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| Interest Rate: | 9.99% / 15.99% |
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| Intro Rate: | 0% APR for 12 Billing Cycles |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Our Opinion: Created for those with good credit who want to show their support of their favorite MLB team and want to have a baseball rewards program. Receive 1 point per $1 spent with the card. Redeem points for MLB team experiences (such as field-level game tickets), collectibles, cash, travel, and merchandise. Earn unlimited points each year. $50 MLB giftcard after your first qualifying purchase.
5. NASCAR RacePoints(SM) Platinum Plus® Visa® Credit Card
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| Interest Rate: | 9.99% / 15.99% |
|---|---|
| Intro Rate: | 0% APR for 12 Billing Cycles |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Our Opinion: Created for those with good credit who would like to show their support of Nascar and take advantage of the NASCAR reward program. Receive 1 point per $1 spent on the card. Redeem points for NASCAR licensed collectibles, including autographed items, on-track driving experiences, access to driver introduction in the red carpet area (50,000 points), and crew member for a day (175,000 points). Receive $50 store credit at NASCAR.com after the first authorized purchase.
6. Disney Rewards® Visa® Card from Chase
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| Interest Rate: | 10.99% |
|---|---|
| Intro Rate: | 0% APR for up to12 Months |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | up to $100,000 |
| Annual Fee: | None |
Our Opinion: Created for those with good credit who can take advantage of Disney rewards. Earn 1% rebate for general purchases. Receive 1 reward dollar per $100 spent. Earn up to $750 reward dollars per year (rewards expire in 5 years). Use reward dollars on Disney vacations and merchandise. Receive a $15 Disney Store gift card after the first transaction. Platinum benefits include travel accident insurance, travel and emergency assistance services, and auto rental insurance. Uses the "Two Cycles Average Daily Balance" method which may result in higher finance charges. This card will benefit those who pay in full each month and will take advantage of the special Disney offers.
7. Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card
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| Interest Rate: | 9.9% / 15.99% |
|---|---|
| Intro Rate: | 0% APR for 12 Billing Cycles |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Our Opinion: Created for those with good credit who frequently shop at Bass Pro Shops and can take advantage of the reward program. Earn 1% rebate per $1 spent on general purchases, earn a 2% rebate per $1 spent on non-Bass Pro Shops merchandise, earn a 4% rebate on Bass Pro Shops branded merchandise. Use rewards for Bass Pro Shops purchases. Earn unlimited rebates. Receive a free $25 gift card with first purchase. With each purchase, Bass Pro Shops and National Fish and Wildlife Federation will make a contribution to Conservation efforts at no additional cost to you.
8. ESPN Total Access Visa® Card
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| Interest Rate: | 9.49% |
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| Intro Rate: | 0% APR for 6 Months |
| Grace Period: | 25 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: There is a 0% introductory APR on purchases and balance transfers for the first six billing cycles.
Our Opinion: Created for sports fans with average credit who want to earn ESPN rewards. Earn 5 points per $1 spent on ESPN purchases from ESPN Zones, ESPN Shop, etc. Earn 1 point per $1 spent on all other purchases. Earn up to 500,000 points per year. Redeem points for VIP access to sporting events, create your own fan experience, tickets, sports merchandise and collectibles, retail, dining and travel rewards. Earn 2,500 points after first purchase within 1 year. Rewards start at 2,500 points. 10,000 points earns behind the scenes SportsCenter access. 100,000 points earns VIP access to the ESPY awards and afterparty. 500,000 points earns VIP access to the All-Star Pro Basketball weekend.
9. NFL Extra Points™ Platinum Plus® Visa® Card
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| Interest Rate: | 9.99% / 15.99% |
|---|---|
| Intro Rate: | 0% APR for 12 Billing Cycles |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Our Opinion: Created for NFL fans with good credit who want to participate in an NFL reward program. Earn 1 point per $1 spent. Redeem points for a variety of team experiences (such as VIP passes to an NFL kickoff event), merchandise, and collectibles. Receive a $25 NFL Shop gift certificate with first qualifying purchase.
