1. Chase Freedom® Visa - $200 Bonus Cash Back

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Interest Rate:	15.99% - 22.99% Variable*
Intro Rate:	No Introductory Rate Available
Grace Period:	21 Days
Credit Limit:	n/app
Annual Fee:	None

Special Offers: No Introductory Rate Available

Our Opinion: In addition to the $200, you will earn an unlimited 1% cash back on everything you buy. Earn 5% cash back on seasonal spending categories that change with each yearly quarter. You receive cash back on everything from grocery store purchases and travel to home and garden improvements.

2. Capital One® VentureOne℠ Rewards Credit Card

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Interest Rate:	11.9% - 19.9% (V)*
Intro Rate:	0% Intro on Purchases Until February 2013
Grace Period:	25 Days (Min.)
Credit Limit:
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases until February 2013. See terms and conditions for complete details.

Our Opinion: The Capital One® VentureOne(SM) Rewards is for people with excellent credit and is by far one of the best and least costly airline reward cards available. Through the rewards program, cardholders earn 1.25 mile per dollar spent on all purchases. Earn unlimited miles; miles do not expire. Miles are redeemable for flights on any airline with no blackout dates. Also redeem for travel, merchandise, and gift certificates. Miles can also be donated to participating charities. No annual fee. No foreign transaction fee. Click "Apply Now" to apply online or call 877-834-4206.

3. Capital One® Cash

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Interest Rate:	12.9% - 20.9% (V) *
Intro Rate:	0% Intro on Purchases and Balance Transfers Until February 2013.
Grace Period:	25 Days
Credit Limit:	n/app
Annual Fee:	None

Special Offers: 0% intro APR on purchases and balance transfers until February 2013. See terms and conditions for complete details.

Our Opinion: Good card if you have excellent credit and want a cash back rewards card. 1% cash back on all purchases. Get a 50% cash back bonus on all you earn each year. New account-holders earn a one-time $100 bonus. There is no fee for foreign transactions.

4. Discover® More Card

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Interest Rate:	10.99% - 20.99% (V)**
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: *0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a cash reward card. Enroll to earn 5% Cashback Bonus® in rotating categories like travel, gas, restaurants, home, apparel, and movies (categories rotate every 3 months) You must sign up for each 5% program and there is a bonus limit set for each program. Up to 1% rebate on all other purchases. Spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.* Redeem in $50 increments; no limit for amount earned. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Benefits include travel accident insurance, auto rental insurance, and various security and fraud protection services. 15-month intro period for balance transfers but the balance transfer fee is 3%. This card will benefit those who pay off their balance each month, spend at least $3,000 a year (to receive the 1% cash rebate) and use their cashback awards at participating retailers (to receive double cash rebates). (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited).

5. Capital One® Venture℠ Rewards Credit Card

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Interest Rate:	11.9% - 19.9% (V)*
Intro Rate:	No Introductory Information Available
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	$59

Our Opinion: Created for people with excellent credit who want to earn airlines miles or gift cards rewards. It has one of the most generous reward offers: 2 miles per $1 spent on all purchases. Earn unlimited miles each year; miles do not expire. Use miles on any airline, anytime. There are no seat restrictions or blackout dates. Miles may also be redeemed for travel, merchandise, and gift cards. Benefits include purchase insurance and emergency roadside assistance. No foreign transaction fee. Offers concierge services. Click "Apply Now" to apply online or call 877-834-4206.

6. Capital One® Orbitz® Visa® Platinum

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Interest Rate:	13.9% - 19.9% (V)*
Intro Rate:	0% Intro on Purchases Until February 2013
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases until February 2013. See terms and conditions for complete details.

Our Opinion: The Capital One® Orbitz® Visa® Platinum card is for people with excellent credit who want a travel reward card. Through the reward program, cardholders earn 1 point per dollar spent on general purchases and 3 points per dollar spent on all eligible Orbitz.com travel, hotel, and vacation package bookings. Points are redeemable for flights on any airline with no blackout dates, cash, merchandise, and gift certificates. Points can also be donated to participating charities. This card has no annual fee and an above average interest rate for purchases and balance transfers. This card provides signature benefits such as $0 fraud liability, travel accident insurance, 24-hour travel and emergency assistance and auto rental insurance.

7. IberiaBank Visa® Gold Cash Back Rewards Card

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Interest Rate:	9.25%, 12.25%, or 15.25%**
Intro Rate:	1.99% APR for 6 Months
Grace Period:	25 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.

Our Opinion: Created for those with very good credit who want a cash reward card. Earn 1% rebate per $1 spent. Earn unlimited rebates; rebates do not expire. Low interest rate for those qualify. Same low rate for cash advances. Benefits include travel accident insurance. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.

8. Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration

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Interest Rate:	11.99% - 21.99% variable*
Intro Rate:	15 months for purchases and balance transfers or 6 months balance transfers only
Grace Period:	21 Days
Credit Limit:	n/app
Annual Fee:	None

Special Offers: 15 months 0% APR on purchases, balance transfers for Elite and Premium pricing. For Standard pricing, 6 months 0% APR for balance transfers only.

Our Opinion: Spend $300 on qualifying transactions within the first three months of account opening and receive a $75 statement credit. These qualifying transactions can include purchases and balance transfers but excludes any cash advances. You will receive a special 0% Introductory APR on purchases, good for 15 months. You can also transfer any high outstanding balances with a 0% Intro APR offer on balance transfers, good for 15 months on new accounts with Elite or Premium pricing and 6 months on new accounts with Standard pricing.

9. Citi® Diamond Preferred® Card

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Interest Rate:	11.99% - 21.99%* (Variable)*
Intro Rate:	0% Intro APR*
Grace Period:	20 - 25 Days
Credit Limit:	n/app
Annual Fee:	None

Special Offers: *The introductory rate is available on balance transfers for 21 months and on purchases for 21 months.

Our Opinion: Created for those with good credit. One of the longest intro rates available for both purchases and balance transfers. No annual fee and a low interest rates. Balance transfer fee is 3% of transferred amount; $5 minimum.

10. Citi® Platinum Select® MasterCard®

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Interest Rate:	11.99% - 21.99%* (Variable)*
Intro Rate:	0% Intro APR*
Grace Period:	20 - 25 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% Intro APR for 21 Months on Balance Transfers*, and 0% Intro APR for 21 Months on Purchases*

Our Opinion: An attractive card if you have good or excellent credit. One of the best intro rates available--0% interest rate for 18 months for balance transfers and 0% for 18 months for purchases. No annual fee. Balance transfer fee is 3% ($5 minimum, no maximum). Cardholder benefits are average compared to other platinum cards and include auto rental insurance, fraud protection services, and retail protection insurance. (Not designed for applicants with average or poor credit).

11. Citi® Hilton HHonors™ Visa Signature® Card

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Interest Rate:	14.24% or 16.24% (Variable)**
Intro Rate:	No Introductory Rate Available
Grace Period:	20 - 25 Days
Credit Limit:	See Important Notations
Annual Fee:	None

Our Opinion: Created for people who want a reward card to earn free nights at Hilton Hotels. Receive 40,000 Hilton HHonors bonus points after you spend $1,000 after the first four months of opening the account. Earn 6 Hilton HHonors bonus points per $1 spent at Hilton Worldwide portfolio hotels worldwide; 3 Hilton HHonors bonus points per $1 spent on purchases at supermarkets, drugstores and gas stations, and 2 Hilton HHonors bonus points per $1 spent on all other purchases. No annual fee. 3% balance transfer fee. 3% international transaction fee.

12. Discover® Open Road Card for Students

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Interest Rate:	13.99%- 20.99% V*
Intro Rate:	0% Interest* for 9 Months
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 0% introductory APR* on purchases for 9 months. See terms and conditions for complete details.

Our Opinion: Created for students who want to earn cash rewards for gas and auto maintenance. Double Cashback Bonus® at any gas station and any restaurant on your first $250 in purchases each month. Earn up to 1% for general purchases. Redeem rewards in $20 increments. Earn unlimited rebates. Rebates do not expire if the account is active within a 36-month period. Standard benefits for account management and unauthorized transactions. This card will benefit those who will use their Cashback Bonus® award at participating retailers (to maximize the rebates) and who will pay their balance in full each month. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)

14. PenFed Visa Platinum Cashback Rewards

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Interest Rate:	13.99%*
Intro Rate:	4.99% APR promotional rate for online transfers for 24 months .
Grace Period:	25 days
Credit Limit:	None listed
Annual Fee:	None

Special Offers: 4.99% for Online Balance Transfers for 24 months

Our Opinion: Reward card for people with good credit. Earn 2.00% cash back on supermarket purchases. Earn 5.00% cash back from gas purchases paid at the pump. Earn 1.00% cash back from all purchases. $50,000 limit each year. 2.5% balance transfer fee. Does not charge an international transaction fee.

15. PenFed Promise Visa Card

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Interest Rate:	9.99%*
Intro Rate:	7.49% APR introductory purchase APR for first 36 months
Grace Period:	25 days
Credit Limit:	None listed
Annual Fee:	None

Special Offers: 7.49% APR introductory purchase APR for first 36 months

Our Opinion: 7.49% APR introductory purchase APR for first 36 months After that, the APR will vary with the Prime Rate, that is currently 9.99% APR. No-fee cash advances with a 17.99% APR. No fees (includes balance transfers, cash advances, international transaction fee, late payment fee, etc.)