1. Blue Cash® from American Express

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Interest Rate:	As low as 17.24%**
Intro Rate:	0% APR for up to 6 Months
Grace Period:	25 Days
Credit Limit:	n/app
Annual Fee:	None

Special Offers: 0.00% Introductory APR (0.0000% DPR) for Purchases for up to 6 months of Cardmembership.

Our Opinion: Created for those with good or excellent credit who want a cash back reward card. Unlimited cash back on eligible purchases but this varies with the amount spent per year. For the first $6,500 of Eligible Purchases, the rebate is 1.0% for Everyday Purchases and 0.5% for all other Eligible Purchases; for Eligible Purchases of $6,500.01 or more, the rebate percentage is 5.0% for Everyday Purchases and 1.25% for all other Eligible Purchases. "Everyday Purchases" are made at drugstores, automobile gas stations and supermarkets. Benefits include purchase protection plan and up to $100,000 in travel accident insurance. Once you charge more than $6,500, the rebate rate is better than most cards. However, the high APR makes this a good card only if you pay off your balance each month. Rebates appear as a credit 1 month following your anniversary date. Earn cashback on recurring bills by enrolling in the automatic payment option.

2. Chase Freedom℠

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Interest Rate:	12.99%, 17.99%, or 22.99%*
Intro Rate:	0% APR for up to 6 Months on Purchases*
Grace Period:	20 Days (Min.)
Credit Limit:	n/app
Annual Fee:	None

Special Offers: *0% APR for up to 12 Months on Balance Transfers. After that, the APR for Balance Transfers is 12.99%, 17.99%, or 22.99%.

Our Opinion: Created for those with excellent credit who want a cash rewards card. Standard rebates, earn 1% per $1 spent. Earn 3% cash back in rotating categories such as home improvement, gas, utilities, dining, and department stores. Earn more cash back of you shop at select merchants online through Chase. Earn unlimited rewards; cash rebates do not expire. $50 cash back bonus after your first purchase or first use of the card. Limited cardholder benefits. Length of intro period is determined by your application and credit history.

3. Discover® More(SM) Card

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Interest Rate:	As low as 11.99%*
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: *There is a 0% introductory APR on balance transfers for 12 months, and a 0% introductory APR on purchases for up to 6 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a cash reward card. Enroll to earn 5% Cashback Bonus® in rotating categories like travel, gas, restaurants, home, apparel, and movies (categories rotate every 3 months). Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.* Redeem in $50 increments; no limit for amount earned. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Benefits include travel accident insurance, auto rental insurance, and various security and fraud protection services. 5% fee for balance transfers, one of the highest fees for a balance transfer. This card will benefit those who pay off their balance each month, spend at least $3,000 a year (to receive the 1% cash rebate) and use their cashback awards at participating retailers (to receive double cash rebates).

4. Chase Sapphire℠

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Interest Rate:	12.24%*
Intro Rate:	No Introductory Rate Available
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Our Opinion: Created for those with good credit who want a reward card with plenty of options. 10,000 bonus points after first purchase. Earn 1 point per $1 spent; 2 points per $1 spent on airfare booked through Ultimate Rewards. Earn unlimited points. Points do not expire. Book flights on most major airlines, no black-outs or restrictions. Cash-back rewards start at 5,000 points for $50. Redeem for gift cards starting at 2,500 points. Gift card for restaurants, retailers, movie theaters, theme parks, etc. Benefits include trip cancellation insurance, travel accident insurance, travel and emergency services, auto rental collision damage waiver.

5. TrueEarnings® Card from Costco and American Express

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Interest Rate:	15.24%*
Intro Rate:	0% APR for 6 Months
Grace Period:	20 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: Created for Costco members who have average credit and will take advantage of the cash back reward program. Cash rebate varies by where you make the purchase: 1% is earned on general purchases, 2% is earned for travel-related purchases. 3% is earned for restaurant purchases. 3% is earned for gasoline purchases up to $3,000, 1% thereafter. Earn unlimited rebates. $25 statement credit with first purchase. Benefits include purchase protection, travel accident insurance, and auto rental insurance. This card has an above average interest rate for purchases and balance transfers. No annual fee with a paid Costco membership. This card will benefit those who plan to spend at least $5,000 a year on the card and plan to pay in full each month.

6. IberiaBank Visa® Gold Cash Back Rewards Card

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Interest Rate:	8.25%-14.25%**
Intro Rate:	1.99% APR for 6 Months
Grace Period:	25 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.

Our Opinion: Created for those with very good credit who want a cash reward card. Earn 1% rebate per $1 spent. Earn unlimited rebates; rebates do not expire. Low interest rate for those qualify. Same low rate for cash advances. Benefits include travel accident insurance. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.

7. Discover® Open Road(SM) Card

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Interest Rate:	11.99%*
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	up to $50,000
Annual Fee:	None

Special Offers: There is a 0% introductory APR* on purchases and balance transfers for 6 months. See terms and conditions for complete details.

Our Opinion: Creates for those with very good credit who want cash rewards on gas and auto maintenance expenses. Earn 2% on the first $250 in combined gas and auto maintenance purchases and up to 1% for general purchases. Earn unlimited rebates. Earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. Benefits include travel accident insurance and auto rental insurance.

8. Discover® More(SM) Card - Wildlife Collection

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Interest Rate:	as low as 11.99%*
Intro Rate:	0% Intro APR
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 0% introductory APR on balance transfers for 6 months, and a 0% introductory APR on purchases for up to 6 months. See terms and conditions for complete details.

Our Opinion: Created for those with good credit who want a cash reward credit card. Spend up to $1,500 on general purchases and receive a .25% rebate, spend between $1,500 and $3,000 and receive a .5% rebate, spend over $3,000 and receive a 1% rebate.* Enroll and receive 5% Cashback Bonus® in reward categories that rotate every 3 months (such as gas/auto, movies, restaurants, travel and more). Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Platinum benefits include auto rental insurance, travel accident insurance, and security and fraud protection services. This card will benefit those who pay off their balance each month and will spend at least $3,000 a year (to get the 1% cash rebate) and will use their Cashback Bonus® award at participating retailers.

9. Discover® More(SM) Card - Clear

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Interest Rate:	as low as 11.99%*
Intro Rate:	0% Intro APR
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 0% introductory APR on balance transfers for 6 months, and a 0% introductory APR on purchases for up to 6 months. See terms and conditions for complete details.

Our Opinion: Created for those with good credit who want a cash reward credit card. Spend up to $1,500 on general purchases and receive a .25% rebate. Spend between $1,500 and $3,000, and earn a .5% rebate. Earn 1% unlimited Cashback Bonus® on all other purchases after your total annual purchases exceed $3,000.* Enroll and receive 5% Cashback Bonus® in reward categories that rotate every 3 months (such as gas/auto, movies, restaurants, travel and more). Earned rebates are worth double their value at participating retailers through the Cashback Bonus® Reward program. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Earn unlimited rebates, rebates do not expire. Platinum benefits include auto rental insurance, travel accident insurance, and security and fraud protection services. This card will benefit those who pay off their balance each month and will spend at least $3,000 a year (to get the 1% cash rebate) and will use their Cashback Bonus® award at participating retailers. *See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

10. Discover® More(SM) Card- American Flag

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Interest Rate:	as low as 11.99%*
Intro Rate:	0% Intro APR
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a cash reward card. Enroll to earn 5% Cashback Bonus® in rotating categories like home, gas, restaurants, travel, movies, etc. Spend up to $1,500 on general purchases and receive a .25% rebate; spend between $1,500 and $3,000 and receive a .5% rebate; spend over $3,000 and receive a 1% rebate.* Purchases made at warehouses and discount stores and earn .25%. Earn double Cashback Bonus® for using your rebate for gift certificates from Discover Card Partners. Earn unlimited rebates each year. 3% fee for balance transfers. Benefits include up to $500,000 in travel accident insurance, and auto rental insurance. This card will benefit those who will spend over $3,000 per year (to get the 1% cash rebate), and will pay in full each month.

11. Discover® More(SM) Card - Sealife Collection

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Interest Rate:	as low as 11.99%*
Intro Rate:	0% Intro APR
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 0% introductory APR on balance transfers for 6 months, and a 0% introductory APR on purchases for up to 6 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a Cashback Bonus® reward card. Earn 5% Cashback Bonus® in categories such as restaurants, travel, movies and gas. Spend up to $1,500 on general purchases will receive a .25% rebate. Spend between $1,500 and $3,000, earn a .5% rebate, and over $3,000 will earn a 1% rebate.* Earn double Cashback Bonus® when you redeem points for rebates with Discover Card partners. Earn unlimited rebates and rebates do not expire. Benefits include auto rental insurance, travel accident insurance, and fraud and security protection. This card is a good choice for those who will spend over $3,000 a year to get the full 1% rebate and will pay their balance in full each month.

12. Discover® More(SM) Card - Monogram

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Interest Rate:	as low as 11.99%*
Intro Rate:	0% Intro APR
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 0% introductory APR on balance transfers for 6 months, and a 0% introductory APR on purchases for up to 6 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a cash reward card. Earn 5% Cashback Bonus® in rotating categories like home, gas, restaurants, travel, movies, etc. Spend up to $1,500 on general purchases and receive a .25% rebate. Spend between $1,500 and $3,000 and earn a .5% rebate. Earn 1% unlimited Cashback Bonus® on all other purchases after your total annual purchases exceed $3,000.* Earn unlimited rebates and rebates do not expire. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Platinum benefits include auto rental insurance, travel accident insurance, and security and fraud protection services. This card will benefit those who pay off their balance each month and will spend at least $3,000 a year (to get the 1% cash rebate) and will use their Cashback Bonus® award at participating retailers.

13. Discover® Motiva(SM) Card

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Interest Rate:	as low as 11.99%*
Intro Rate:	3.99% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 3.99% introductory APR* on purchases for 6 months and a 3.99% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details.

Our Opinion: Created for those with good credit who carry a balance, pay on time, and want to earn cash for their purchases. Extended low rate for balance transfers. Spend up to $1,500 on general purchases and receive a .25% rebate; spend between $1,500 and $3,000 and receive a .5% rebate; spend over $3,000 will receive a 1% rebate. Earn unlimited rebates; rebates do not expire if there is activity within a 36-month period. Cardholders who make 6 on-time payments in a row qualify for a pay-on-time bonus that provides a credit toward the payment of their next month's interest. The bonus is available twice a year when monthly payments are received on time. Benefits include auto rental insurance and up to $500,000 in travel accident insurance. This card will benefit those who will spend over $3,000 a year (to earn the full 1% cash rebate), plan to use the card for balance transfers, and pay on time every month.

14. Miles by Discover® Card

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Interest Rate:	as low as 11.99%*
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: *There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a travel reward card with a low interest rate. Earn 1 mile per $1 spent on regular purchases.* Earn double miles on up to $3,000 in travel and restaurant purchases. Redeem miles for reduced or free airfare most major U.S. airlines (no blackout dates). Cardholders earn 1,000 bonus miles in every month that they make a purchase during the first year of membership (up to 12,000 miles). Earn up to 60,000 miles per year. Redeem 30,000 miles for round-trip coach ticket. You can also redeem miles for cash, travel and merchandise or gift cards . Benefits include travel accident insurance (up to $500,000), and auto rental insurance. This card will benefit those who will spend over $3,000 per year (to get the 1% cash rebate), and will pay in full each month.