1. Discover® More(SM) Card

Apply Now See Details

Interest Rate:	10.99%
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	up to $50,000
Annual Fee:	None

Special Offers: There is a 0% introductory APR* on purchases for 6 months and a 0% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a cash reward card. 5% Cashback Bonus in categories like travel, gas, restaurants, home, apparel, and movies (categories rotate every 3 months). Earn up to 1% Cashback Bonus on general purchases. Cashback rewards: $25-1,500-.25%, $1,500-3,000-.50%, over $3,000- 1%. Redeem in $20 increments; no limit for amount earned. Double your Cashback bonus when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Benefits include travel accident insurance, auto rental insurance, and various security and fraud protection services. This card will benefit those who pay off their balance each month, spend at least $3,000 a year (to receive the 1% cash rebate) and use their cashback awards at participating retailers (to receive double cash rebates).

2. Blue Cash® from American Express

Apply Now See Details

Interest Rate:	As low as 9.99%
Intro Rate:	0% APR for 6 Months
Grace Period:	20 Days
Credit Limit:	See Important Notations
Annual Fee:	None

Special Offers: A 4.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the application process.

Our Opinion: Created for those with good credit who use the Cash Back reward program. Up to 5% Cash Back with unlimited cash rewards. 0-$6,500 spent receives 1% cash back for Everyday Purchases and .5% for all other purchases. Spend over $6,500 and receive 5% cash back for Everyday Purchases and 1.5% for all other purchases. Earn cash back if you use the card to pay for monthly bills with participating merchants and expenses such as cable and telephone bills, transportation and parking. There is no annual fee. Rebates are restricted to the first $50,000 in spending annually. You will have to wait to receive your rewards- your account will be automatically credited for the amount of your cash back two months following your yearly anniversary (your approval date). 2% international transaction fee. Benefits include a purchase protection plan, buyer's assurance plan, and travel accident insurance. This card is attractive for people who pay off their balance each month, don't mind waiting for their rewards and spend more than $5,000 per year.

3. Capital One® No Hassle Cash(SM) Rewards - Excellent Credit

Apply Now See Details

Interest Rate:	14.90%
Intro Rate:	No Introductory Rate Available
Grace Period:	25 Days
Credit Limit:	up to $20,000
Annual Fee:	None

Special Offers: Data

Our Opinion: The Capital One® No Hassle Cash(SM) Rewards card for people with excellent credit is ideal for those who are looking for a card that offers a cash back reward program. Through the reward program, cardholders earn a 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases. There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. The card has no annual fee and a reasonable interest rate for purchases and balance transfers. This card provides platinum benefits and services including emergency card replacement, auto rental insurance, and extended warranties for purchases. Cardholders can also enjoy exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those who want a cash back reward card, would like an interest rate that gives them the option to carry a balance, and will take advantage of the additional services may benefit most from what the Capital One® No Hassle Cash(SM) Rewards - Excellent Credit card has to offer.

4. Total Merrill(SM) Cash Back Visa® Card

Apply Now See Details

Interest Rate:	9.99%
Intro Rate:	1.9% APR for 12 Months
Grace Period:	25 Days (Min.)
Credit Limit:	up to $250,000
Annual Fee:	None

Special Offers: The introductory rate is also available for cash advance checks.

Our Opinion: Created for those with very good credit who can use the cash reward program offered by Merrill Lynch. Earn 1 cash back reward credit per $1 spent on all purchases. After earning a minimum of 5,000 reward credits, you can receive a cash reward check or have the credits automatically deposited into a Merrill Lynch Cash Management Account or Beyond Banking account. Earn unlimited reward credits, but checks expire 90 days after they are issued.

5. Discover® Open Road(SM) Card

Apply Now See Details

Interest Rate:	10.99%
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	up to $50,000
Annual Fee:	None

Special Offers: There is a 0% introductory APR* on purchases for 6 months and a 0% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details.

Our Opinion: With a low APR, this is a good choice for those with very good credit. 5% cashback on gas and auto maintenance purchases; the 5% rebate is limited to the first $100 in combined gas and auto maintenance each month. All other purchases receive up to 1%. Earn .25% for your 1st $1,500 in charges; your second $1,500 earns .50%. Purchases over $3,000 earn 1%. Platinum card members can enroll in the Get More program and receive 5% CashBack in reward categories that rotate every 3 months (such as gas/auto, clothing/education, restaurants, travel and more). Exchange your cash reward for up to double the amount in gift cards or certificates from Discover Card Partners. 3% balance transfer fee: $10 minimum, $75 maximum. Computes balances for purchases with two-cycle daily balance method which usually results in higher finance charges. This card benefits those who will pay off their card each month and charge up to $1,200 on gas and auto maintenance each year (to maximize the rebate).

6. IberiaBank Visa® Gold Cash Back Rewards Card

Apply Now See Details

Interest Rate:	5.99%
Intro Rate:	0% APR for 6 Months
Grace Period:	25 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: The introductory rate is available on balance transfers submitted during the first three months.

Our Opinion: Created for those with very good credit who want a cash reward card. Earn 1% rebate per $1 spent. Earn unlimited rebates; rebates do not expire. Low interest rate for those qualify. Same low rate for cash advances. Benefits include travel accident insurance.

7. Citi CashReturns(SM) MasterCard®

Apply Now See Details

Interest Rate:	As low as 9.99%
Intro Rate:	0% APR for up to 12 Months
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Our Opinion: Created for those with very good credit who will transfer a balance and use the cashback rewards. Earn 1% cashback on purchases and cash advances. One of the few cards that offers rewards for balance transfers. Earn 5 CitiDollars for each balance transfer transaction of $1,500 or more. Checks are issued on $50 increments. Benefits include auto rental insurance, travel and emergency assistance.

8. Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card

Apply Now See Details

Interest Rate:	9.99% / 15.99%
Intro Rate:	0% APR for 12 Billing Cycles
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.

Our Opinion: Created for those with good credit who want a cash back reward card. Earn 1% per $1 spent on qualified purchases. Earn $25 statement credit for each $2,500 you spend. Must call and request the rebate. Earn unlimited rebates; unclaimed rebates expire after 5 years. Your APR for balance transfers and purchases will vary based on your credit history; it will either be 7.9% or 13.99%.

9. Discover® Motiva(SM) Card

Apply Now See Details

Interest Rate:	10.99%
Intro Rate:	3.99% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 3.99% introductory APR* on purchases for 6 months and a 3.9% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details.

Our Opinion: Created for those with good credit who carry a balance, pay on time, and want to earn cash for their purchases. Extended low rate for balance transfers (3.9% rate on balance transfers until the last day of the billing period ending during January 2010). 3% balance transfer fee (min. $10, max. $75). Spend up to $1,500 on general purchases and receive a .25% rebate, between $1,500 and $3,000 and receive a .5% rebate, and over $3,000 will receive a 1% rebate. Earn .25% for purchases made at select discount stores and warehouses. Earn unlimited rebates; rebates do not expire if there is activity within a 36-month period. Cardholders who make 6 on-time payments in a row qualify for a pay-on-time bonus that provides a credit toward the payment of their next month's interest. The bonus is available twice a year when monthly payments are received on time. Benefits include auto rental insurance and up to $500,000 in travel accident insurance. This card will benefit those who will spend over $3,000 a year (to earn the full 1% cash rebate), plan to use the card for balance transfers, and pay on time every month.

10. Chase Freedom(SM) Credit Card

Apply Now See Details

Interest Rate:	14.99%
Intro Rate:	No Introductory Rate Available
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Our Opinion: Created for those with good credit who want a cash reward card with an option for points. Earn 1 point per $1 spent. Each billing cycle, earn 2 bonus points for each $1 of eligible purchases made at merchant locations in the 3 bonus categories where you have spent the most (when you reach $600 in spending in the bonus categories, you will only earn the 1 point for each additional $1 spent). Maximum bonus rebate accumulation per billing cycle is $12 in bonus rebates or 1,200 points monthly (equates to $600 in net purchases). You have the freedom to switch rewards to earn points instead of cash. Benefits include auto rental insurance, travel accident insurance and emergency assistance services. Average APR for a reward card. The length of your introductory period will be either 6 months for purchases and balance transfers or 3 months for balance transfers only, depending on their review of your application and credit history.