1. Chase Freedom® Visa - $100 Bonus Cash Back

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Interest Rate:	12.99% - 22.99% (V)*
Intro Rate:	No Introductory Rate Available
Grace Period:	20 Days (Min.)
Credit Limit:	n/app
Annual Fee:	None

Our Opinion: Created for those with good or excellent credit who want a cash rewards card. Earn 5% in rotating categories such as home improvement, gas, and department stores, subject to quarterly minimum. 1% rebate per $1 spent on all other purchases. Receive a $100 cash back bonus after spending $799 within the first three months of the account opening. Earn up to 10% cash back when you shop online through Chase. Limited cardholder benefits. 5% balance transfer fee. 3% international transaction fee.

2. Discover® More Card - $75 Cashback Bonus

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Interest Rate:	11.99% - 20.99% (V)**
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% APR on Purchases for 6 months and 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.

Our Opinion: Created for people with very good credit who want a cash reward card. $75 Cashback Bonus after you make $500 in purchases within your first three months. Earn 5% Cashback Bonus in gas, restaurants, movies, travel and more--up to the total purchase dollar amount specified in each program. Earn up to 1% for all other purchases--earn 1% unlimited Cashback Bonus on purchases after your total annual purchases exceed $3000; purchases that are part of your first $3000 earn 25%. No yearly limit on the amount of rebates that can be earned and rebates do not expire. Benefits include auto rental insurance and $500,000 in travel accident insurance. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited).

3. Chase Sapphire℠

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Interest Rate:	12.24% (V)*
Intro Rate:	No Introductory Rate Available
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Our Opinion: Created for those with good credit who want a reward card with plenty of options. 10,000 bonus points after first purchase. Earn 1 point per $1 spent; 2 points per $1 spent on airfare booked through Ultimate Rewards. Earn unlimited points. Points do not expire. Book flights on most major airlines, no black-outs or restrictions. Cash-back rewards start at 5,000 points for $50. Redeem for gift cards starting at 2,500 points. Gift card for hotels, cruises, restaurants, retailers, movie theaters, theme parks, etc. Benefits include trip cancellation insurance, travel accident insurance, travel and emergency services, auto rental collision damage waiver.

4. Discover® More Card

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Interest Rate:	11.99% - 20.99% (V)**
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: *0% intro APR on balance transfers for a full 15 months, and 0% intro APR on purchases for a full 6 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a cash reward card. Enroll to earn 5% Cashback Bonus® in rotating categories like travel, gas, restaurants, home, apparel, and movies (categories rotate every 3 months) You must sign up for each 5% program and there is a bonus limit set for each program. Up to 1% rebate on all other purchases. Spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.* Redeem in $50 increments; no limit for amount earned. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Benefits include travel accident insurance, auto rental insurance, and various security and fraud protection services. 15-month intro period for balance transfers but the balance transfer fee is 5%. This card will benefit those who pay off their balance each month, spend at least $3,000 a year (to receive the 1% cash rebate) and use their cashback awards at participating retailers (to receive double cash rebates). (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited).

5. TrueEarnings® Card from Costco and American Express

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Interest Rate:	15.24% variable*
Intro Rate:	0% on Purchases for 6 months
Grace Period:	20 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: Created for Costco members who have average credit and will take advantage of the cash back reward program. Cash rebate varies by where you make the purchase: 1% is earned on general purchases, 2% is earned for travel-related purchases. 3% is earned for restaurant purchases. 3% is earned for gasoline purchases up to $3,000, 1% thereafter. Earn unlimited rebates. $25 statement credit with first purchase. Benefits include purchase protection, travel accident insurance, and auto rental insurance. This card has an above average interest rate for purchases and balance transfers. No annual fee with a paid Costco membership. This card will benefit those who plan to spend at least $5,000 a year on the card and plan to pay in full each month.

6. Discover® Open Road Card

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Interest Rate:	11.99% - 20.99% (V)**
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 0% APR on Purchases for 6 months and a 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.

Our Opinion: Creates for those with very good credit who want cash rewards on gas and auto maintenance expenses. Earn 2% on the first $250 in combined gas and auto maintenance purchases and up to 1% for general purchases. Earn unlimited rebates. Earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. Benefits include travel accident insurance and auto rental insurance. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)

7. Discover® More Card - Black

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Interest Rate:	11.99% - 20.99% (V)**
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% intro APR on balance transfers for a full 12 months, and 0% intro APR on purchases for a full 9 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a cash reward credit card. cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically. 1% will only be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. Earn unlimited rebates. Rebates do not expire if the account is active within a 36-month period. Benefits include up to $500,000 in travel accident insurance, auto rental insurance, fraud and protection services. Those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and plan to pay in full each month(to avoid costly finance charges) will benefit most from this card. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)

8. Miles by Discover® Card

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Interest Rate:	10.99% (V)*
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: *There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a travel reward card with a low interest rate. Earn 1 mile per $1 spent on regular purchases.* Earn double miles on up to $3,000 in travel and restaurant purchases. Redeem miles for reduced or free airfare most major U.S. airlines (no blackout dates). Cardholders earn 1,000 bonus miles in every month that they make a purchase during the first year of membership (up to 12,000 miles). Earn unlimited miles; miles don't expire. Redeem 30,000 miles for round-trip coach ticket. You can also redeem miles for cash, travel and merchandise or gift cards . Benefits include travel accident insurance (up to $500,000), and auto rental insurance. This card will benefit those who will spend over $3,000 per year (to get the 1% cash rebate), and will pay in full each month.

9. Discover® Motiva Card

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Interest Rate:	11.99% - 20.99% (Variable)**
Intro Rate:	3.99% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 3.99% intro APR on balance transfers for a full 15 months, and 3.99% intro APR on purchases for a full 12 months. See terms and conditions for complete details.

Our Opinion: Created for those with good credit who carry a balance, pay on time, and want to earn cash for their purchases. Extended low rate for balance transfers. Spend up to $1,500 on general purchases and receive a .25% rebate; spend between $1,500 and $3,000 and receive a .5% rebate; spend over $3,000 will receive a 1% rebate. Earn unlimited rebates; rebates do not expire if there is activity within a 36-month period. Cardholders who make 6 on-time payments in a row qualify for a pay-on-time bonus that provides a credit toward the payment of their next month's interest. The bonus is available twice a year when monthly payments are received on time. Benefits include auto rental insurance and up to $500,000 in travel accident insurance. This card will benefit those who will spend over $3,000 a year (to earn the full 1% cash rebate), plan to use the card for balance transfers, and pay on time every month. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)

10. Capital One® No Hassle Cash(SM) Rewards - Excellent Credit

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Interest Rate:	14.90% Variable*
Intro Rate:	0% on Purchases until August 2011
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases until August 2011. See terms and conditions for complete details.

Our Opinion: Created for those with excellent credit who want a reward card. Earn 2 points per $1 spent at grocery stores, gas stations, and drug stores. Earn 1 point per $1 spent on all other purchases. Earn unlimited points each year; points do not expire. No annual fee. Benefits include travel accident insurance, roadside assistance, and extended warranties for purchases.

11. Blue Cash® from American Express

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Interest Rate:	17.24%-21.24% Variable*
Intro Rate:	0% on Purchases for 6 months
Grace Period:	25 Days
Credit Limit:	n/app
Annual Fee:	None

Special Offers: 0.00% Introductory APR (0.0000% DPR) for Purchases for 6 months of Cardmembership.

Our Opinion: Created for those with good or excellent credit who want a cash back reward card. Unlimited cash back on eligible purchases but this varies with the amount spent per year. For the first $6,500 of Eligible Purchases, the rebate is 1.0% for Everyday Purchases and 0.5% for all other Eligible Purchases; for Eligible Purchases of $6,500.01 or more, the rebate percentage is 5.0% for Everyday Purchases and 1.25% for all other Eligible Purchases. "Everyday Purchases" are made at drugstores, automobile gas stations and supermarkets. Benefits include purchase protection plan and up to $100,000 in travel accident insurance. Once you charge more than $6,500, the rebate rate is better than most cards. However, the high APR makes this a good card only if you pay off your balance each month. Rebates appear as a credit 1 month following your anniversary date. Earn cashback on recurring bills by enrolling in the automatic payment option.

12. Citi® Dividend Platinum Select® MasterCard®

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Interest Rate:	12.99% - 20.99%* (Variable)*
Intro Rate:	0% Intro APR for 15 Months*
Grace Period:	20 Days
Credit Limit:	n/app
Annual Fee:	None

Special Offers: 0% Intro APR for 15 months* on Balance Transfers

Our Opinion: Created for those with good credit. Earn 1% cash back on eligible purchases and cash advances. Earn $5 cash back on balance transactions of $1,500 or more. 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. 0% intro rate for balance transfers but the balance transfer free is 5%, $10 minimum.

13. Capital One® No Hassle Cash(SM) Rewards

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Interest Rate:	19.80% Variable*
Intro Rate:	0% on Purchases until May 2011.
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	$29

Special Offers: A 0% introductory rate is available on purchases until May 2011. See terms and conditions for complete details.

Our Opinion: This card is created for those who have had past credit problems and are rebuilding their credit. This card also offers cash rewards, earn 1% cash back on purchases and 2% cash back on purchases at gas stations and major grocery stores. Earn unlimited cash back with no expiration date. $39 annual fee. Benefits include travel accident insurance, extended warranties for purchases, and roadside assistance.

14. Chase Freedom® Visa - $50 Bonus Cash Back

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Interest Rate:	12.99% - 22.99% (V)*
Intro Rate:	12 months on balance transfers, 6 months on purchases*
Grace Period:	20 Days (Min.)
Credit Limit:	n/app
Annual Fee:	$9999

Special Offers: 0% APR for 12 Months on Balance Transfers. After that, the APR for Balance Transfers is 12.99% to 22.99%, based on your creditworthiness. 0% APR for 6 Months on Purchases.

Our Opinion: Created for those with good or excellent credit who want a cash rewards program. Earn 5% cash back in rotating categories such as gas, home improvement and department stores, subject to quarterly maximum. Earn a 1% rebate per $1 for all other purchases. Cash rebates never expire. 5% fee for balance transfers and cash advances. 3% fee for international transactions.