Cash Back Credit Cards

These cards offer cash back or cash rebate incentives just for using your card for everyday purchases. Consumers usually need a good to excellent credit rating for approval. Rebates can come in the form of an account credit or a check. Our objective opinion is included on each card. The cards are sorted in order of our editor’s opinion.

4. Chase Sapphire Preferred®

Chase Sapphire Preferred® Apply Now See Details
Intro Rate: 15.99% Variable
Interest Rate: Introductory Annual Fee of $0 the first year, then $95
Annual Fee: Earn 40,000 bonus points when you spend $3,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards

Best Card Features: Earn 40,000 bonus points after spending $3,000 in your first 3 months, earn rewards points for every purchase made, 1:1 point transfer with participating frequent travel programs