Cash Back
These cards offer cash back or cash rebate incentives just for using your card for everyday purchases. Consumers usually need a good to excellent credit rating for approval. Rebates can come in the form of an account credit or a check.

Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:
Best Card Features:
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% – 23.24% based on your creditworthiness
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    13.24% - 23.24%* (Variable)
  • Intro Rate :
    0% intro APR for 18 months on balance transfers*
  • Annual Fee:
    $0*
  • Editor Rating :
  • Credit Needed :
    Excellent Credit
Best Card Features:
  • Exclusively for Costco Members: Go Big with Cash Back Rewards
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases”
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.49* (Variable)
  • Intro Rate :
    0% for 7 months on purchases*
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Excellent Credit
Best Card Features:
  • NEW! Unlimited 1.5% cash back on every purchase – it’s automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    14.24%-23.24% Variable
  • Intro Rate :
    0% Intro APR for 15 months
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Excellent Credit
Best Card Features:
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Every 10th Uber ride is free up to $15 when you pay with your Quicksilver card through March 31, 2017
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    13.24% - 23.24% (Variable)
  • Intro Rate :
    0% intro on purchases for 9 months and 0% intro on balance transfers for 9 months
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Good Credit
Best Card Features:
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.24%, 19.24% or 23.24%* Variable
  • Intro Rate :
    0% intro APR for the first 12 months on purchases, plus 0% intro APR for the first 12 months on balance transfers made within the first 45 days of account opening
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Excellent Credit
Best Card Features:
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Unlimited 1% cash back on all other purchases – it’s automatic
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    14.24%-23.24% Variable
  • Intro Rate :
    0% Intro APR for 15 Months
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Excellent Credit
Best Card Features:
  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    13.24% - 23.24% Variable APR on purchases and balance transfers
  • Intro Rate :
    0% for 12 billing cycles for purchases and for any balance transfers made within 60 days of account opening
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Excellent Credit
Best Card Features:
  • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That’s $625 in travel when you redeem through Chase Ultimate Rewards®
  • Named a ‘Best Credit Card’ for Travel Rewards by MONEY Magazine
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    16.24%-23.24% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 the first year, then $95
  • Editor Rating :
  • Credit Needed :
    Excellent Credit
Best Card Features:
  • Industry Leading APR: This card has an extremely low on-going APR on both purchases as well as balance transfers, making it a fantastic option for anyone considering carrying an on-going balance.
  • Unique Rewards Program: Get rewarded through the GivebackTM program, where Barclaycard Ring members can get money back for good performance!
  • Social Card: This card comes with a social online community to help you learn about the card, financial responsibility, and other information. You can vote on new product features and benefits, and take advantage of having your voice heard in the future of the card.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    8.25%* Variable
  • Intro Rate :
    None
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Excellent Credit
Best Card Features:
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Every 10th Uber ride is free up to $15 when you pay with your QuicksilverOne card through March 31, 2017
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    23.24% (Variable)
  • Intro Rate :
    0% intro on purchases for 9 months and 0% intro on balance transfers for 9 months
  • Annual Fee:
    $39
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There’s no limit to the amount of cash back you can earn, and rewards don’t expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    20.24% (Variable)
  • Intro Rate :
    N/A
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    23.24% (Variable)
  • Intro Rate :
    N/A
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • Designed For Average Credit: Take advantage of the great features that come with a Barclaycard credit card even if you have fair to good credit!
  • Strong Rewards Program: Earn 1 point for every dollar spent on the card, plus earn 2 points per dollar spent on gas, grocery, and utility purchases (excluding Target® and Walmart®).
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    25.24%* Variable
  • Intro Rate :
    n/a
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months
  • Save on interest with 0% intro APR on purchases for 9 months; 13.24%-21.24% variable APR after that
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    13.24% - 21.24% (Variable)
  • Intro Rate :
    0% on purchases for 9 months
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Good Credit
Best Card Features:
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    17.24% (Variable)
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 intro for first year; $59 after that
  • Editor Rating :
  • Credit Needed :
    Good Credit
Best Card Features:
  • 1% cash back on eligible purchases, terms apply
  • See if you Pre-Qualify without harming your credit score
  • Rewards post to your account automatically each month
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.65% - 24.15% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • See if you Pre-Qualify without harming your credit score.
  • This is a fully functional, unsecured credit card – not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.65% - 24.15% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit Needed :
    Poor Credit
Best Card Features:
  • 1% cash back on eligible purchases, terms apply
  • Rewards post to your account automatically each month
  • Zero fraud liability protects you from unauthorized charges
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.65% - 24.15% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit Needed :
    Good Credit
Best Card Features:
  • See if you Pre-Qualify without harming your credit score
  • 1% cash back on gas & groceries, terms apply
  • This is a fully unsecured credit card with no deposit requirement
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.65% - 24.15% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit Needed :
    Poor Credit
Best Card Features:
  • Worldwide Acceptance: This card is accepted worldwide anywhere Visa cards are accepted plus offers 24 hour cash from any ATM where Visa cards are accepted.
  • Low Interest Rate: This card features an extremely low on-going APR, one of the lowest in the industry.
  • Travel Benefits: This card comes with numerous travel benefits, including accident insurance, emergency cash and card replacement, and rental car coverage.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    9.50% Variable
  • Intro Rate :
    None
  • Annual Fee:
    None
  • Editor Rating :
  • Credit Needed :
    Excellent Credit
Best Card Features:
  • 1% cash back on eligible purchases, terms apply
  • Email or text alerts to remind you when your payment is due
  • Flexible payment date to assist you in making your payments on time
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.65% - 24.15% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • Earn 1 point for every net $1 you spend
  • Plus, get 25% more on all points earned every month, automatically*
  • No caps or limits on points earned
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    12.24% - 23.24%* (Variable)
  • Intro Rate :
    0% intro APR for the first 6 billing cycles on purchases and balance transfers*
  • Annual Fee:
    None
  • Editor Rating :
  • Credit Needed :
    Excellent Credit