Cash Back Credit Cards

These cards offer cash back or cash rebate incentives just for using your card for everyday purchases. Consumers usually need a good to excellent credit rating for approval. Rebates can come in the form of an account credit or a check. Our objective opinion is included on each card. The cards are sorted in order of our editor’s opinion.

1. Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express Apply Now See Details
Intro Rate: 0% on purchases for 12 months
Interest Rate: 12.99-21.99% (V)
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: No annual fee, 0% intro APR on purchases for 12 months, flexibility to pay over time, $100 welcome bonus

2. Discover it®

Discover it® Apply Now See Details
Intro Rate: 0% APR for 14 months on purchases
Interest Rate: 10.99%-22.99% (V)
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% Intro APR, great cash back opportunities

3. Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card Apply Now See Details
Intro Rate: 0% Intro APR for 18 months
Interest Rate: 11.99%-21.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory rate, personalized concierge service, no annual fee

4. Simmons First Visa Platinum Rewards

Simmons First Visa Platinum Rewards Apply Now See Details
Intro Rate: 0% for 6 months
Interest Rate: N/A
Annual Fee: None

Credit Profile : Excellent

Editor Rating :

Best Card Features: Low interest rate for people with excellent credit. Travel rewards with no annual fee.

5. Citi® Hilton HHonorsTM Visa Signature® Card

Citi® Hilton HHonorsTM Visa Signature® Card Apply Now See Details
Intro Rate: N/A
Interest Rate: 14.24% or 16.24% (V)
Annual Fee: None

Credit Profile : Good

Editor Rating :

Best Card Features: Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*, no annual fee.

6. Citi ThankYou® Card

Citi ThankYou® Card Apply Now See Details
Intro Rate: 0% intro APR on balance transfers and purchases for 15 months
Interest Rate: 12.99-22.99% (V)
Annual Fee: $0*

Credit Profile : Good

Editor Rating :

Best Card Features: 0% introductory APR offer on Purchases and Balance Transfers; ThankYou® rewards program, earn points on every eligible purchase, no annual fee.

7. Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express Apply Now See Details
Intro Rate: 0.0% intro for 12 months
Interest Rate: 12.99-21.99% (V)
Annual Fee: $75

Credit Profile : Good

Editor Rating :

Best Card Features: 0% intro APR on purchases for 12 months, flexibility to pay over time, $150 welcome bonus

8. Capital One® Cash Rewards

Capital One® Cash Rewards Apply Now See Details
Intro Rate: 0% intro APR on purchases until March 2014
Interest Rate: 19.8% (V)
Annual Fee: $39

Credit Profile : Good

Editor Rating :

Best Card Features: 0% intro APR offer on purchases until March 2014, unlimited cash back

9. Citi® Dividend Platinum Select® Visa® Card

Citi® Dividend Platinum Select® Visa® Card Apply Now See Details
Intro Rate: 0%* on purchases and balance transfers for 12 months*
Interest Rate: 12.99-22.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory APR offer, cash back on every purchase, no annual fee

10. Capital One® Cash Rewards - $100 Cash Back Bonus

Capital One® Cash Rewards - $100 Cash Back Bonus Apply Now See Details
Intro Rate: 0% Intro on Purchases and Balance Transfers until June 2014
Interest Rate: 12.9-20.9% (V)
Annual Fee: $0

Credit Profile : Good

Editor Rating :

Best Card Features: 0% intro APR, $100 bonus cash back, no annual fee