Cash Back Credit Cards

These cards offer cash back or cash rebate incentives just for using your card for everyday purchases. Consumers usually need a good to excellent credit rating for approval. Rebates can come in the form of an account credit or a check. Our objective opinion is included on each card. The cards are sorted in order of our editor’s opinion.

1. Chase Freedom®

Chase Freedom® Apply Now See Details
Intro Rate: 0% for 15 Months
Interest Rate: 13.99%-22.99% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: 15 month 0% intro APR plus $100 bonus after your first $500 in purchases within the first 3 months of cardmembership

2. Citi ThankYou® Preferred Card - Earn Up To 20,000 Bonus Points

Citi ThankYou® Preferred Card - Earn Up To 20,000 Bonus Points Apply Now See Details
Intro Rate: 0% introductory offer for 12 months on purchases & balance transfers
Interest Rate: 12.99-22.99% Variable
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: Bonus sign up offer of up to 20,000 points

3. Chase Sapphire Preferred®

Chase Sapphire Preferred® Apply Now See Details
Intro Rate: N/A
Interest Rate: 15.99% Variable
Annual Fee: Introductory Annual Fee of $0 the first year, then $95

Credit Profile : Excellent

Editor Rating :

Best Card Features: Earn 40,000 bonus points after spending $3,000 in your first 3 months, earn rewards points for every purchase made, 1:1 point transfer with participating frequent travel programs

4. Chase Sapphire® Card

Chase Sapphire® Card Apply Now See Details
Intro Rate: n/a
Interest Rate: 15.99% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Attractive points program; No annual fees

5. Citi ThankYou® Premier Card

Citi ThankYou® Premier Card Apply Now See Details
Intro Rate: N/A
Interest Rate: 13.99% - 22.99%* (Variable)
Annual Fee: $125; fee waived for the first 12 months*

Credit Profile : Excellent

Editor Rating :

Best Card Features: Earn up to 50,000 bonus ThankYou® Points; 3x points on dining/entertainment, 2x points on travel/airfare

6. Discover it®

Discover it® Apply Now See Details
Intro Rate: 0% Intro APR* on purchases and balance transfers for 14 months
Interest Rate: 10.99%-22.99% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% Intro APR, great cash back opportunities

7. Upromise World MasterCard®

Upromise World MasterCard® Apply Now See Details
Intro Rate: 0% intro APR for the first 12 billing cycles
Interest Rate: 12.99 or 20.99% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Cash back program; College savings plan

8. Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card Apply Now See Details
Intro Rate: 0% Intro APR for 18 months on purchases and balance transfers
Interest Rate: 11.99%-21.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory rate, personalized concierge service, no annual fee

9. Citi ThankYou® Preferred Card– Low Intro APRs

Citi ThankYou® Preferred Card– Low Intro APRs Apply Now See Details
Intro Rate: 0% intro APR on balance transfers and purchases for 15 months
Interest Rate: 12.99-22.99% (V)
Annual Fee: No annual fee*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory APR offer on Purchases and Balance Transfers; ThankYou® rewards program, earn points on every eligible purchase, no annual fee.

10. Citi® Hilton HHonorsTM Visa Signature® Card

Citi® Hilton HHonorsTM Visa Signature® Card Apply Now See Details
Intro Rate: N/A
Interest Rate: 14.24% or 16.24% (V)
Annual Fee: None

Credit Profile : Excellent

Editor Rating :

Best Card Features: Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*, no annual fee.

11. Citi® Dividend Platinum Select® Visa® Card

Citi® Dividend Platinum Select® Visa® Card Apply Now See Details
Intro Rate: 0%* on purchases and balance transfers for 12 months*
Interest Rate: 12.99-22.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory APR offer, cash back on every purchase, no annual fee

12. Barclaycard Arrival™ World MasterCard® - Earn 2X on All Purchases

Barclaycard Arrival™ World MasterCard® - Earn 2X on All Purchases Apply Now See Details
Intro Rate: 0%* on purchases and balance transfers for the first 12 months after account opening
Interest Rate: 14.99 or 18.99% Variable
Annual Fee: $89, waived for the first year of cardmembership

Credit Profile : Excellent

Editor Rating :

Best Card Features: Introductory APR, Introductory special offers, Rewards programs

13. USAA World MasterCard®

USAA World MasterCard® Apply Now See Details
Intro Rate: None
Interest Rate: 9.90% - 25.90% Variable
Annual Fee: None

Credit Profile : Excellent

Editor Rating :

Best Card Features: No annual fee