OpenSky® Secured Visa® Credit Card

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Interest Rates

  • Introductory Rate: N/A
  • APR (Purchases): 17.39% (Variable)
  • APR (Cash Advances): 17.39% (Variable)

Fees & Details

  • Annual Fee: $35
  • Grace Period: 25 days
  • Late Payment Fee: Up to $30
  • Over-The-Limit Fee: N/A
  • Cash Advance Fee: $6 or 5% of the amount of each Cash Advance; whichever is greater.
  • Balance Transfer Fee: N/A
  • Foreign Transaction Fee: 3% of each Transaction in U.S. dollars
  • EMV Compatible: No

Rewards Program

  • Points per Dollar: N/A
  • Additional Points: N/A
  • Point Details: N/A
  • Expiration: N/A
  • Yearly Limit: N/A
  • Build Your Credit, with monthly updates to all 3 credit bureaus
  • Control Your Finances, start with a security deposit and credit line as low as $200
  • Apply in less than 5 minutes, NO credit check necessary
  • Avoid paying interest, no interest charged on new purchases if the balance is paid in full by the due date each month.
  • Extra Credit When You Need It, increase your credit line up to $5000
  • Easy funding options, with 4 ways to fund and NO checking account needed

To apply for the OpenSky® Secured Visa® Credit Card, click here to be redirected to the issuer's website.

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