- Introductory Rate: 0% Intro APR for 18 months on purchases and balance transfers
- APR (Purchases): 11.99%-21.99% (V)
- APR (Cash Advances): 25.24% (V)
- Annual Fee: $0*
- Grace Period: See Terms
- Late Payment Fee: Up to $35
- Over-The-Limit Fee: See Terms
- Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
- Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
- Points per Dollar: No Rewards Program
- Additional Points: No Rewards Program
- Point Details: No Rewards Program
- Expiration: No Rewards Program
- Yearly Limit: No Rewards Program
The Citi® Diamond Preferred® Card offers a fantastic introductory offer with no annual fee. The card also comes packed with additional benefits and perks, but does not include a rewards program.
Key Features Of The Citi® Diamond Preferred® Card
Industry Leading Intro Period: This card comes with one of the industry's best introductory periods which makes this card a fantastic option for someone looking for a long introductory offer.
Perks & Benefits: This card includes numerous perks and benefits such as a 24/7 concierge service, Citi Private Pass®, $0 liability on unauthorized purchases, and Citi® Identity Theft Solutions. This card also offers the Citi Easy Deals program, a no fee program which provides access to special online discounts.
Citi Private Pass: Get special access for Citi cardmembers to preferred seating, VIP packages, and special entertainment experiences.
Intro Period: Not only is the intro period long, but it applies to both balance transfers as well as purchases
No Annual Fee: This card has no annual fee which is a fantastic benefit of a card with as many perks as this one
No Rewards Program: This card does not come with any form of rewards program.
Credit Profile: This card is designed for those with better credit and is not designed for lower credit tiers
Balance Transfer Fee: This card does come with a balance transfer fee, although it is a comparable fee to similar cards
Editor's Final Word
Overall the Citi® Diamond Preferred® Card stands up to comparable cards with an industry leading introductory offer plus no annual fee and additional card perks. This card makes a fantastic card for those in need of the long introductory period and will still have good benefits once that period expires.Apply Now