Citi ThankYou® Card
Most Attractive: 0% introductory APR offer on Purchases and Balance Transfers; ThankYou® rewards program, earn points on every eligible purchase, no annual fee.
Least Attractive: No seasonal Spending Categories.
Editor Rating:
Credit Profile: Good Credit or better recommended.
Interest Rates
- Introductory Rate: 0% intro APR on balance transfers and purchases for 15 months
- APR (Purchases): 12.99-22.99% (V)
- APR (Cash Advances): 25.24% (V)
Fees
- Annual Fee: $0*
- Grace Period: See Terms
- Late Payment Fee: Up to $35
- Over-The-Limit Fee: See Terms
- Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
- Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
Reward Program
- Points per Dollar: N/A
- Additional Points: N/A
- Point Details: N/A
- Expiration: N/A
- Yearly Limit: N/A
0% intro APR on balance transfers and purchases for 15 months. Earn one ThankYou Point for every $1 you spend on purchases. New enrollees receive 100 points for signing up for Account Online and 100 points for enrolling in Paperless Statements. Redeem ThankYou points for merchandise, gift cards, cash, travel certificates and more. You can also create your own rewards and earn points by having qualifying products and services linked to your enrolled Citibank® consumer checking account.
Balance transfer and foreign transaction fees are 3%. Cash advance fee is 5% of the amount of each cash advance.
Benefits include: up to $3,000 in lost luggage coverage, travel accident insurance, auto rental insurance coverage, travel assistance services and concierge service. Travel with ease and enjoy global acceptance with Chip Technology.
Purchase protection for purchases made with Citi ThankYou card: if you find a cheaper price within 60 days of purchase, Citi price protection may refund of the difference up to $250 per item (excludes Internet purchases and advertisements as well as certain items); protects most purchases made on your Citi ThankYou Card against theft, fire or accidental breakage of up to $1,000 for up to 90 days from the date of purchase.
Cardholders have access to Citi Private Pass with ticket presales, preferred tickets, special VIP packages.
To apply for the Citi ThankYou® Card, click here to be redirected to the issuer's website.
Apply Now









