Chase Freedom®

Most Attractive: 15 month 0% intro APR plus $100 bonus after your first $500 in purchases within the first 3 months of cardmembership

Least Attractive: Designed for excellent credit

Editor Rating:

Credit Profile: Excellent Credit recommended.

Interest Rates

  • Introductory Rate: 0% for 15 Months
  • APR (Purchases): 13.99%-22.99% Variable
  • APR (Cash Advances): See Chase's Pricing & Terms

Fees

  • Annual Fee: $0
  • Grace Period: See Chase's Pricing & Terms
  • Late Payment Fee: See Chase's Pricing & Terms
  • Over-The-Limit Fee: See Chase's Pricing & Terms
  • Cash Advance Fee: See Chase's Pricing & Terms
  • Balance Transfer Fee: 0% for 15 Months on Balance Transfers

Reward Program

  • Points per Dollar: Earn 1% cash back on all eligible purchases
  • Additional Points: Earn 5% cash back in categories that revolve every 3 months up to $1,500 spent each quarter
  • Point Details: Earn extra cash back when you shop online at select merchants through Chase
  • Expiration: None
  • Yearly Limit: None

The Chase Freedom® card is a fantastic everyday use card that also comes with a strong introductory APR offer with no annual fee.

Main Benefits Of The Chase Freedom®

Introductory Offer: Take advantage of a strong introductory offer of 0% APR for 15 months on both purchases and balance transfers.

Intro Bonus: Earn a $100 bonus after you make just $500 in purchases within your first 3 months of being a card member.  Plus, earn a $25 bonus after you add your first authorized user and make a purchase within the same 3 month period.

Rewards Program: Earn 1% cash back on all eligible purchases, plus 5% cash back on categories that revolve each quarter up to $1,500 spent per quarter. From July 1 to September 30, 2014 those categories are gas stations and purchases at Kohl's®.

Main Advantages

No Annual Fee: Chase Freedom® doesn't have an annual fee.

Chase Online Management: Manage your Chase Freedom® online with all your other Chase credit cards and accounts in one easy place.

Main Disadvantages

Balance Transfer Fee: While there is a 0% intro APR on balance transfers, there is a balance transfer fee on those transfers.

Credit Profile: This card is designed for those with excellent credit.

Editor's Final Word

Overall, the Chase Freedom® is a card with a strong rewards program and an attractive introductory offer. The card has no annual fee and would make a great everyday use credit card.

To apply for the Chase Freedom®, click here to be redirected to the issuer's website.

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