Chase Freedom®

Advertising Disclosure
LowCards.com is an independent, for-profit web site. LowCards.com participates in the Affiliate Network, and receives compensation from most of the credit card issuers whose offers appear on the site. This compensation helps support our website and enables us to write insightful articles to help you manage your credit card accounts. This compensation, as well as the likelihood of applicants’ credit approval and our own proprietary website guidelines, may impact how and where the cards appear on our site.

LowCards.com does not include all credit card companies or every available credit card offer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Every reasonable effort has been made to maintain accurate information, however credit card offers change frequently. After you click on an offer you will be directed to the credit card issuer’s secure web site where you can review the terms and conditions for your offer

Interest Rates

  • Introductory Rate: 0% for 15 Months
  • APR (Purchases): 13.99%-22.99% Variable
  • APR (Cash Advances): See Chase's Pricing & Terms

Fees

  • Annual Fee: $0
  • Grace Period: See Chase's Pricing & Terms
  • Late Payment Fee: See Chase's Pricing & Terms
  • Over-The-Limit Fee: See Chase's Pricing & Terms
  • Cash Advance Fee: See Chase's Pricing & Terms
  • Balance Transfer Fee: 0% for 15 Months on Balance Transfers

Reward Program

  • Points per Dollar: Earn 1% cash back on all eligible purchases
  • Additional Points: Earn 5% cash back in categories that revolve every 3 months up to $1,500 spent each quarter
  • Point Details: Earn extra cash back when you shop online at select merchants through Chase
  • Expiration: None
  • Yearly Limit: None

The Chase Freedom® card is a fantastic everyday use card that also comes with a strong introductory APR offer with no annual fee.

Main Benefits Of The Chase Freedom®

Introductory Offer: Take advantage of a strong introductory offer of 0% APR for 15 months on both purchases and balance transfers.

Intro Bonus: Earn a $100 bonus after you make just $500 in purchases within your first 3 months of being a card member.  Plus, earn a $25 bonus after you add your first authorized user and make a purchase within the same 3 month period.

Rewards Program: Earn 1% cash back on all eligible purchases, plus 5% cash back on categories that revolve each quarter up to $1,500 spent per quarter. From October 1 until December 31, 2014 those categories are Amazon.com, Zappos.com, and select department stores.

Main Advantages

No Annual Fee: Chase Freedom® doesn't have an annual fee.

Chase Online Management: Manage your Chase Freedom® online with all your other Chase credit cards and accounts in one easy place.

Main Disadvantages

Balance Transfer Fee: While there is a 0% intro APR on balance transfers, there is a balance transfer fee on those transfers.

Credit Profile: This card is designed for those with excellent credit.

Editor's Final Word

Overall, the Chase Freedom® is a card with a strong rewards program and an attractive introductory offer. The card has no annual fee and would make a great everyday use credit card.

To apply for the Chase Freedom®, click here to be redirected to the issuer's website.

Apply Now