Capital One® VentureOne(SM) Rewards Credit Card

Most Attractive: Introductory APR; rewards program.

Least Attractive: Miles cannot be combined with airline frequent flyer programs.

Editor Rating:

Credit Profile: Excellent Credit recommended.

Interest Rates

  • Introductory Rate: 0% Intro APR on Purchases until May 2014
  • APR (Purchases): 11.9-19.9% (V)
  • APR (Cash Advances): 24.9% (V)

Fees

  • Annual Fee: $0
  • Grace Period: 25 Days
  • Late Payment Fee: Up to $35
  • Over-The-Limit Fee: None
  • Cash Advance Fee: 3% of the amount of the cash advance, but not less than $10
  • Balance Transfer Fee: $0

Reward Program

  • Points per Dollar: 1.25 miles per dollar on every purchase
  • Additional Points: Onetime bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months
  • Point Details: See Terms
  • Expiration: N/A
  • Yearly Limit: N/A

The Capital One® VentureOne(SM) Rewards is for people with excellent credit and is by far one of the best and least costly airline reward cards available. Through the rewards program, cardholders earn 1.25 miles per dollar on every purchase, every day and no annual fee plus a Onetime bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 on travel.

Earn unlimited miles; miles do not expire. Miles are redeemable for flights on any airline with no blackout dates. Also redeem for travel, merchandise, and gift certificates. Miles can also be donated to participating charities. No annual fee. No foreign transaction fee.

To see how many miles you need to cover a travel expense, just add two zeros to the cost. For example, if you booked a $217 flight, you'll need 21,700 miles to cover it.Your credit line is determined after a review of your application. The minimum credit line is $3,000. Benefits include extended manufacturer's warranties, travel accident insurance, lost luggage reimbursement, auto rental collision damage waiver, and roadside dispatch.

To apply for the Capital One® VentureOne(SM) Rewards Credit Card, click here to be redirected to the issuer's website.

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