Capital One® Secured MasterCard®
Most Attractive: Automatic reporting to credit bureaus; increases in credit line.
Least Attractive: Annual fee; minimum deposit required.
Editor Rating:4/5
Credit Profile: Poor Credit or better recommended.
Interest Rates
- Introductory Rate: N/A
- APR (Purchases): 22.9% (V)
- APR (Cash Advances): 24.9% (V)
Fees
- Annual Fee: $29
- Grace Period: 25 Days
- Late Payment Fee: Up to $19
- Over-The-Limit Fee: See Terms
- Cash Advance Fee: 3% of the amount of the cash advance, but not less than $10
- Balance Transfer Fee: $0
Reward Program
- Points per Dollar: N/A
- Additional Points: N/A
- Point Details: See Terms
- Expiration: N/A
- Yearly Limit: N/A
This credit card allows individuals with limited or no credit to enjoy the benefits and convenience of a credit card. This card automatically reports to the three major credit bureaus and build your credit when you use the card responsibly. Track you credit information and receive credit tools with free enrollment in CreditInform. You can even earn credit line increases based on your payment and credit history. Your refundable security deposit can get you a line up to $3,000. You can make your security deposit easily online or over the phone. The Capital One® Secured MasterCard® can be used everywhere that MasterCard is accepted. Therefore, if you have limited or no credit, but want the convenience of a credit card, this card may be the right choice for you.
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