- Introductory Rate: 0% intro APR on purchases until February 2014
- APR (Purchases): 19.8% (V)
- APR (Cash Advances): 24.9% (V)
- Annual Fee: $39
- Grace Period: 25 days
- Late Payment Fee: Up to $35
- Over-The-Limit Fee: Up to $29
- Cash Advance Fee: 3% of the amount of the cash advance, but not less than $10
- Balance Transfer Fee: $0
- Points per Dollar: Earn 1% cash back on all purchases.
- Additional Points: 50% bonus on the cash back you earn every year
- Point Details: See Terms
- Expiration: None
- Yearly Limit: None
Created for people with average credit who want a cash rewards card. Earn 1% on ALL purchases and a 50% bonus on the cash back you earn each year. The rewards are generous, but the APR is high and there is a $39 annual fee. No fee for balance transfers; 3% fee for cash advances.
Benefits include: roadside assistance, travel assistance, extended warranty, travel accident insurance, and auto rental insurance.Apply Now