- Introductory Rate: 0% on purchases and balance transfers for 15 months
- APR (Purchases): 12.99-21.99% (V)
- APR (Cash Advances): 25.24% (V)
- Annual Fee: $75
- Grace Period: See Terms
- Late Payment Fee: Up to $35
- Over-The-Limit Fee: See Terms
- Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
- Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
- Points per Dollar: N/A
- Additional Points: N/A
- Point Details: N/A
- Expiration: N/A
- Yearly Limit: N/A
The Blue Cash Preferred® Card from American Express offers an attractive introductory APR and welcome bonus and is a great card for everyday purchases with a strong rewards program.
Key Features Of The Blue Cash Preferred® Card from American Express
Introductory Offer: The Blue Cash Preferred® Card from American Express offers a 0% introductory APR on both purchases as well as balance transfers for 15 months.
Sign Up Bonus: Get 100 reward dollars (which can be redeemed for a $100 statement credit) after you make $1,000 in purchases on your new card within the first 3 months of cardmembersip.
Rewards Program: Take advantage of a strong rewards program in which you can earn 1 reward dollar per eligible dollar spent on every purchase, plus 6% cash back per eligible dollar spent at US supermarkets up to $6,000 per year and 3% cash back at US gas stations and US department stores. Cash back is received in the form of reward dollars which can be redeemed as a statement credit.
Simple Rewards: Don't worry about enrolling in added programs or revolving categories that change, with the Blue Cash Preferred® Card from American Express your rewards program is simple and straightforward to help you earn the most rewards possible.
Pay Over Time: Unlike charge cards which require you to pay in full each month, this card offers the ability to carry a balance and pay over time.
Travel Benefits: Take advantage of a variety of travel benefits such as roadside assistance, car rental loss/damage insurance, 24/7 global assist hotline, and travel accident insurance. See terms for full details on these programs.
Shopping Benefits: Take advantage of a variety of shopping benefits such as extended warranty, purchase protection, return protection, and dispute resolution. See terms for full details on these programs.
Annual Fee: This card does come with a $75 annual fee, however the additional bonus rewards often make up for the fee.
Designed For Excellent Credit: This card is designed for those with excellent credit only.
Balance Transfer Fee: The card does have a balance transfer fee as part of the 0% introductory offer.
Editor's Final Word
Overall, The Blue Cash Preferred® Card from American Express is a fantastic card for daily purchases like groceries and gas, and comes with added bonus points and benefits to help protect your purchases.Apply Now