Blue Cash Preferred® Card from American Express
Most Attractive: 0% intro APR on purchases for 12 months, flexibility to pay over time, $150 welcome bonus
Least Attractive: Introductory APR is for purchases only.
Editor Rating:
Credit Profile: Good Credit or better recommended.
Interest Rates
- Introductory Rate: 0.0% intro for 12 months
- APR (Purchases): 12.99-21.99% (V)
- APR (Cash Advances): 25.24% (V)
Fees
- Annual Fee: $75
- Grace Period: See Terms
- Late Payment Fee: Up to $35
- Over-The-Limit Fee: See Terms
- Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
- Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
Reward Program
- Points per Dollar: N/A
- Additional Points: N/A
- Point Details: N/A
- Expiration: N/A
- Yearly Limit: N/A
Created for those with good or excellent credit who want a cash back reward card. Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership. Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required.
$75 annual fee. Terms and Restrictions Apply.
Apply Now