Blue Cash Preferred® Card from American Express

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Interest Rates

  • Introductory Rate: 0% on purchases and balance transfers for 15 months
  • APR (Purchases): 12.99-21.99%* Variable
  • APR (Cash Advances): 25.24% Variable

Fees & Details

  • Annual Fee: $75
  • Grace Period: See Terms
  • Late Payment Fee: Up to $35
  • Over-The-Limit Fee: See Terms
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars
  • EMV Compatible: Yes
  • View Rates & Fees

Rewards Program

  • Points per Dollar: 1% on all eligible purchases. Terms and limitations apply.
  • Additional Points: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores. Terms and limitations apply.
  • Point Details: N/A
  • Expiration: N/A
  • Yearly Limit: N/A
  • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
  • Earn Cash Back: 6% U.S. supermarkets up to $6,000 per year in purchases (then 1%), 3% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
  • With the Blue Cash Preferred® Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.

To apply for the Blue Cash Preferred® Card from American Express, click here to be redirected to the issuer's website.

Apply Now