Capital One Credit Cards
Here is a summary of all the Capital One credit cards offered on our site. Our objective opinion is included on each card.
1. Capital One® Platinum Prestige
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| Interest Rate: | 11.90% Variable* |
|---|---|
| Intro Rate: | 0% APR on Purchases and Balance Transfers Until August 2011 |
| Grace Period: | 25 Days |
| Credit Limit: | N/A |
| Annual Fee: | None |
Special Offers: A 0% introductory rate is available on purchases and balance transfers until August 2011. See terms and conditions for complete details.
Our Opinion: Created for those with excellent credit. No annual fee, low interest rate, and 0% APR on purchases and balance transfers. Benefits include warranties for purchases, auto rental insurance, and roadside assistance and travel accident insurance. No fee for international transactions. Good option for those who are transferring a balance from a higher rate. Click "Apply Now" to apply online or call 877-834-4206.
2. Capital One® VentureOne(SM) Rewards
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| Interest Rate: | 13.90% Variable* |
|---|---|
| Intro Rate: | 0% on Purchases Until August 2011 |
| Grace Period: | 25 Days |
| Credit Limit: | N/A |
| Annual Fee: | None |
Special Offers: A 0% introductory rate is available on purchases until August 2011. See terms and conditions for complete details.
Our Opinion: The Capital One® VentureOne(SM) Rewards is for people with excellent credit and is by far one of the best and least costly airline reward cards available. Through the rewards program, cardholders earn 1.25 mile per dollar spent on all purchases. Earn unlimited miles; miles do not expire. Miles are redeemable for flights on any airline with no blackout dates. Also redeem for travel, merchandise, and gift certificates. Miles can also be donated to participating charities. No annual fee. No foreign transaction fee. Click "Apply Now" to apply online or call 877-834-4206.
3. Capital One® No Hassle Miles(SM) Rewards - Good Credit
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| Interest Rate: | 16.90% Variable* |
|---|---|
| Intro Rate: | 0% on Purchases Until August 2011 |
| Grace Period: | 25 Days |
| Credit Limit: | N/A |
| Annual Fee: | None |
Special Offers: A 0% introductory rate is available on purchases until August 2011. See terms and conditions for complete details.
Our Opinion: Created for those with above average credit, this card has one of the best and least expensive airline reward programs. Earn 1.25 miles per $1 on all purchases. Use miles for flights on any airlines. No blackout dates and no seat restrictions. Earn unlimited miles and miles do not expire. Fly free on any airline to any destination. Benefits include extended warranties for purchases, roadside assistance and travel accident insurance. No annual fee. No foreign transaction fee. Click "Apply Now" to apply online or call 877-834-4206.
4. Capital One® Venture(SM) Rewards
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| Interest Rate: | 13.90% Variable* |
|---|---|
| Intro Rate: | None |
| Grace Period: | 25 Days |
| Credit Limit: | N/A |
| Annual Fee: | $59 |
Our Opinion: Created for people with excellent credit who want to earn airlines miles or gift cards rewards. The annual fee is $59. It has one of the most generous reward offers: 2 miles per $1 spent on all purchases. Earn unlimited miles each year; miles do not expire. Use miles on any airline, anytime. There are no seat restrictions or blackout dates. Miles may also be redeemed for travel, merchandise, and gift cards. Benefits include purchase insurance and emergency roadside assistance. No foreign transaction fee. Offers concierge services. Click "Apply Now" to apply online or call 877-834-4206.
5. Capital One® Platinum - Good Credit
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| Interest Rate: | 14.9% Variable* |
|---|---|
| Intro Rate: | 0% on Purchases and Balance Transfers Until August 2011 |
| Grace Period: | 25 Days |
| Credit Limit: | N/A |
| Annual Fee: | None |
Special Offers: A 0% introductory rate is available on purchases until August 2011. See terms and conditions for complete details.
Our Opinion: Created for those with above average credit. Reasonable interest rate. Benefits include extended warranties for purchases. Does not charge an international transaction fee. Click "Apply Now" to apply online or call 877-834-4206.
6. Capital One® Business Platinum with No Hassle Cash (SM)
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| Interest Rate: | 14.99%, 17.99% or 22.99% Variable* |
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| Intro Rate: | A 0% introductory rate is available on purchases until May 2011. |
| Grace Period: | 25 days |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: A 0% introductory rate is available on purchases until May 2011.
Our Opinion: Created for small business owners who want a cash rewards card. Receive 1% cash back on all purchases. No limit to the cash that you can earn. Employee cards with no annual fee. Benefits include auto rental collision damage waiver program and travel and emergency assistance. Set individual spending limits on employee credit cards. No annual fee.
7. Capital One® Business Platinum with Preferred No Hassle Miles (SM)
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| Interest Rate: | 14.99%, 17.99% or 22.99% Variable* |
|---|---|
| Intro Rate: | A 0% introductory rate is available on purchases until February 2011. |
| Grace Period: | 25 days |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: A 0% introductory rate is available on purchases until February 2011. See terms and conditions for complete details.
Our Opinion: Earn 3 miles per $1 spent in the category of your choice, 1 mile per $1 spent in all other categories. Redeem miles for travel, cash, merchandise, gift cards, and more. Fly on any airline with no blackout dates or seat restrictions. Earn unlimited miles. No annual fee. Employee cards allow you to set individual spending limits for employees. Benefits include auto rental collision damage waiver program and travel and emergency assistance.
8. Capital One® Classic Platinum
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| Interest Rate: | 19.80% Variable* |
|---|---|
| Intro Rate: | 0% intro APR until May 2011; 19.8% variable APR after that |
| Grace Period: | 25 Days |
| Credit Limit: | N/A |
| Annual Fee: | $39 |
Special Offers: A 0% introductory rate is available on purchases until May 2011. See terms and conditions for complete details.
Our Opinion: The Capital One® Classic Platinum card is an excellent option for those with an average credit history (credit limit less than $5,000 on any card, late on more that one loan payment in the last six months). $39 annual fee Platinum benefits include emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Therefore, those with an average credit history who would like to take advantage of the 0% introductory offer and the reasonable interest rate thereafter will benefit most from what the Capital One® Classic Platinum card has to offer.
9. Capital One® Standard Platinum
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| Interest Rate: | 24.90% Variable* |
|---|---|
| Intro Rate: | None |
| Grace Period: | 25 Days |
| Credit Limit: | N/A |
| Annual Fee: | $19 |
Our Opinion: This card is created for those who have average credit(your credit limit on a current credit card, if any, is less than $5,000 and you have been late on a loan or medical payment in the last six months). The rate is a little high, but there are no balance transfer fees. The $19 annual fee is waived the first year. Benefits include roadside assistance, extended warranties for purchases, and travel accident insurance.
10. Capital One® No Hassle Cash(SM) Rewards
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| Interest Rate: | 19.80% Variable* |
|---|---|
| Intro Rate: | 0% on Purchases until May 2011. |
| Grace Period: | 25 Days |
| Credit Limit: | N/A |
| Annual Fee: | $29 |
Special Offers: A 0% introductory rate is available on purchases until May 2011. See terms and conditions for complete details.
Our Opinion: This card is created for those who have had past credit problems and are rebuilding their credit. This card also offers cash rewards, earn 1% cash back on purchases and 2% cash back on purchases at gas stations and major grocery stores. Earn unlimited cash back with no expiration date. $39 annual fee. Benefits include travel accident insurance, extended warranties for purchases, and roadside assistance.
11. Capital One® Orbitz® Visa® Platinum - Excellent Credit
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| Interest Rate: | 13.90% Variable* |
|---|---|
| Intro Rate: | 0% on Purchases until August 2011 |
| Grace Period: | 25 Days |
| Credit Limit: | N/A |
| Annual Fee: | None |
Special Offers: A 0% introductory rate is available on purchases until August 2011. See terms and conditions for complete details.
Our Opinion: The Capital One® Orbitz® Visa® Signature card is for people with excellent credit who want a travel reward card. Through the reward program, cardholders earn 1 point per dollar spent on general purchases and 3 points per dollar spent on all eligible Orbitz.com travel, hotel, and vacation package bookings. Points are redeemable for flights on any airline with no blackout dates, cash, merchandise, and gift certificates. Points can also be donated to participating charities. This card has no annual fee and an above average interest rate for purchases and balance transfers. This card provides signature benefits such as $0 fraud liability, travel accident insurance, 24-hour travel and emergency assistance and auto rental insurance.
12. Capital One® Venture for Business (SM)
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| Interest Rate: | 13.9% Variable* |
|---|---|
| Intro Rate: | n/a |
| Grace Period: | 25 days |
| Credit Limit: | n/a |
| Annual Fee: | $59; waived for the first year. |
Our Opinion: Earn 2 miles for $1 spent on all purchases. $59 annual fee. Earn up to 15,000 bonus miles. Redeem miles for travel, cash, merchandise, gift cards, and more. Fly on any airline with no blackout dates or seat restrictions. Earn unlimited miles. No foreign transaction fees. Employee cards allow you to set individual spending limits for employees. Benefits include auto rental collision damage waiver program and travel and emergency assistance.
13. Capital One® No Hassle Cash(SM) Rewards - Excellent Credit
| Interest Rate: | 14.90% Variable* |
|---|---|
| Intro Rate: | 0% on Purchases until August 2011 |
| Grace Period: | 25 Days |
| Credit Limit: | N/A |
| Annual Fee: | None |
Special Offers: A 0% introductory rate is available on purchases until August 2011. See terms and conditions for complete details.
Our Opinion: Created for those with excellent credit who want a reward card. Earn 2 points per $1 spent at grocery stores, gas stations, and drug stores. Earn 1 point per $1 spent on all other purchases. Earn unlimited points each year; points do not expire. No annual fee. Benefits include travel accident insurance, roadside assistance, and extended warranties for purchases.


