Capital One Credit Cards
Here is a summary of all the Capital One credit cards offered on our site. Our objective opinion is included on each card.
1. Capital One® Classic Platinum
Apply Now
See Details
| Interest Rate: | 14.90% |
|---|---|
| Intro Rate: | 0% on Purchases until December 2008 |
| Grace Period: | 25 Days |
| Credit Limit: | up to $3,000 |
| Annual Fee: | $19 |
Special Offers: A 0% introductory rate is available on purchases until December 2008. See terms and conditions for complete details.
Our Opinion: The Capital One® Classic Platinum card is an excellent option for those with a limited credit history. This card offers a 0% introductory rate on purchases until December 2008, and the interest rate is reasonable thereafter. Plus, the annual fee is only $19. This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those with a limited credit history who would like to take advantage of the 0% introductory offer and the reasonable interest rate thereafter will benefit most from what the Capital One® Classic Platinum card has to offer.
2. Capital One® No Hassle Cash(SM) Rewards for Students
Apply Now
See Details
| Interest Rate: | 16.90% |
|---|---|
| Intro Rate: | 0% on Purchases until December 2008 |
| Grace Period: | 25 Days |
| Credit Limit: | up to $3,000 |
| Annual Fee: | $29 |
Special Offers: A 0% introductory rate is available on purchases until December 2008. See terms and conditions for complete details.
Our Opinion: The Capital One® No Hassle Cash(SM) Rewards for Students is for students with an average or limited credit history who are looking to take advantage of the cash reward program. Through the reward program, cardholders earn a full 1% cash back on all purchases, and a 25% bonus on all cash earned in the previous year. There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. Cash rewards can also be redeemed for gift cards. This card has a $29 annual fee, a 0% introductory rate that can be applied to purchases until December 2008 and an average interest rate for purchases and balance transfers once the introductory rate expires. In addition, this card provides platinum benefits and services including extended warranties for purchases, travel accident insurance, and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those students who want a cash back reward card and will take advantage of the additional services may benefit most from what the Capital One® No Hassle Cash(SM) Rewards for Students card has to offer.
3. Capital One® No Hassle Cash(SM) Rewards
Apply Now
See Details
| Interest Rate: | 16.90% |
|---|---|
| Intro Rate: | 0% on Purchases until December 2008 |
| Grace Period: | 25 Days |
| Credit Limit: | up to $3,000 |
| Annual Fee: | $29 |
Special Offers: A 0% introductory rate is available on purchases until December 2008. See terms and conditions for complete details.
Our Opinion: The Capital One® No Hassle Cash(SM) Rewards card is a credit card designed for those who have a limited credit history and are looking to earn cash rewards. Through the reward program, cardholders earn a full 1% cash back on purchases, and they earn a 25% bonus on all cash earned in the previous year. There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. This card has an annual fee of $29 and an average interest rate for purchases and balance transfers. There is also a 0% APR interest rate on purchases until December 2008. This card provides platinum benefits and services including roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those who have a limited credit history and want a cash back reward card will benefit most from what the Capital One® No Hassle Cash(SM) Rewards card has to offer.
4. Capital One® No Hassle Cash(SM) Rewards - Good Credit
Apply Now
See Details
| Interest Rate: | 16.90% |
|---|---|
| Intro Rate: | No Introductory Rate Available |
| Grace Period: | 25 Days |
| Credit Limit: | up to $10,000 |
| Annual Fee: | None |
Our Opinion: The Capital One® No Hassle Cash(SM) Rewards - Good Credit card is for people with good credit and is ideal for those who would like a card that offers a cash back reward program. Through the reward program, cardholders earn a 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases. There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. Cash rewards can also be redeemed for gift cards. This card has no annual fee and it has an reasonable interest rate for purchases and balance transfers. In addition, this card provides platinum benefits and services including extended warranties for purchases, travel accident insurance, and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those who want a cash back reward card and will take advantage of the additional services will benefit most from what the Capital One® No Hassle Cash(SM) Rewards - Good Credit card has to offer.
5. Capital One® No Hassle Cash(SM) Rewards - Excellent Credit
Apply Now
See Details
| Interest Rate: | 14.90% |
|---|---|
| Intro Rate: | No Introductory Rate Available |
| Grace Period: | 25 Days |
| Credit Limit: | up to $20,000 |
| Annual Fee: | None |
Special Offers: Data
Our Opinion: The Capital One® No Hassle Cash(SM) Rewards card for people with excellent credit is ideal for those who are looking for a card that offers a cash back reward program. Through the reward program, cardholders earn a 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases. There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. The card has no annual fee and a reasonable interest rate for purchases and balance transfers. This card provides platinum benefits and services including emergency card replacement, auto rental insurance, and extended warranties for purchases. Cardholders can also enjoy exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those who want a cash back reward card, would like an interest rate that gives them the option to carry a balance, and will take advantage of the additional services may benefit most from what the Capital One® No Hassle Cash(SM) Rewards - Excellent Credit card has to offer.
6. Capital One® Platinum Prestige
Apply Now
See Details
| Interest Rate: | 7.90% |
|---|---|
| Intro Rate: | No Introductory Rate Available |
| Grace Period: | 25 Days |
| Credit Limit: | up to $20,000 |
| Annual Fee: | None |
Our Opinion: One of the lowest rates available in the United States. This card is at the top of our list because it has a higher approval rate for applications than other low interest credit cards. That means you have a much better chance of getting approved for what you applied for. The rate applies to balance transfers and purchases, making this a good choice for carrying a balance or transferring a balance from a card with a higher rate. No balance transfer fee. Additional benefits include roadside assistance and extended warranties for purchases.
7. Capital One® No Hassle Miles(SM) Rewards - Good Credit
Apply Now
See Details
| Interest Rate: | 16.90% |
|---|---|
| Intro Rate: | No introductory rate available |
| Grace Period: | 25 Days |
| Credit Limit: | up to $15,000 |
| Annual Fee: | None |
Our Opinion: The Capital One® No Hassle Miles(SM) Rewards - Good Credit is a credit card for people with good credit and is by far one of the best and least costly airline rewards cards available. Through the rewards program, cardholders will earn 1.25 miles per dollar spent on all purchases. Miles are redeemable for flights on any airline with no blackout dates, cash, merchandise, and gift certificates. Miles can also be donated to participating charities. There is no limit on the number of miles earned and miles do not expire for the life of the account. This card has no annual fee and an average interest rate for both purchases and balance transfers. This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those who want an airline reward card with an interest rate that gives them the option to carry a balance may benefit most from what the Capital One® No Hassle Miles(SM) Rewards - Good Credit card has to offer.
8. Capital One® Standard Platinum
Apply Now
See Details
| Interest Rate: | 19.80% |
|---|---|
| Intro Rate: | 0% on Purchases until December 2008 |
| Grace Period: | 25 Days |
| Credit Limit: | up to $3,000 |
| Annual Fee: | None |
Special Offers: A 0% introductory rate is available on purchases until December 2008. See terms and conditions for complete details.
Our Opinion: The Capital One® Standard Platinum card is designed for those who have an average history and is a great choice if you want a card with no annual fee and no balance transfer fees. The card does have an interest rate that is slightly above average for purchases and balance transfers; however, there is a 0% APR on purchases until December 2008. This card also has no annual fee as well as no balance transfer fees. In addition, this card provides platinum benefits and services including travel accident insurance, extended warranties for purchases, and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those who have credit that needs some improvement and will make use of the additional services will benefit most from what the Capital One® Standard Platinum card has to offer.
9. Capital One® No Hassle Miles(SM) Ultra-For Professionals
Apply Now
See Details
| Interest Rate: | 13.90% |
|---|---|
| Intro Rate: | No Introductory Rate Available |
| Grace Period: | 25 Days |
| Credit Limit: | up to $30,000 |
| Annual Fee: | $39 |
Our Opinion: The Capital One® No Hassle Miles(SM) Ultra-For Professionals card is the perfect card for professionals with excellent credit that want to earn airline miles rewards for all of their purchases. Through the reward program, cardholders will earn two miles for each dollar spent on all purchases. Miles won't expire, and there is no limit to the amount of miles that you can earn. Plus, miles are redeemable on any airline, anytime, with no blackout dates or seat restrictions. Miles can also be redeemed for cash, merchandise, charitable donations, and gift cards. This card has an annual fee of $39; however, it does offer an average interest rate for purchases and balance transfers. This card provides common platinum benefits such as emergency roadside assistance, purchase insurance, and concierge services. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those who want a great airline miles rewards card will benefit most from what the Capital One® No Hassle Miles(SM) Ultra-For Professionals card has to offer.
10. Capital One® No Hassle Miles(SM) Rewards - Excellent Credit
Apply Now
See Details
| Interest Rate: | 13.90% |
|---|---|
| Intro Rate: | No Introductory Rate Available |
| Grace Period: | 25 Days |
| Credit Limit: | up to $20,000 |
| Annual Fee: | None |
Our Opinion: The Capital One® No Hassle Miles(SM) Rewards card for people with excellent credit is by far one of the best and least costly airline reward cards available. Through the reward program, cardholders earn 1.25 miles per dollar spent on all purchases. Miles are redeemable for flights on any airline with no blackout dates, cash, merchandise, and gift certificates. Miles can also be donated to participating charities. This card has no annual fee and an average interest rate for purchases and balance transfers. This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those who want an airline reward card with an interest rate that gives them the option to carry a balance may benefit most from what the Capital One® No Hassle Miles(SM) Rewards - Excellent Credit card has to offer.
