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Canadian Credit Cards

A list of the credit cards with the lowest interest rates in Canada. The cards are sorted in order of our editor’s opinion.

1. American Express® Gold Rewards Card Canada
American Express® Gold Rewards Card Canada Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: No Annual Fee for the first year; $180 Annual Fee thereafter*

Credit Profile : Good

Editor Rating :

Best Card Features: N/A

2. American Express® AeroplanPlus® Platinum Card Canada
American Express® AeroplanPlus® Platinum Card Canada Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: $499

Credit Profile : Good

Editor Rating :

Best Card Features: Attractive rewards program

3. American Express® AeroplanPlus® Gold Card - Canada
American Express® AeroplanPlus® Gold Card - Canada Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: $120

Credit Profile : Good

Editor Rating :

Best Card Features: Attractive rewards program

4. American Express® AeroplanPlus® Card Canada
American Express® AeroplanPlus® Card Canada Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: No annual fee for the first year. A value of $60.

Credit Profile : Good

Editor Rating :

Best Card Features: AeroPlan rewards program and special offers

5. The TrueEarnings® Card from Costco and American Express - CA
The TrueEarnings® Card from Costco and American Express - CA Apply Now See Details
Intro Rate: 2.99% on purchases for 6 months
Interest Rate: N/A
Annual Fee: None

Credit Profile : Excellent

Editor Rating :

Best Card Features: Special cash back programs to earn up to 3% cash back; Introductory offer; Costco perks

6. Choice Card from American Express™
Choice Card from American Express™ Apply Now See Details
Intro Rate: 2.99% on purchases for 6 months
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Good

Editor Rating :

Best Card Features: 1,500 Membership Rewards® points

7. ChoicePlus Card from American Express™
ChoicePlus Card from American Express™ Apply Now See Details
Intro Rate: Enjoy an introductory 2.99% interest rate on purchases for the first 12 months of Cardmembership
Interest Rate: N/A
Annual Fee: $65 annual fee

Credit Profile : Good

Editor Rating :

Best Card Features: 7,500 Membership Rewards points as Welcome Bonus

8. American Express® Business Gold Rewards Card Canada
American Express® Business Gold Rewards Card Canada Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: No annual fee for the first year; $150 annual fee thereafter*

Credit Profile : Good

Editor Rating :

Best Card Features: N/A

9. CAA-Quebec Dollars Platinum Plus MasterCard®
CAA-Quebec Dollars Platinum Plus MasterCard® Apply Now See Details
Intro Rate: 1.99% for your first 10 billing cycles
Interest Rate: 19.99%
Annual Fee: N/A

Credit Profile : Good

Editor Rating :

Best Card Features: Low promotional interest rate, rewards program, no annual fee.

10. TrueLine MasterCard® credit card - Fixed 9.99% AIR
TrueLine MasterCard® credit card - Fixed 9.99% AIR Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Good

Editor Rating :

Best Card Features: Low interest rate for purchases.

11. Choice Privileges MasterCard®
Choice Privileges MasterCard® Apply Now See Details
Intro Rate: 1.99% on balance transfers for 6 months
Interest Rate: N/A
Annual Fee: None

Credit Profile : Good

Editor Rating :

Best Card Features: Bonus points with eligible transaction, chance to earn free hotel nights, no annual fee.

12. Sony Card MasterCard® Credit Card
Sony Card MasterCard® Credit Card Apply Now See Details
Intro Rate: 1.99% on purchases for 10 months
Interest Rate: 19.99%
Annual Fee: None

Editor Rating: N/A

Best Card Features: Rewards program, no annual fee