Canadian Credit Cards

A list of the credit cards with the lowest interest rates in Canada. The cards are sorted in order of our editor’s opinion.

1. Alaska Airlines MasterCard®

Alaska Airlines MasterCard® Apply Now See Details
Intro Rate: N/A
Interest Rate: 18.99%
Annual Fee: $75.00

Credit Profile : Good

Editor Rating :

Best Card Features: Bonus miles upon approval, Attractive Alaska Airlines rewards program

2. Harley-Davidson® MasterCard®

Harley-Davidson® MasterCard® Apply Now See Details
Intro Rate: 1.99% for your first 10 billing cycles
Interest Rate: 17.99%
Annual Fee: None

Credit Profile : Good

Editor Rating :

Best Card Features: Intro offer, Rewards program, High credit limits

3. Smart Cash MasterCard® credit card

Smart Cash MasterCard® credit card Apply Now See Details
Intro Rate: 1.99% for your first 10 billing cycles
Interest Rate: 19.99%
Annual Fee: None

Credit Profile : Good

Editor Rating :

Best Card Features: Low introductory interest rates, reward program, no annual fee

4. Best Western MasterCard® credit card

Best Western MasterCard® credit card Apply Now See Details
Intro Rate: 1.99% for your first 10 billing cycles
Interest Rate: 19.99%
Annual Fee: None

Credit Profile : Good

Editor Rating :

Best Card Features: Earn 20,000 bonus points after your first qualifying purchase.

5. Platinum Plus® MasterCard® Credit Card

Platinum Plus® MasterCard® Credit Card Apply Now See Details
Intro Rate: 0% for your first 12 billing cycles
Interest Rate: 19.99%
Annual Fee: None

Credit Profile : Good

Editor Rating :

Best Card Features: Introductory APR, No annual fee

6. Choice Privileges MasterCard®

Choice Privileges MasterCard® Apply Now See Details
Intro Rate: 1.99% for your first 6 billing cycles on balance transfers
Interest Rate: 19.99%
Annual Fee: None

Credit Profile : Good

Editor Rating :

Best Card Features: Bonus points with eligible transaction, chance to earn free hotel nights, no annual fee.

7. More Rewards MasterCard® Credit Card

More Rewards MasterCard® Credit Card Apply Now See Details
Intro Rate: 1.99% for your first 6 billing cycles
Interest Rate: 19.99%
Annual Fee: None

Credit Profile : Good

Editor Rating :

Best Card Features: Promotional interest rates, bonus points, rewards points on groceries and qualifying purchases, no annual fee

8. mbna rewards Studentawards credit card

mbna rewards Studentawards credit card Apply Now See Details
Intro Rate: N/A
Interest Rate: 19.99%
Annual Fee: None

Credit Profile : Good

Editor Rating :

Best Card Features: 1,000 bonus points after first qualifying purchase, 1,000 bonus points annually, no annual fee.

9. Sony Card MasterCard® Credit Card

Sony Card MasterCard® Credit Card Apply Now See Details
Intro Rate: 1.99% for your first 10 billing cycles
Interest Rate: 19.99%
Annual Fee: None

Credit Profile : Good

Editor Rating :

Best Card Features: Rewards program, no annual fee

10. CAA-Quebec Dollars Platinum Plus MasterCard®

CAA-Quebec Dollars Platinum Plus MasterCard® Apply Now See Details
Intro Rate: 1.99% for your first 10 billing cycles
Interest Rate: 19.99%
Annual Fee: None

Credit Profile : Good

Editor Rating :

Best Card Features: Low promotional interest rate, rewards program, no annual fee.

11. TrueLine MasterCard® credit card - Fixed 9.99% AIR

TrueLine MasterCard® credit card - Fixed 9.99% AIR Apply Now See Details
Intro Rate: N/A
Interest Rate: 9.99%
Annual Fee: None

Credit Profile : Good

Editor Rating :

Best Card Features: Low interest rate for purchases.