1. CAA Quebec MasterCard®

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Interest Rate:	14.99%**
Intro Rate:	Please refer to online application legal disclosures.
Grace Period:	21 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: With gas prices as high as they currently are, it's helpful to have a credit card that rewards you for every dollar you spend at the pump, as well as on everyday purchases. When you use your CAA Quebec MasterCard®, you will earn a .5% rebate in CAA-Quebec Dollars on the net value of each retail purchase. When purchasing gas at participating Couche-Tard outlets using your CAA Quebec MasterCard®, you will earn 2¢ of CAA-Quebec Dollars for every litre of gas when you show your CAA-Quebec membership. You will also receive an additional 2% rebate on all other qualifying purchases made with your CAA Quebec MasterCard®, including gas, at participating Couche-Tard outlets - for a total rebate of 2.5%. This credit card requires a CAA Quebec membership before applying. In addition to a great rewards program, the CAA Quebec MasterCard® also offers several other benefits. Enjoy a low 3.99% introductory interest rate for 6 months on Cheque Cash Advances and Balance Transfers. Other benefits include no annual fee, online access to your credit card account, and unparalleled 24-hour customer service. You can also enjoy international acceptance at millions of locations, cash access at over 430,000 ABMs, a high credit line, around-the-clock fraud protection, and emergency credit card replacement. This card is only available to residents of Canada.

2. WorldPoints® MasterCard® Credit Card

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Interest Rate:	19.99%**
Intro Rate:	Please refer to online application legal disclosures.
Grace Period:	n/a
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: The WorldPoints® MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents and provides cardholders with access to a fixed interest rate, a rewards program, and platinum cardholder services. This credit card does not have an annual fee and does not have an introductory rate. Cardholders, however, will benefit from the fixed AIRs for all transactions. This card comes with a rewards program where cardholders can earn one point for every dollar they spend on purchases. All points earned can be redeemed for merchandise, travel, gift cards and certificates. Cardholders can also take advantage of the platinum benefits that come with the card which include online account access and access to thousands of ABMs worldwide. Those who do not qualify for the platinum card may be considered for the preferred card, which varies in terms of benefits and credit limits.

3. PremierRewards® MasterCard® Credit Card

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Interest Rate:	19.99%**
Intro Rate:	Please refer to online application legal disclosures.
Grace Period:	n/a
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: The PremierRewards® MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents and provides cardholders with access to a fixed interest rate, a rewards program, and platinum cardholder services. This credit card does not have an annual fee and does not have an introductory rate. Cardholders, however, will benefit from the fixed AIRs for all transactions. This card comes with a rewards program where cardholders can earn 1% back from all their purchases. All rebates are credited as a statement credit once a year. Cardholders can also take advantage of the platinum benefits that come with the card, which include online account access and access to thousands of ABMs worldwide. Those who do not qualify for the platinum card may be considered for the preferred card, which varies in terms of benefits and credit limits.

4. Best Western MasterCard® Credit Card

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Interest Rate:	19.99%**
Intro Rate:	Please refer to online application legal disclosures.
Grace Period:	n/a
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: The Best Western MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents with a clear, but established credit history. In the rewards program that comes with this card, cardholders can earn Best Western Rewards points which can be used at Best Western locations internationally. The standard earning rate is 1.5 Best Western Rewards points for every $1 spent on purchases. Cardholders will also be awarded 5,000 bonus points after making a first purchase with the card and an additional 50 Best Western Rewards points for every cash advance transaction occurrence that is over $50. Cardholders will have access to 24-hour customer service assistance and access to their account at anytime. Purchases, balance transfers, and cash advances all have fixed AIRs and there is no introductory offer available on transactions. Those who do not meet the qualifications for the Best Western MasterCard® Credit Card may be considered for the preferred card, which varies in the terms of benefits and credit limits.

5. Sony Card MasterCard® Credit Card

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Interest Rate:	19.99%**
Intro Rate:	Please refer to online application legal disclosures.
Grace Period:	n/a
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: The Sony Card MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents with an established Canadian credit file that is free of bankruptcies or serious delinquencies. This card has a rewards program designed especially for gadget lovers, as every purchase earns points toward purchases at SonyStyle.ca. Plus, the first qualifying transaction made with the Sony Card MasterCard® Credit Card garners cardholders a bonus of 2,000 Sony Points. Each time cardholders purchase Sony products from SonyStyle.ca or the Sony Store/Maison Sony, cardholders receive double points. Points accrue for all other purchases at one point per dollar spent. Cardholders will be able to redeem their points for Sony products including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media, and more. All purchases, balance transfers, and cash advances made with the Sony Card MasterCard® Credit Card have fixed AIRs. There is no introductory offer available. Those who do not meet the qualifications for the Sony Card MasterCard® Credit Card may be considered for the preferred card, which varies in the terms of benefits and credit limits.

6. Shoppers MasterCard®

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Interest Rate:	19.99%*
Intro Rate:	Please refer to online application legal disclosures.
Grace Period:	21 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: The Shoppers MasterCard®, issued by MBNA Canada, is a rewards credit card available to residents of Canada. It's easy to rack up points using this rewards card. Earn 25 points for every $1 you spend at Shoppers Drug Mart, and earn 5 points for every $1 you spend anywhere else. You will also receive a bonus 15,000 points after your first purchase. There is no limit to the number of points you can earn. When you become a Shoppers MasterCard® cardholder, you gain free membership into the Shoppers Optimum Program®. Cardholders can redeem their points to receive instant savings of up to 100% on almost any item at Shoppers Drug Mart stores. For example, after earning 15,000 points, you can save $25 on your next Shoppers Drug Mart purchase. In addition to the rewards program, the Shoppers MasterCard® offers several other benefits, including a 1.99% APR on cheque cash advances and balance transfers for the first 6 months. Cardholders enjoy free and secure online access to their credit card accounts, allowing them to access statements, view transactions in real time and add authorized users, among other things. With the Shoppers MasterCard®, cardholders have access to unparalleled 24-hour customer service. The card offers purchase protection, which protects credit card purchases against damage or theft for up to 90 days. This card also offers around-the-clock fraud protection.

7. Pharmaprix MasterCard®

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Interest Rate:	19.99%*
Intro Rate:	Please refer to online application legal disclosures.
Grace Period:	21 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: The Pharmaprix MasterCard®, issued by MBNA Canada, is a rewards credit card available to residents of Quebec. It's easy to rack up points using this rewards card. Earn 25 points for every $1 you spend at Pharmaprix, and earn 5 points for every $1 you spend anywhere else. You will also receive a bonus 15,000 points after your first purchase. There is no limit to the number of points you can earn. When you become a Pharmaprix MasterCard® cardholder, you gain free membership into the Pharmaprix Optimum Program®. Cardholders can redeem their points to receive instant savings of up to 100% on almost any item at Pharmaprix stores. For example, after earning 7,000 points, you can save $10 on your next Pharmaprix purchase. In addition to the rewards program, the Pharmaprix MasterCard® offers several other benefits, including a 1.99% APR on cheque cash advances and balance transfers for the first 6 months. Cardholders enjoy free and secure online access to their credit card accounts, allowing them to access statements, view transactions in real time and add authorized users, among other things. With the Pharmaprix MasterCard®, cardholders have access to unparalleled 24-hour customer service. The card offers purchase protection, which protects credit card purchases against damage or theft for up to 90 days. This card also offers around-the-clock fraud protection.

8. Studentawards Credit Card

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Interest Rate:	18.99%*
Intro Rate:	Please refer to online application legal disclosures.
Grace Period:	n/a
Credit Limit:	n/a
Annual Fee:	None

Our Opinion: The Studentawards Credit Card from MBNA Canada is an excellent rewards credit card for students that allows you to participate in the WorldPoints rewards program. You'll earn 1 WorldPoint for every $2 in net retail purchases that you make on your Studentawards Credit Card with no maximum earnings cap on the amount of WorldPoints that you can earn. The Studentawards Credit Card does have average interest rates, but you will receive an interest-free grace period on new purchases for at least 21 days if you pay the balance shown on your statement in full by the due date. There is no annual fee for the Studentawards Credit Card, and participation in the WorldPoints rewards program is free. You'll also receive many exciting card benefits including around-the-clock fraud protection, unparalleled 24-hour customer service, online access to your credit card account, and immediate cash access at 430,000 ATMs internationally. Sign up for the Studentawards Credit Card today to take advantage of the WorldPoints rewards program with no annual fee.

9. Platinum Plus® MasterCard® Credit Card - 1.99 for 10

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Interest Rate:	17.99%**
Intro Rate:	Please refer to online application legal disclosures.
Grace Period:	n/a
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: The Platinum Plus® MasterCard® Credit Card - 1.99 for 10, issued by MBNA Canada, is available to Canadian residents and provides cardholders with fixed interest rates and common platinum cardholder services. There is no annual fee for this credit card program and cardholders will benefit from the low introductory AIR for the first six months on balance transfers and cheque cash advances. Some applicants may even qualify for credit limits upwards of $100,000. The average interest rate (AIR) is fixed for purchases, balance transfers, and cash advances. There is no annual fee. The low introductory rate is available for six months, and applies to balance transfers and cash advance cheques. Cardholders can also take advantage of the platinum benefits that come with the card, which include fraud protection, emergency card replacement, 24-hour customer service, online account access, and access to thousands of ABMs worldwide. Those who do not qualify for the platinum card may be considered for the preferred card, which varies in terms of benefits and credit limits.

10. Gold MasterCard® Credit Card - Fixed 9.99% AIR

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Interest Rate:	9.99%**
Intro Rate:	Please refer to online application legal disclosures.
Grace Period:	n/a
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: The Gold MasterCard® Credit Card - Fixed 9.99% AIR is issued by MBNA Canada is available to Canadian residents and provides cardholders with low fixed interest rates and common platinum cardholder services. There is no annual fee for this credit card program and some applicants may even qualify for credit limits upwards of $100,000. Cardholders can also take advantage of the platinum benefits that come with the card which include fraud protection, emergency card replacement, 24-hour customer service, online account access, and access to thousands of ABMs worldwide. Those who do not qualify for the platinum card may be considered for preferred card, which varies in terms of benefits and credit limits.