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Business Credit Cards

Business credit cards offer attractive rebates and rewards to the small business or entrepreneur just for using the card for everyday business purchases. The business can usually earn some additional reward points for card purchases on specific categories. Our objective opinion is included on each card. The cards are sorted in order of our editor’s opinion.

1. Capital One® SparkSM Cash for Business
Capital One® Spark<sup>SM</sup> Cash for Business Apply Now See Details
Intro Rate: N/A
Interest Rate: 13.9-20.9% (V)
Annual Fee: $0 intro for first year; $59 after that

Credit Profile : Excellent

Editor Rating :

Best Card Features: 2% cash back on every purchase, up to $150 cash back bonus, no annual fee for first year.

2. SimplyCash® Business Card from American Express
SimplyCash® Business Card from American Express Apply Now See Details
Intro Rate: 0% for up to 12 months
Interest Rate: N/A
Annual Fee: None

Credit Profile : Good

Editor Rating :

Best Card Features: 0% introductory rate for new cardholders, no annual fee, earn cash back rewards for business expenses and other purchases.

3. The Business Platinum Card® from American Express OPEN
The Business Platinum Card® from American Express OPEN Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: $450

Credit Profile : Good

Editor Rating :

Best Card Features: Exclusive Platinum cardholder benefits, travel perks

4. Business Green Rewards Card from American Express OPEN
Business Green Rewards Card from American Express OPEN Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: $0 introductory annual fee for the first year, then $95

Credit Profile : Good

Editor Rating :

Best Card Features: 5,000 Bonus Membership Rewards® points with first purchase, Waived annual fee for first year, earn Membership Rewards® points with every purchase

5. CitiBusiness ThankYouSM Card
CitiBusiness ThankYouSM Card Apply Now See Details
Intro Rate: 0%* on purchases for 6 months*
Interest Rate: 13.24% (V)
Annual Fee: N/A

Credit Profile : Good

Editor Rating :

Best Card Features: 0% introductory APR offer, bonus points, no annual fee

6. The Plum Card® from American Express OPEN
The Plum Card® from American Express OPEN Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: $0 introductory annual fee for the first year, then $250

Credit Profile : Good

Editor Rating :

Best Card Features: Flexible payment options, no annual fee for the first year.

7. Capital One® SparkSM Miles Select for Business
Capital One® Spark<sup>SM</sup> Miles Select for Business Apply Now See Details
Intro Rate: Introductory 0% APR on all purchases until December 2013.
Interest Rate: 12.9-20.9% (V)
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% APR offer on all purchases until December 2013, 50% annual miles bonus, no annual fee.

8. Starwood Preferred Guest® Business Credit Card from American Express
Starwood Preferred Guest® Business Credit Card from American Express Apply Now See Details
Intro Rate: N/A
Interest Rate: 15.24-19.24% (V)
Annual Fee: $0 introductory annual fee for the first year, then $65

Credit Profile : Good

Editor Rating :

Best Card Features: Up to 25,000 bonus Starpoints for new cardmembers, earn Starpoints good for hotel stays with every purchase, no annual fee for the first year.

9. CitiBusiness® / AAdvantage® World MasterCard®
CitiBusiness® / AAdvantage® World MasterCard® Apply Now See Details
Intro Rate: N/A
Interest Rate: 15.24% (V)
Annual Fee: $95, waived for the first 12 months

Credit Profile : Good

Editor Rating :

Best Card Features: Travel benefits, bonus miles

10. Capital One® SparkSM Cash Select for Business
Capital One® Spark<sup>SM</sup> Cash Select for Business Apply Now See Details
Intro Rate: Introductory 0% APR on all purchases until December 2013.
Interest Rate: 12.9-20.9% (V)
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% APR offer on all purchases until December 2013, cash back on every purchase, no annual fee.

11. Capital One® SparkSM Miles for Business
Capital One® Spark<sup>SM</sup> Miles for Business Apply Now See Details
Intro Rate: N/A
Interest Rate: 13.9-20.9% (V)
Annual Fee: $0 intro for first year; $59 after that

Credit Profile : Excellent

Editor Rating :

Best Card Features: Earn up to 15,000 bonus miles, earn 2 miles per $1 spent everyday, annual fee waived for the first year.

12. Capital One® SparkSM Classic for Business
Capital One® Spark<sup>SM</sup> Classic for Business Apply Now See Details
Intro Rate: N/A
Interest Rate: 22.9% (V)
Annual Fee: $0

Credit Profile : Good

Editor Rating :

Best Card Features: Cash back on every purchase, no annual fee.

13. Gold Delta SkyMiles® Business Credit Card from American Express
Gold Delta SkyMiles® Business Credit Card from American Express Apply Now See Details
Intro Rate: None
Interest Rate: 15.24-19.24% (V)
Annual Fee: $0 introductory annual fee for the first year, then $95

Credit Profile : Good

Editor Rating :

Best Card Features: 30,000 bonus miles for new cardholders, no annual fee for the first year.