Bank of America Credit Cards
Here is a summary of all the Bank of America credit cards offered on our site. Our objective opinion is included on each card.
1. Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card
Apply Now
See Details
| Interest Rate: | 9.99% / 15.99% |
|---|---|
| Intro Rate: | 0% APR for 12 Billing Cycles |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Our Opinion: Created for those with good credit who want a cash back reward card. Earn 1% per $1 spent on qualified purchases. Earn $25 statement credit for each $2,500 you spend. Must call and request the rebate. Earn unlimited rebates; unclaimed rebates expire after 5 years. Your APR for balance transfers and purchases will vary based on your credit history; it will either be 7.9% or 13.99%.
2. Bank of America Accelerated Rewards™ American Express® Card
Apply Now
See Details
| Interest Rate: | 9.99% |
|---|---|
| Intro Rate: | 0% APR for 12 Billing Cycles |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Our Opinion: Created for those with average credit who want a reward card with a low rate. Low fixed rate makes this a good choice for balance transfers (Balance transfer fee is 3% with a $10 minimum). No fee for foreign transactions. Earn 1 point per $1 spent. Redeem points for cash, travel, merchandise, hotel discounts and gift certificates. Earn unlimited points. Points expire in 5 years. Redeem 5,000 points for $25 cash. Redeem 25,000 points for airline ticket in Continental U.S.
3. Bank of America Visa Signature® WorldPoints™ Reward
Apply Now
See Details
| Interest Rate: | 9.99% / 15.99% |
|---|---|
| Intro Rate: | 0% APR for 12 Billing Cycles |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Our Opinion: Created for those with excellent credit who will take advantage of the reward program. Earn 1 point per $1 spent on general purchases. Redeem for cash rebates, gift certificates or travel rewards. Earn unlimited points each year; points expire in 5 years. 25,000 points for a round-trip airline ticket. 5,000 points for $25 cash. 3% foreign transaction fee. Low fixed rate and intro period make this a good choice for balance transfers. Balance transfer fee is 3%, $10 minimum.
4. Bank of America World MasterCard® with WorldPoints™
Apply Now
See Details
| Interest Rate: | 9.99% / 15.99% |
|---|---|
| Intro Rate: | 0% APR for 12 Billing Cycles |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Our Opinion: Created for those with excellent credit who will take advantage of the reward program. Earn 1 point per $1 spent on qualifying purchases. Redeem points for cash, travel, merchandise, etc. Earn unlimited points each year. 25,000 points for a round-trip airline ticket. 5,000 points for $25 cash. 3% foreign transaction fee.
5. Bank of America WorldPoints™ Platinum Plus® Visa® Card
Apply Now
See Details
| Interest Rate: | 9.99% / 15.99% |
|---|---|
| Intro Rate: | 0% APR for 12 Billing Cycles |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Our Opinion: Created for those with good credit who will take advantage of the reward program. Earn 1 point per $1 spent on qualifying purchases. Redeem points for cash, travel, merchandise, and dining certificates. Earn unlimited points each year; unused points expire within 5 years.
6. Bank of America WorldPoints® Platinum Plus™ MasterCard® Credit Card
Apply Now
See Details
| Interest Rate: | 9.99% / 15.99% |
|---|---|
| Intro Rate: | 0% APR for 12 Billing Cycles |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Our Opinion: Created for those with very good credit who want a reward program. Good intro rate and low fixed rate make this a good choice for balance transfers. Earn 1 point per $1 spent on qualifying purchases. Redeem points for cash, travel, merchandise, etc. Earn unlimited points. Points expire within 5 years.
7. Bank of America® Platinum Plus® Visa® Card
Apply Now
See Details
| Interest Rate: | APR Varies* |
|---|---|
| Intro Rate: | 0% APR for 12 Billing Cycles |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | up to $25,000 |
| Annual Fee: | None |
Special Offers: The introductory rate applies to the first twelve billing cycles. The introductory rate also applies to cash advance checks.
Our Opinion: Created for those with very good credit. Reasonable interest rate. Intro period is only 6 months for purchases, balance transfers, and cash advance checks.
9. Home Advantage™ MasterCard® from Bank of America
Apply Now
See Details
| Interest Rate: | 9.99% / 15.99% |
|---|---|
| Intro Rate: | 0% APR for 12 Billing Cycles |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Our Opinion: Created for those with excellent credit who want to earn a variety of rewards, including payments toward their mortgage principal. Earn 1 point per $1 spent on qualifying purchases. For the first 12 months, earn double points at home improvement stores such as Lowe's, The Home Depot, and Best Buy. Earn unlimited points per year. For every 5,000 points, $50 will be applied towards the mortgage principal. Points may also be redeemed for travel rewards, merchandise and cash.