Balance Transfer
Consumers can consolidate their credit card debt onto one card and sometimes save significant money on interest charges. These balance transfer cards have attractive introductory or promotional rates. Be sure to look at each card's "More Info" page to become familiar with the card's balance transfer fee and the interest rate charged on additional purchases. Our objective opinion is included on each card. Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:
Best Card Features:
  • Chase Slate named “Best Credit Card for Balance Transfers” three years in a row by MONEY Magazine
  • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
  • 0% Introductory APR for 15 months on purchases and balance transfers
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    13.24%-23.24% Variable
  • Intro Rate :
    0% Intro APR for 15 months
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Profile :
    Excellent Credit
Best Card Features:
  • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.24% – 21.24% Variable APR.
  • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
  • No annual fee
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    11.24% - 21.24% Variable APR on purchases and balance transfers
  • Intro Rate :
    0% Intro APR for 18 billing cycles for balance transfers made in the first 60 days
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Profile :
    Excellent Credit
Best Card Features:
  • The ONLY card with No Late Fees, No Penalty Rate and No Annual Fee…EVER
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% – 23.24% based on your creditworthiness.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    13.24 - 23.24% (Variable)
  • Intro Rate :
    0% intro APR on purchases and balance transfers for 21 months*
  • Annual Fee:
    $0*
  • Editor Rating :
  • Credit Profile :
    Excellent Credit
Best Card Features:
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% – 23.24% based on your creditworthiness
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    13.24% - 23.24%* (Variable)
  • Intro Rate :
    0% intro APR for 18 months on balance transfers*
  • Annual Fee:
    $0*
  • Editor Rating :
  • Credit Profile :
    Excellent Credit
Best Card Features:
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24% – 22.24% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi Easy Deals(SM) Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    12.24% - 22.24%* (Variable)
  • Intro Rate :
    0% on purchases and balance transfers for 21 months*
  • Annual Fee:
    $0*
  • Editor Rating :
  • Credit Profile :
    Excellent Credit
Best Card Features:
  • NEW! Unlimited 1.5% cash back on every purchase – it’s automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    14.24%-23.24% Variable
  • Intro Rate :
    0% Intro APR for 15 months
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Profile :
    Excellent Credit
Best Card Features:
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Unlimited 1% cash back on all other purchases – it’s automatic
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    14.24%-23.24% Variable
  • Intro Rate :
    0% Intro APR for 15 Months
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Profile :
    Excellent Credit
Best Card Features:
  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    13.24% - 23.24% Variable APR on purchases and balance transfers
  • Intro Rate :
    0% for 12 billing cycles for purchases and for any balance transfers made within 60 days of account opening
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Profile :
    Excellent Credit
Best Card Features:
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    13.24% - 23.24% (Variable)
  • Intro Rate :
    0% intro on purchases until February 2017 and 0% intro on balance transfers until February 2017
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Profile :
    Good Credit
Best Card Features:
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get access to a higher credit line after making your first 5 monthly payments on time
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    23.24% (Variable)
  • Intro Rate :
    0% intro on purchases until February 2017 and 0% intro on balance transfers until February 2017
  • Annual Fee:
    $39
  • Editor Rating :
  • Credit Profile :
    Fair Credit
Best Card Features:
  • LIMITED-TIME OFFER: Earn 10,000 bonus points after you spend $1,000 on purchases in the first 90 days.
  • Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    12.24%, 20.24% or 25.24% Variable
  • Intro Rate :
    0% First twelve billing cycles following each balance transfer that posts to account within 45 days of account opening
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Profile :
    Good Credit
Best Card Features:
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.24%, 19.24% or 23.24%* Variable
  • Intro Rate :
    0% intro APR for the first 12 months on purchases, plus 0% intro APR for the first 12 months on balance transfers made within the first 45 days of account opening
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Profile :
    Excellent Credit
Best Card Features:
  • All 32 NFL team cards are available, customized with your favorite team’s colors and logo
  • Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for $100 cash back
  • 20% off purchases at NFLShop.com – that’s $20 off every $100 you spend
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.24%, 20.24% or 25.24% variable
  • Intro Rate :
    0% Promo APR for 6 months on eligible NFL ticket purchases
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Profile :
    Good Credit
Best Card Features:
  • Bonus Intro Offer: Earn 20,000 bonus miles after you make $1,000 or more in purchases within the first 90 days of account opening. These miles equal a $200 travel statement credit! Plus there’s no mileage caps, so you can continue to earn rewards on all your purchases.
  • Introductory APR: Earn 0% on balance transfers for your first 12 billing cycles when made within the first 45 days of account opening .
  • Rewards Program: Earn 1 mile on every purchase made on the card, plus earn 2 miles on all travel and dining purchases. Points can be redeemed on any airline, anytime as well as hotels and cruises.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    16.24%, 20.24% or 24.24%* Variable
  • Intro Rate :
    0%* on balance transfers for the first 12 months when made within the first 45 days of account opening
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Profile :
    Excellent Credit
Best Card Features:
  • Industry Leading APR: This card has an extremely low on-going APR on both purchases as well as balance transfers, making it a fantastic option for anyone considering carrying an on-going balance.
  • Unique Rewards Program: Get rewarded through the GivebackTM program, where Barclaycard Ring members can get money back for good performance!
  • Social Card: This card comes with a social online community to help you learn about the card, financial responsibility, and other information. You can vote on new product features and benefits, and take advantage of having your voice heard in the future of the card.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    8.25%* Variable
  • Intro Rate :
    None
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Profile :
    Excellent Credit
Best Card Features:
  • Great Introductory Bonus: The card is currently offering 40,000 bonus miles if you make $3,000 or more in purchases within the first 3 months of opening the card. This equals $400 off your next trip!
  • 2x Miles: This card offers 2x miles on all purchases! There are no mileage caps on this card either!
  • FICO Score: View your complimentary online FICO score through the Barclaycard website.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    16.24% or 20.24%* Variable
  • Intro Rate :
    0% intro on balance transfers for 12 months when made within the first 45 days of account opening
  • Annual Fee:
    $89 - waived first year
  • Editor Rating :
  • Credit Profile :
    Excellent Credit
Best Card Features:
  • Low On-Going APR: This card has an extremely low on-going APR, one of the lowest available.
  • Travel Benefits: This card features up to $1,000,000.00 in travel accident insurance along with over travel protection benefits.
  • Low Cash Advance APR: This card also has an extremely low cash advance APR.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    7.50% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    No Annual Fee
  • Editor Rating :
  • Credit Profile :
    Excellent Credit