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Balance Transfer Credit Cards

Consumers can consolidate their credit card debt onto one card and sometimes save significant money on interest charges. These balance transfer cards have attractive introductory or promotional rates. Be sure to look at each card’s “More Info” page to become familiar with the card’s balance transfer fee and the interest rate charged on additional purchases. Our objective opinion is included on each card. The cards are sorted in order of our editor’s opinion.

1. Citi Simplicity® Visa Card
Citi Simplicity® Visa Card Apply Now See Details
Intro Rate: 0%* on purchases and balance transfers for 18 months*
Interest Rate: 12.99-21.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: Introductory 0% APR on purchases AND balance transfers, no annual fee, no late fees.

2. Discover it® 18 Month Balance Transfer
Discover it® 18 Month Balance Transfer Apply Now See Details
Intro Rate: 0%* on purchases for 6 months* and 0%* on balance transfers for 18 months*
Interest Rate: 10.99%-22.99% (V)
Annual Fee: None

Credit Profile : Good

Editor Rating :

Best Card Features: Intro rate & balance transfer intro; Cash back opportunities

3. Citi ThankYou® Preferred Rewards Card
Citi ThankYou® Preferred Rewards Card Apply Now See Details
Intro Rate: 0% for 12 months on Purchases
Interest Rate: 12.99-22.99% (V)
Annual Fee: $0*

Credit Profile : Good

Editor Rating :

Best Card Features: Bonus points, no points expiration, no annual fee

4. Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card Apply Now See Details
Intro Rate: 0% Intro APR for 18 months
Interest Rate: 11.99%-21.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory rate, personalized concierge service, no annual fee

5. Citi Simplicity® MasterCard
Citi Simplicity® MasterCard Apply Now See Details
Intro Rate: 0% APR for 18 months on purchases and balance transfers
Interest Rate: 12.99-21.99% (V)
Annual Fee: $0*

Credit Profile : Good

Editor Rating :

Best Card Features: 0% introductory APR offer, no late fees, no penalty rate, no annual fee

6. Capital One® Platinum Prestige Credit Card
Capital One® Platinum Prestige Credit Card Apply Now See Details
Intro Rate: 0% Intro on Purchases and Balance Transfers until September 2014
Interest Rate: 10.9% - 18.9% (V)
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Introductory APR; No annual fee.

7. Citi® Dividend Platinum Select® Visa® Card

Citi® Dividend Platinum Select® Visa® Card Apply Now See Details
Intro Rate: 0%* on purchases and balance transfers for 12 months*
Interest Rate: 12.99-22.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory APR offer, cash back on every purchase, no annual fee

8. Simmons First Visa Platinum
Simmons First Visa Platinum Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: No Annual Fee

Credit Profile : Excellent

Editor Rating :

Best Card Features: N/A