The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly track the cards in order to identify trends in credit cards … Continue reading
We are two weeks into 2013, and the majority of us have probably already forgotten or broken our New Year's resolutions. The two most popular resolutions are to lose weight and reduce debt. We can't offer many tips on cutting … Continue reading
The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1060 credit cards in the United States. We constantly track the cards in order to identify trends in credit cards interest … Continue reading
Credit card companies are in fierce competition to retain current cardholders and gain new ones from their competitors. One of the ways they are doing this is by offering special benefits to their customers. Many credit card issuers are now making exclusive … Continue reading
Nearly everyone knows the basics of their credit score -- pay your bills on time and carry a small amount of debt and make your payments on time and your score should increase over time; carry a large amount of … Continue reading
There's a whole lot to know about credit and for those who just reached legal age or are just getting their first credit card, you don't want to learn about credit cards through your own mistakes. Picking the wrong card … Continue reading
June marks the start of the wedding season, a time of celebrations and new beginnings. But before you stand at the altar, it is also important to know where you stand financially stand financially as a couple. You aren’t just … Continue reading
Thousands of college graduates are now beginning the rest of their lives. With that step, many take on financial independence. Despite the many years of school, there are financial dangers ahead for graduates who are uneducated and inexperienced about money. … Continue reading
Credit card debt and delinquency rates may be declining, but research finds that a significant number of households continue to use credit cards to pay for basic living expenses. Forty percent of households that have carried credit card debt for … Continue reading
A greater number of consumers are paying their credit card bills on time. The national credit card delinquency rate, which measures the percentage of customers that are at least 90 days past due on their accounts, dropped during the first … Continue reading
The LowCards.com Weekly Credit Card Rate Report December 22, 2011 The LowCards.com Weekly Credit Card Rate report is based on our Complete Credit Card Index which tracks the advertised rates of 1060 credit cards in the United States. Our index … Continue reading
The LowCards.com Weekly Credit Card Rate Report December 15, 2011 The LowCards.com Weekly Credit Card Rate report is based on our Complete Credit Card Index which tracks the advertised rates of 1060 credit cards in the United States. Our index … Continue reading
CONSUMER PROTECTIONS LACKING FOR MOBILE PAYMENTS If you use your cell phone to make mobile payments, your level of protection against financial liability if something goes wrong will vary depending on your wireless carrier’s policies and your cell phone contract, … Continue reading
DEBIT CARD FEE CAP HAS A NASTY SIDE-EFFECT Just two months after one of the most controversial parts of the Dodd-Frank financial overhaul law was enacted, some merchants and consumers are starting to pay the price. Many business owners who … Continue reading
The LowCards.com Weekly Credit Card Rate Report December 8, 2011 The LowCards.com Weekly Credit Card Rate report is based on our Complete Credit Card Index which tracks the advertised rates of 1060 credit cards in the United States. Our index … Continue reading
Credit Card Use is on the Rise Credit cards are making a comeback. Purchases made with credit cards rose 8.2% in the first quarter of 2011, 9% in the second quarter and 10.6% in the third quarter, according to First … Continue reading
Consumers may save on credit card cash-back deals As Black Friday kicks off a holiday buying frenzy, credit cards can become a back-pocket arsenal for shoppers looking to save more than a few bucks on myriad purchases. Credit card companies … Continue reading
The LowCards.com Weekly Credit Card Rate Report November 22, 2011 The LowCards.com Weekly Credit Card Rate report is based on our Complete Credit Card Index which tracks the advertised rates of 1060 credit cards in the United States. Our index … Continue reading
ARE BIG BANKS REALLY CHANGING THEIR WAYS? Customer defections over fees and other charges may not drive the nation’s biggest banks out of business, but some institutions could stand to lose a significant chunk of their deposits if they don’t … Continue reading
CHASE TO END TRIALS OF THREE NEW BANK FEES In addition to ending the trial of its controversial debit card usage fee this week, Chase will put an end to two other bank account fees that it has been testing … Continue reading
The LowCards.com Weekly Credit Card Rate Report November 17, 2011 The LowCards.com Weekly Credit Card Rate report is based on our Complete Credit Card Index which tracks the advertised rates of 1060 credit cards in the United States. Our index … Continue reading
Want a Credit Card? New Rules Make it Tougher Story by Carmen Wong Ulrich
CREDIT UNIONS POACH CLIENTS Thousands of people flooded into credit unions and small banks over the weekend as part of “Bank Transfer Day,” an effort to prod depositors to abandon giant banks. But at least some of the big banks … Continue reading
The LowCards.com Weekly Credit Card Rate Report November 10, 2011 The LowCards.com Weekly Credit Card Rate report is based on our Complete Credit Card Index which tracks the advertised rates of 1060 credit cards in the United States. Our index … Continue reading
The Best Credit-Card Rewards for the Holidays Credit-card issuers are bumping up their rewards for the holiday shopping season as they seek to lure consumers away from debit cards and competitors. For shoppers with decent credit scores, this can provide … Continue reading
Debit Card Fees are Dead, but Expect Others Call it a victory for mad-as-hell consumers and diehard Occupy Wall Street protestors: All the big banks have backtracked on their plans to charge you to use debit cards to spend your … Continue reading
DEBIT FEE RETREAT COMPLETE The banking industry’s brief experiment with charging customers to use their debit cards appears to be over. The about-face concluded on Tuesday when Bank of America Corp. dropped plans to charge customers $5 a month for … Continue reading
USING CREDIT CARDS TO TARGET WEB ADS The two largest credit card networks, Visa and MasterCard, are pushing into a new business: using what they know about people’s credit card purchases for targeting them with ads online. Their plans, if … Continue reading
The LowCards.com Weekly Credit Card Rate Report October 27, 2011 The LowCards.com Weekly Credit Card Rate report is based on our Complete Credit Card Index which tracks the advertised rates of 1060 credit cards in the United States. Our index … Continue reading
CARD TRICKS WIN BIG REWARDS FOR SOME TRAVELERS Want a free trip to Paris? Just sign up. Hard-core collectors of frequent-flier miles are turning credit card sign-up bonus offers into vast stashes of miles, points and expensive trips by opening … Continue reading
The LowCards.com Weekly Credit Card Rate Report October 20, 2011 The LowCards.com Weekly Credit Card Rate report is based on our Complete Credit Card Index which tracks the advertised rates of 1060 credit cards in the United States. Our index … Continue reading
Credit card late payments back on the rise After a couple years of buckling down and making on-time payments, consumers are starting to be a tad less responsible with their credit cards again. Some of the country’s major credit card … Continue reading
Debt vs. Credit: The Plastic Wars Heat Up For customers angry about rising debit card fees, banks are promoting an alternative that, they say, is just as convenient, but with lower fees and better rewards. They call it a “credit … Continue reading
LAWMAKERS SEEK PROBE ON BANKS’ NEW DEBIT CARD FEES Members of Congress are asking the Justice Department to investigate whether Bank of America and other major banks improperly worked together to charge customers new monthly fees for using their debit … Continue reading
The LowCards.com Weekly Credit Card Rate Report October 13, 2011 The LowCards.com Weekly Credit Card Rate report is based on our Complete Credit Card Index which tracks the advertised rates of 1060 credit cards in the United States. Our index … Continue reading
Are Debit Card Fees Meant to Get Consumers to Use Credit Cards More? Why are Bank of America and other financial institutions charging new monthly fees for debit card usage? The move has predictably caused a backlash, and the net … Continue reading
BANKS HOPE CREDIT CARD USAGE INCREASES DUE TO NEW DEBIT CARD FEES Consumers are outraged that banks are now charging monthly fees if they use their debit cards. Regions and SunTrust have already levied this monthly fee; Bank of America … Continue reading
The LowCards.com Weekly Credit Card Rate Report October 6, 2011 The LowCards.com Weekly Credit Card Rate report is based on our Complete Credit Card Index which tracks the advertised rates of 1060 credit cards in the United States. Our index … Continue reading
BANK OF AMERICA TO CHARGE $5 MONTHLY FEE FOR DEBIT CARD PURCHASES Soon, it’s going to cost more money to spend money. Bank of America will begin charging debit card customers a $5 monthly fee for using their plastic to … Continue reading
Bank of America May Get the Last Laugh In the immediate aftermath of Bank of America’s new debit card fee announcement, many of the bank’s customers have declared this is the last straw. But while angry consumers are threatening to … Continue reading
Bank of America to charge customers monthly fee for using debit cards, could spark trend among banks Count Bank of America as the latest lender to slap customers with a fee for using their debit cards. Starting early next year, … Continue reading
5 Tips to Profit from Debit Card Fee-For-All Bank of America will start charging a $5 monthly fee to consumers who use their debit cards early next year, joining a series of banks reacting to new federal regulations by imposing … Continue reading
Bank Of America’s $5 Per Month Debit Card Fee Is Sign Of The Times Bank of America is next year going to start charging most holders of its debit cards $5 a month if they use them to make purchases. … Continue reading
The LowCards.com Weekly Credit Card Rate Report September 29, 2011 The LowCards.com Weekly Credit Card Rate report is based on our Complete Credit Card Index which tracks the advertised rates of 1060 credit cards in the United States. Our index … Continue reading
Credit Card Debt on the Rise Again While consumers may be racking up more debt, they are at least defaulting less frequently and getting better at making on-time monthly payments. Late payments and defaults dropped significantly among major credit card … Continue reading
VISA & MASTERCARD MAY HIKE DEBIT CARD COSTS The price of small purchases on debit cards could soon rise sharply–for merchants, that is. Visa and MasterCard are reportedly planning to dramatically raise the fee charged to merchants for small ticket … Continue reading
The LowCards.com Weekly Credit Card Rate Report September 22, 2011 The LowCards.com Weekly Credit Card Rate report is based on our Complete Credit Card Index which tracks the advertised rates of 1060 credit cards in the United States. Our index … Continue reading
AMERICAN EXPRESS SEEKS ACQUISITIONS IN ONLINE, MOBILE American Express is looking at large international acquisitions that will help it benefit from booming demand for mobile payments and online commerce in emerging markets. American Express wants to gain a bigger foothold … Continue reading
The LowCards.com Weekly Credit Card Rate Report September 15, 2011 The LowCards.com Weekly Credit Card Rate report is based on our Complete Credit Card Index which tracks the advertised rates of 1060 credit cards in the United States. Our index … Continue reading
Jean Chatzky tells how to cash in on low interest rates.
