About Natalie Rutledge

Natalie Rutledge majored in Communications at Mississippi State University. She was in sales for a number of businesses and spent nine years working as a communications advisor to various entities. Natalie can be contacted directly at [email protected]

Venmo Experiences Outage after Super Bowl

Shortly after the Denver Broncos won Super Bowl 50, mobile payment provider Venmo experienced an outage that left users unable to send money to one another. The company reached out through Twitter to say, "Our payments are experiencing some slowness … Continue reading

Luxury Card Offers Three New State-of-the-Art MasterCards

Luxury Card announced the release of three new metal credit cards with patented designs and unique construction: the MasterCard Gold Card, the MasterCard Black Card and the MasterCard Titanium Card. Luxury Card is the only company to offer metal and carbon cards, including … Continue reading

Chase and Amazon Renew Co-Branded Credit Card Deal

Amazon has once again renewed its longstanding partnership with J.P. Morgan Chase for its co-branded credit card. The card, powered by Visa, allows Amazon customers to earn 3% cash back on purchases made on the website, along with a range … Continue reading

Fifth Third Bank Brings Touch ID to its Mobile Banking App

Today, Fifth Third Bank announced that its mobile banking app now has Touch ID biometric capabilities. iPhone users can log into their Fifth Third account using a finger or thumbprint instead of a password. The mobile app allows users to: … Continue reading

Data Breach May Compromise Tax Returns for 8,800 TaxSlayer Customers

Last week, TaxSlayer notified 8,800 of its customers that an unauthorized third party may have accessed their tax returns. According to a letter sent to their customers and filed with the State of California Department of Justice, the company discovered the … Continue reading

Visa Commerce Network Delivers New Cardholder Benefits

On Friday, Visa launched its Visa Commerce Network, which allows merchants to create online and in-app consumer experiences to drive loyalty and increase sales with relevant offers. The system works by connecting transactions between merchants. For example, a hotel can … Continue reading

Upromise MasterCard Helps Americans Save for College

Nearly every family feels college is an important investment, but 60% are overwhelmed when it comes to saving for it, according to a recent study by Sallie Mae and Ipsos entitled How America Saves for College 2015. Upromise has two programs … Continue reading

Cabela’s Plans to Sell Credit Card Sector before Selling Business

Cabela's is trying to sell its profitable credit card sector before selling off the company altogether. Rumors of Cabela's company-wide sale sparked last year when competitor Bass Pro Shops was working on a deal to buy the business. Those plans … Continue reading

Apple Pay Responsible for 1 in 4 Panera Bread’s In-App Purchases

Apple Pay now represents a large portion of in-app purchases made through Panera Bread Company's mobile ordering services. Brian Backer, Panera's director of enterprise architecture, says, "Apple Pay in-app option now represents 24 percent of our transactions, one in four, … Continue reading

More Consumers Made Financial Resolutions for 2016

There has been a substantial increase in the number of Americans making financial resolutions for 2016, according to the latest survey from American Consumer Credit Counseling. More than 75% of consumers have made financial resolutions for this year, a significant … Continue reading

Samsung Pay Expands to New Markets

As the demand for mobile wallets continues to grow, Samsung Pay has announced it will be expanding to new markets. By the end of 2016, Samsung Pay will be available in Australia, Brazil and Singapore, in addition to the United States … Continue reading

Tax Software Company TaxAct Discloses Data Breach

TaxAct announced that the tax return information of about 450 customers may have been stolen. The affected customers received a letter from the tax software company on January 11, informing them that their names and Social Security numbers may have been … Continue reading

Hyatt Confirms Data Breach at 250 Hotels

In December, Hyatt Hotels announced they had discovered credit card stealing malware on their payment processing computers. Yesterday, the hotel chain confirmed this malware was capable of stealing credit card names, numbers, expiration dates and verification codes. The attack took place against the … Continue reading

The Man Who’s Lived on Bitcoins for Three Years

For most of us, Bitcoin and other forms of cryptocurrency are nothing more than futuristic concepts of money used only by a select group of people. For Olaf Carlson-Wee, Bitcoins are a source of life. The 26-year-old Coinbase worker has … Continue reading

Uber Fined $20,000 for Not Reporting Data Breach

On January 7, Uber was fined $20,000 by the New York Attorney General's office for failing to report a September 2014 data breach. In addition to the fine, Uber had to agree to make security changes. Uber collects and stores … Continue reading

Order Groceries Directly from Your Refrigerator

Ever wish you could just skip the trip to the grocery store and order food right from your kitchen? That day has arrived, thanks to a new product from MasterCard. The credit card giant has partnered with Samsung to launch … Continue reading

5 Tips to Get Your Finances in Order in 2016

One of the most popular New Year's resolutions is to get one's finances in order. In fact, 29% of Americans recently said they planned to improve their finances in 2016. Here are five tips to make that happen, courtesy of the … Continue reading

New Payment Application Uses Gold for P2P Transactions

Canadian company GoldMoney Inc. recently launched BitGold's Request Gold Payment app, which allows users to send payments that are processed and settled as vaulted gold. Transactions can be one-time or recurring payments, such as installment paybacks, subscriptions or service retainers. The app … Continue reading

Global Bitcoin Technology Market on the Rise

The Global Bitcoin Technology Market is expected to rise at a compound annual growth rate of 7.26% between 2015 to 2020, according to a recent Research and Markets' report. The growing middle class in the developing world is part of … Continue reading

Consumers Transferring Money Most Concerned About Fraud

A recent report from the Consumer Financial Protection Bureau showed consumers are most concerned about fraudulent activity when it comes to money transfers. As of December 1, the CFPB had handled 5,100 wire transfer complaints. The most prevalent issues were … Continue reading

Data Breach at Hyatt Hotels

On December 23, Chicago-based Hyatt Hotels Corporation announced it had identified malware on its computers that process payments, which means customer credit card information may have been stolen. While the company has not yet provided details on whether any information was … Continue reading

Millennial-Focused Lender Secures $300 Million in Financing

Pave, an online lending platform targeting Millennials, announced Friday that Seer Capital had agreed to invest up to $300 million in the company. Pave, which was founded in 2012, plans to use these additional funds to expand operations across the … Continue reading

Samsung Pay Growth Continues

Samsung Pay is continuing to stake its claim in the mobile wallet market, adding another 19 Visa and MasterCard issuers to its list of supported payment sources. Last month, Samsung Pay added 8 new credit and debit cards to its … Continue reading

Data Breach at Landry’s Restaurants

On December 17, Landry's, Inc., the parent company of restaurants such as Landry's Seafood, Claim Jumper, McCormick & Schmick's and Rainforest Cafe, announced it had received reports of unauthorized charges made to credit cards used at some of their establishments. The stolen information … Continue reading

ExxonMobil, Citi Retail Services Renew Credit Card Agreements

Today, Citi Retail Services and ExxonMobil announced that they have signed a multi-year agreement to renew their consumer commercial and credit card relationship. "With a relationship dating back more than a decade, this partnership continues to provide significant value for … Continue reading

New Year’s Resolutions Will Focus on Health Before Finances

Most Americans will put wellness above all other New Year's resolutions, according to Allianz Life Insurance Company's 7th Annual Survey. Almost half of the respondents (44%) resolve to focus on health and wellness in 2016. Other resolutions will include financial stability (29%), career/employment … Continue reading

Samsung Pay Users Can Spend New Year’s Eve with Usher

As competition between Samsung Pay, Android Pay and Apple Pay heats up, the companies are offering consumers more incentives to use their services. Samsung has upped the ante by announcing that Samsung Pay users have the chance to win an exclusive performance … Continue reading

Black Friday Online Sales Put Strain on Shipping Companies

This year, a large portion of Black Friday sales took place on the Internet, with retailers opening their "door buster deals" early to online shoppers. This added convenience may have been a relief for consumers, but it is now causing … Continue reading

Credit Card Data from 16 Travel and Leisure Companies at Risk

On December 9, Wandera reported a security flaw that affected 16 companies from around the world, including airlines such as Air Canada, easyJet, AirAsia and Aer Lingus. The security vulnerability, which Wandera is calling "CardCrypt," had the potential to reveal … Continue reading

Millennials View Their Finances in Some Surprising Ways

The Capital One Millennial Mindset on Money Survey revealed some surprising information about how finances impact decisions for Millennials. 13% of respondents said that being bad with money is a deal breaker for them in a relationship, while 14% said … Continue reading

MasterCard and C40 Join Forces to Improve Transportation and Lower Emissions Worldwide

As heads of state gathered for the COP21 climate talks last week in Paris, MasterCard and the C40 Cities Climate Leadership Group (C40) announced they were partnering to connect global megacities in a "Mobility Management" network. More than half of the … Continue reading

Lenny and Dwolla Combine to Help Millennials Get Credit

Today, Lenny, a micro lending mobile application focused on Millennials, and Dwolla, a bank transfer network, announced they are joining forces to create a micro lending program to help potential borrowers create accounts and lenders verify credit worthiness in a cheaper, … Continue reading

Target Settles Class Action Lawsuit for $39 Million

Last week, Target agreed to a $39 million settlement to end a class action lawsuit that had been filed by several banks in the United States. The financial institutions, including Umpqua Bank, Mutual Bank, Village Bank, CSE Federal Credit Union, and First … Continue reading

Children’s Pictures, Chat Logs Also Obtained in VTech Hack

Last Friday, VTech, a company that manufactures Internet-enabled tablets and gadgets for kids, announced an unauthorized party had accessed its Learning Lodge app store database. Since that initial announcement, the severity of the breach has been revealed. Initially, the company admitted … Continue reading

Security Expert Offers Five Tips for Safe Online Shopping

Americans spend billions of dollars in November and December each year, which makes this a busy season for retailers and cybercriminals. According to the National Retail Federation, over 183 million people were expected to shop on Cyber Monday. “It’s important to remember … Continue reading

Cards Against Humanity Charges $5 for Nothing on Black Friday

The makers of the popular card game, Cards Against Humanity, reached a whole new level of absurdity on Black Friday, charging shoppers $5 each for nothing---absolutely nothing. The only sales that were made in the company's online store last Friday … Continue reading

Millennials Most Likely to Feel “In Control” of Their Business

Millennials (18-34) are much more likely to feel in control of their business than Baby Boomers (51-69) or GenXers (35-50), according to Chase's "Survey for the Ages." 35% of Millennials feel as if they have a good handle on their small … Continue reading

VTech Data Breach Affects Nearly 5 Million Customers

Last Friday, VTech announced that an unauthorized party accessed the customer data held on its Learning Lodge app store database on November 14, 2015. According to Have I Been Pwned, a company that tracks online data breaches, this is the fourth largest consumer … Continue reading

Samsung Pay Adds Eight More Credit and Debit Cards

On Monday, Chase Visa credit, debit and Liquid cards joined the line of cards supported by Samsung Pay. A number of MasterCard issuers have also joined Samsung Pay, including Citizens Equity First Credit Union, Randolph-Brooks Federal Credit Union, Security Service Federal … Continue reading

Salvation Army’s Red Kettle Ringers Now Accept Credit Cards

The Salvation Army's longstanding Red Kettle campaign is finally getting a high tech makeover. The 120-year-old tradition is no longer accepting just cash donations. Now donors can swipe their credit cards at the kettle, much like they would at a … Continue reading

Bitcoin Currency May be Coming to Your Wallet

The first bitcoin debit card has been introduced in the United States. Last Friday, Coinbase rolled out The Shift Card, a Visa debit card that allows Coinbase users to spend bitcoin offline in 24 states. Up to this point, bitcoin--which is … Continue reading

Layaway Plans Popular Again During 2015 Holiday Shopping Season

To attract holiday shoppers and encourage spending, retailers are promoting layaway plans with lower service fees and longer layaway periods. Many stores are even shipping layaway items. Layaway programs allow shoppers to reserve items and make interest-free payments toward the … Continue reading

Holiday Perks For Chase United MileagePlus Cardmembers

Chase and United Airlines are treating their United Mileage Plus Cardmembers to VIP Lounges at two major shopping malls in San Francisco, California and Short Hills, New Jersey. From November 27 through December 24, cardholders and up to three guests … Continue reading

Millennials are More Loyal to Gas Discounts than Brands

Millennials are more willing than Baby Boomers or Generation X consumers to switch retailers (78%) or brands (55%) to earn fuel savings, according to a new study, "The Roads to Rewards: What Drives Millennial Loyalty?" The survey, which was conducted … Continue reading

Joe’s Crab Shack Tests No-Tipping Policy in 18 Locations

Joe's Crab Shack is changing the way people pay to eat at their restaurant. Instead of launching a new mobile payment app like Outback or adding new loyalty rewards like Chili's, this restaurant has eliminated tipping in some of its … Continue reading

Chase Disney Visa Cardmembers Get Exclusive Star Wars Imperial Meet ‘N’ Greet

Today, Chase Card Services and The Walt Disney Company announced that Disney Visa cardholders will be granted access to an exclusive Star Wars Imperial Meet 'N' Greet at the Disneyland and Disney World Resorts. Starting Monday, fans can enjoy the Imperial Meet 'N'Greet at … Continue reading

Can You Lease and Insure Your New Car from the Driver’s Seat?

DocuSign, together with Visa, wants to make it easier for consumers to lease and obtain insurance for a new car. DocuSign plans to create an app that will be imbedded in the dashboard of a Visa-connected car and would make it possible … Continue reading

79% of Small Business Owners Unprepared for Cyber Attack

Nearly eight in ten (79%) small business owners do not have a cyber attack plan, even though 63% have already been the victims of at least one attack, according to a Nationwide study released today. Respondents were asked why they had … Continue reading

Americans are Spending $2,746 Every Year on Lunch

If your budget--or waistline--needs trimming, you may want to take a look at what you are doing for lunch. According to a Visa study, Americans are spending about $53 each week on lunch, or $2,746 per year. While 42% of Americans … Continue reading

Recent Stories & News

Venmo Experiences Outage after Super Bowl

Venmo Experiences Outage after Super Bowl

Shortly after the Denver Broncos won Super Bowl 50, mobile payment provider Venmo experienced an out[...]
Valentine's Day Tips for Merging Finances

Valentine's Day Tips for Merging Finances

Financial planning may not be as romantic as flowers and a fancy dinner on Valentine's Day, but it c[...]
Square's Apple Pay Reader Now Sold at Apple Stores

Square's Apple Pay Reader Now Sold at Apple Stores

The newest card reader from Square is now available in Apple stores, thanks to a new partnership bet[...]
Luxury Card Offers Three New State-of-the-Art MasterCards

Luxury Card Offers Three New State-of-the-Art MasterCards

Luxury Card announced the release of three new metal credit cards with patented designs and unique c[...]
New Partnership Makes Cross-Border Money Transfers Easier

New Partnership Makes Cross-Border Money Transfers Easier

Western Union and Viber have partnered to make it faster and easier to send friends and family money[...]
The LowCards.com Weekly Credit Card Rate Report for Feb. 9, 2016

The LowCards.com Weekly Credit Card Rate Report for Feb. 9, 2016

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tra[...]
Chase and Amazon Renew Co-Branded Credit Card Deal

Chase and Amazon Renew Co-Branded Credit Card Deal

Amazon has once again renewed its longstanding partnership with J.P. Morgan Chase for its co-branded[...]