About Lynn Oldshue

Lynn Oldshue has written personal finance stories for LowCards.com for twelve years. She majored in public relations at Mississippi State University.

Samsung Pay Launches Limited Public Beta Test

The much-anticipated mobile wallet Samsung Pay has finally hit the market, at least in beta form. The phone-giant-turned-payment-processor has opened up a public beta version of its mobile wallet ahead of its official launch later this year. Currently, Samsung Pay … Continue reading

LowCards.com Weekly Credit Card Update–August 28, 2015

Banks Offering Mobile Banking But Consumers Slow to Adapt Financial institutions are offering mobile banking faster than consumers are adapting to it, according to a recently published survey from the Federal Reserve Bank of Boston. Banks and credit unions are … Continue reading

Visa Checkout Expands to 6 Million Users

Visa Checkout, Visa's mobile wallet, continues to undergo substantial growth. Introduced just over a year ago, Visa Checkout now claims to have over six million registered users, up 92% from the beginning of 2015. In addition, Visa Checkout has experienced … Continue reading

Full Credit Card Details Not Released of Ashley Madison Customers

Last week, the information taken in the widespread Ashley Madison hack was finally released on the Internet. The hackers posted the data on a hidden area of the Internet known as the "dark web," revealing personal details for 32 million … Continue reading

LowCards.com Weekly Credit Card Update–August 21, 2015

Mobile Banking Usage to Double in Four Years Mobile banking usage throughout the world is expected to double in less than four years, according to a new study from KPMG and UBS. In 2014, the number of mobile banking users … Continue reading

Mobile Payments Projected to Double by 2017

Mobile payments taking place throughout the world are expected to reach $1 trillion in 2017, twice the current transaction volume of $500 million. According to the research from International Data Corporation, the growth is largely due to an increase in … Continue reading

Major Payment Providers Will Support Samsung Pay

Samsung Pay, the much-anticipate mobile wallet, is already receiving tremendous support from big names in the debit and credit card industries. The digital payment platform is set to launch some time later this year in the United States, South Korea, … Continue reading

LowCards.com Weekly Credit Card Update–August 14, 2015

Samsung Enters Mobile Payment Wars With Samsung Pay Samsung is taking on Apple and Google with its own mobile payment system. At a press event in New York Thursday, the company announced Samsung Pay, a new contactless payment system that … Continue reading

Lawyers.com Now Accepts Bitcoin Payments

The popular online attorney directory, Lawyers.com, recently announced it will accept Bitcoins for payments on its website. The site claims to be the first major legal services company to accept the digital currency. Bitcoin users are offered "faster, cheaper transactions," including … Continue reading

Most Americans Have Not Received Their EMV Cards

If you have not yet received your new chip-embedded credit card, you are not alone. A new poll from Associated Press-Gfk reveals only one in 10 Americans have received their EMV cards. This news is rather surprising, since the deadline … Continue reading

LowCards.com Weekly Credit Card Update–August 7, 2015

Using a Digital Wallet May Cost You in Credit Card Rewards Mobile payments are surging as an alternative payment method, with Forrester Research estimating that the industry will nearly triple in terms of transactions by 2019. Digital wallets are typically … Continue reading

Millennials Have Lower Credit Scores than Other Generations

Millennials have the lowest average credit scores of all generations, according to a new study from Experian. The group of 18 to 34-year-olds had an average score of 625, while Generation X (35-49) have an average score of 650 and … Continue reading

American Express Rewards Can Be Used on BestBuy.com

American Express cardholders will now be able to use their membership rewards to make purchases on BestBuy.com, and have their products delivered to their local store or directly to their door. If you have an American Express credit card, you … Continue reading

Ruling Makes It Easier to Sue Company after Data Breach

A new ruling from the 7th Circuit Court of Appeals has made it easier for consumers to sue big companies after data breaches. The ruling reverses a case dismissal from 2014, where plaintiffs suing Neiman Marcus were told that they … Continue reading

LowCards.com Weekly Credit Card Update–July 31, 2015

Could Mike Tyson Become The New Face For Bitcoin? Although bitcoin has taken some major steps toward mainstream adoption over the past year, the cryptocurrency's user base is still largely dominated by tech-savvy individuals who see digital currencies as an … Continue reading

LowCards.com Weekly Credit Card Update–July 24, 2015

Adultery Website Hack Could Expose 37 Million Cheaters Ashley Madison, the adultery website which uses the tagline "Life is short. Have an affair," confirmed that it suffered a "criminal intrusion" into its system which could expose private details of as … Continue reading

Uber Offers Free Ice Cream for Capital One Cardholders

Want free ice cream delivered right to you? If you're a Capital One cardholder, you can take advantage of that delicious offer. This Friday, July 24th between 11:00 a.m. and 5:00 p.m., Uber will be offering free ice cream to … Continue reading

Bank of America Shuts Branches in Move to Mobile Banking

Bank of America is closing down several branches to put more emphasis on mobile banking. It is also part of the bank's on-going cost-cutting moves. According to the bank's quarterly earnings call, mobile accounts for 13% of all deposit transactions. … Continue reading

PayPal and eBay Officially Split

It's official--eBay and PayPal finally parted ways today. PayPal has been counting down to this moment since last Friday, when the company posted a Tweet saying: On July 20 we will be a publicly traded company on @Nasdaq for the … Continue reading

LowCards.com Weekly Credit Card Update–July 17, 2015

Credit Cards are the Preferred Payment Method It's all in the cards--the days of cash and carry are long gone. When consumers pay for purchases today, whether in person or online, the overwhelming majority prefer to use a debit or … Continue reading

Hershey Park Confirms Dates of Credit Card Data Breach

Less than two weeks after Hershey Park announced a possible data breach, the company has confirmed the official dates of the breach. Magnetic strip data from credit cards and debit cards used at Hershey Park were copied between February 14 … Continue reading

PayPal Is UK’s Most Trusted Wallet

As Apple Pay makes its way to the UK this month, its biggest challenge may be overcoming PayPal. According to a new study from Forrester, PayPal is currently the UK's most trusted wallet. The research shows only 27% of UK … Continue reading

LowCards.com Weekly Credit Card Update–July 10, 2015

Meet AmEx's PayPal Competitor, Express Checkout As the war to own the digital wallet continues, American Express is joining the battle with Express Checkout, a new way to pay using your AmEx card online. AmEx Express Checkout is similar to … Continue reading

Women Suffering From More Financial Stress

Women in every age group report higher levels of financial stress compared to men, according to new research from Financial Finesse. Factors, such as income, age and children in the household, enhance the level of stress. Middle and low income mothers showed … Continue reading

LowCards.com Weekly Credit Card Update–July 2, 2015

The Postal Service Wants You to Bank at Your Post Office Elizabeth Warren would like to change the way you bank. The Massachusetts Senator and consumer advocate firebrand may not be running for president. But her backing of the U.S. … Continue reading

PayRange Brings Mobile Wallet Technology to Outdated Vending Machines

A new product from PayRange can turn any old vending machine into a "smart" vending machine, so vendors don't have to completely replace the old machines. Through a simple plug-and-play device, vending machine owners can create touchless payment systems for … Continue reading

LowCards.com Weekly Credit Card Update–June 26, 2015

Who's Addicted to Mobile Banking Are consumers addicted to mobile banking? Well, if pulling out a mobile phone to check a bank account balance during dinner--and even on a date--qualifies as addictive, then the answer is yes. A Chase-commissioned survey … Continue reading

Cash Recycling ATMs Could Revolutionize Bank Efficiency

Nautilus Hyosung America, the biggest provider of automated teller machines in America, announced yesterday that it will be partnering with Elan Financial Services to provide "cash recycling" solutions to bank ATMs. This process could revolutionize the way banks control the … Continue reading

One-Quarter of Americans Use Rewards Points for Summer Vacations

Approximately 198 million Americans are planning to take a summer vacation this year, an increase of 13% over 2014. Among those families, 26% plan to use rewards points to help cover their travel costs, according to the latest study from … Continue reading

LowCards.com Weekly Credit Card Update–June 19, 2015

Almost One in Six US Consumers are Using Mobile Wallets Almost one in six US consumers (15%) have used a mobile wallet in the past six months, up from 9% in the same period in 2013, and an additional 22% … Continue reading

Chevron and Texaco Launch Xponent Prepaid Gas Rewards Card

Chevron and Texaco have partnered to provide a new prepaid rewards card for fuel purchases. Known as the Xponent Rewards Card, this new opportunity gives consumers a chance to earn a discount on fuel just by spending money on everyday gas … Continue reading

How to Maximize Credit Card Benefits

Do you want to get the most out of your credit card rewards program? If so, you need to know how to use your credit card in the most efficient way. There are simple adjustments you can make to your … Continue reading

LowCards.com Weekly Credit Card Update–June 12, 2015

Hackers Go After Little Fish, Too, While Trawling for Credit Cards Hackers are going local in their efforts to steal credit card information from United States customers, hitting small businesses with as much frequency as retail giants. Take Eataly, the … Continue reading

Rezzcard and JetPay Create Prepaid Card for Affordable Housing Tenants

Rezzcard and JetPay are teaming up to create a prepaid card specifically geared toward tenants of public, Section 8, workforce, and tax credit subsidized housing. Known simply as MAC®, this Visa-branded debit card will allow users to pay their rent, utility … Continue reading

MasterCard is First International Payments Network in Somalia

MasterCard has become the first international payments network in Somalia, thanks to a partnership with Premier Bank. The bank will issue a co-branded payments card and provide ATM services in Somalia, with prepaid cards and point of sale terminals to … Continue reading

LowCards.com Weekly Credit Card Update–June 5, 2015

FBI Warns Retailers of New Credit Card Malware A recent cyber attack against a restaurant chain's credit card system prompted the FBI to issue a warning last week that criminal hackers are using new malicious software to steal personal financial … Continue reading

CashPass Launches Mobile Platform for Visa Prepaid Cards

CashPass Prepaid Visa users can now control their prepaid accounts on the go, thanks to the new app which will be introduced. The app will run on the Select Mobile Money platform, designed specifically for prepaid cards. CashPass calls itself the … Continue reading

BitStamp Launches Bitcoin Debit Card in Europe

The European Bitcoin platform BitStamp has launched a prepaid debit card that can be used anywhere major credit or debit cards are accepted. The Bitcoins loaded onto the card can be converted to Euros, British pounds or American dollars for … Continue reading

LowCards.com Weekly Credit Card Update–May 29, 2015

As Chip Cards Become Norm, Other Fraud Targets Rise Studies show a climb in the number of "digital shoppers" in the U.S. every year from 2010 with growth expected to continue. But as more buy online, security experts say "Card … Continue reading

Fuel Rewards Expand the Ways Consumers Save Money on Gas

Fuel Rewards is an innovative program designed to save people money on gas purchases they already may be making. The company has now expanded to a national merchant coalition, giving shoppers even more ways to earn rewards. The new program … Continue reading

LowCards.com Weekly Credit Card Update–May 22, 2015

Debit Card Data Thefts at All Kinds of ATMs Soar Criminals are stealing card data from U.S. automated teller machines at the highest rate in two decades, preying on ATMs while merchants crack down on fraud at the checkout counter. … Continue reading

Trader Joe’s Stores Will Accept Apple Pay and Google Wallet

Shoppers at popular grocery chain Trader Joe's will soon have the option to pay for their items through their mobile wallets. Several of the store's 400+ locations have been upgraded to accept touchless payments over the last few months, even … Continue reading

Samsung Paid $250 Million to Compete with Apple Pay, Google Wallet

Samsung Electronics acquired the mobile wallet LoopPay in February for an undisclosed amount of money in an effort to compete with Apple Pay and Google Wallet. New reports now provide insight into just how much money Samsung was willing to … Continue reading

Some State Legislatures Tackling Child Identity Theft

Child identity theft is a growing problem that is starting to get addressed by the big three credit bureaus and some state legislatures. According to a recent study, over 10% of children had someone else using their Social Security number. … Continue reading

Visa’s V.me Mobile Wallet Expanding in the UK

Eighteen months after its launch, Visa Europe's V.me digital wallet service is finally gaining the support it needs to expand the program throughout the UK. The program was first established in November, 2013, with the intention of improving online shopping … Continue reading

LowCards.com Weekly Credit Card Update–May 8, 2015

Does Credit Card Debt Lead to Depression? Credit cards can carry more than high interest rates--they actually might increase your chances of depression. It's common sense that high levels of debt can stress you out. Now researchers have found a … Continue reading

AmEx Launches Plenti Cross-Branded Rewards Program

American Express is changing the way customers earn rewards points, thanks to the new Plenti rewards program launched this week. Plenti is the first rewards card to offer interchangeable loyalty points across multiple brands, and it may be just what … Continue reading

Oregon Student Debit Card Bill Passes House

A new bill aiming to regulate student debit cards has made its way through the Oregon House and is now headed to the state Senate. HB 2832 is designed to set up federal guidelines for colleges and universities that sign … Continue reading

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