All posts by Bill Hardekopf

Bill Hardekopf is the CEO of and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.
Malware Phishing Data Concept

Phishing Remains a Major Security Issue

April 28, 2016

Cyber criminals have used phishing techniques for years to steal personal information from consumers, but a recent Verizon report shows just how rampa..

50% of Americans Expect to Lose Money to Scammers This Year

April 27, 2016

Half of all U.S. adults believe it is at least somewhat likely that they will suffer a financial loss this year from identity theft, according to a r..
Computer hacker stealing data from a laptop concept for network security, identity theft and computer crime

Data Breach Affects 1.1 Million Customers of Beautiful People Dating Website

April 26, 2016, a dating website that only lets people join after they’ve been deemed desirable by existing members, was recently breach..

Ashley Madison Data Breach Victims Must Reveal Their Names to Sue

April 25, 2016

Victims of last year’s Ashley Madison data breach have hit a small speedbump in their lawsuit against the adultery website. In order to sue th..
Samara Russia- 3 February 2015: Closeup studio shot of credit cards issued by the three major brands American Express VISA and MasterCard.

Regulations May Be Hurting Credit Card Access for Low-Income Americans

April 20, 2016

Since 2007, there has been a 250% increase in credit card-related regulatory restrictions, but these regulations may have contributed to a 50% drop in..
Happy black family standing outside their house, dad holding the key

Millennials Confident They Can Make It Financially

April 19, 2016

Even though Millennials face serious economic obstacles, including student loan debt, unemployment and stagnant wages, they are the most confident gen..

Citi ThankYou Points Now Accepted at

April 18, 2016

Citi is expanding its travel rewards program. The company’s ThankYou Rewards Points can now be used to book hotels and other accommodations thro..
Student debt financial concept as a graduation mortar board on the word for school tuition loan repayment or lending and education financing symbol for university and college students on a white background.

Nearly One-Fifth of Millennials’ Salaries Spent on Student Loan Repayments

April 13, 2016

College graduates with student loans spend nearly one-fifth (18%) of their salaries on student loan payments, according to new research from Citize..

Behavioral Biometrics Verifies Identity by the Way You Hold Your Phone

April 12, 2016

Researchers in the United Kingdom are working on a new form of mobile banking identity verification that analyzes each user’s individual body la..
PASADENA CA/USA - AUGUST 2 2014: T-Mobile Store exterior. T-Mobile operates cellular networks in Europe the United States Puerto Rico and the U.S. Virgin Islands.

T-Mobile to End Mobile Money Program in July

April 11, 2016

T-Mobile users will no longer be able to use the company’s Mobile Money program as of July 27, 2016. The phone provider will be ending its ..