All posts by Bill Hardekopf

Bill Hardekopf is the CEO of LowCards.com and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.
MONTREAL CANADA - MARCH 20 2016 - Linkedin application on android smartphone. Linkedin is a business-oriented social networking service.

LinkedIn Notifies Users of Data Breach

May 26, 2016

Yesterday, LinkedIn sent users an email in response to a May 17 report that user login information was for sale on the dark web. The data, which had ..
guardian of galaxy

Visa Teams with Marvel Comics to Teach Personal Finance

May 25, 2016

Visa and Marvel have joined forces to release an educational comic book that teaches readers about personal finance. Guardians of the Galaxy: Rocket&..
Security advisor is touching PROTECT YOUR COMPANY on a virtual touch screen interface. Business challenge concept and information technology metaphor. Call to action for corporate security measures.

Organizations Not Taking Steps to Prevent Employee-Caused Security Incidents

While employee-related security risks are the top concern for security professionals, organizations are not taking the necessary steps to prevent negl..
Credit Score

Discover Now Offers Free Credit Scores to All Consumers

May 23, 2016

On Friday, Discover launched a new website that allows consumers to look at their credit score for free online. Known as the Discover Scorecard, this ..
BAKERSFIELD, CA - MARCH 13, 2016: The name and logo of Chase has been prominent in all phases of business, banking and finance for many years.

Top 4 Chase Credit Cards of 2016

May 19, 2016

The credit card industry is extremely competitive with issuers trying to appeal to potential cardholders by offering a number of very attractive perks..
MONTREAL CANADA - MARCH 20 2016 - Linkedin application on android smartphone. Linkedin is a business-oriented social networking service.

117 Million LinkedIn Emails and Passwords for Sale on Dark Web

May 18, 2016

A hacker named “Peace” is trying to sell 117 million LinkedIn accounts, including emails and passwords. The information is for sale on Th..
cash check or credit cards are methods of payment.

Payment Methods in America Shifting Dramatically

Despite a number of new payment options on the market, Americans still choose cash and credit cards above other alternatives, according to a new study..
bigstock-Chase-Bank-49253045

Chase Customers Can No Longer Use Credit Card for Overdraft Protection

May 17, 2016

Yesterday, Chase announced that customers will no longer be able to use a Chase credit card as overdraft protection for their personal checking accoun..
Cash advance using a credit card to withdraw american dollars

Top 5 Cash Back Credit Cards for 2016

May 16, 2016

If you pay off your credit card balance every month in full and on time, then interest rates on your card have very little impact since you will not i..
Student debt financial concept as a graduation mortar board on the word for school tuition loan repayment or lending and education financing symbol for university and college students on a white background.

Colleges Failing to Educate Students about Debt

71% of this year’s college graduates did not receive credit or debt management classes, even though 69% of them will have to pay back student l..