All posts by Bill Hardekopf

Bill Hardekopf is the CEO of and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.

Credit One Bank to Sponsor Driver Kyle Larson

January 18, 2017

Credit One Bank and Chip Ganassi Racing have expanded their relationship. Today, CGR and Credit One announced the financial institution will sponsor d..
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Top Capital One Credit Cards for 2017

January 17, 2017

Capital One has become one of the most well-known credit card issuers, thanks to their television commercials with high-profile celebrities. But Capit..
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Older Student Loan Borrowers Face Precarious Long-Term Financial Security

Older student loan borrowers are concerned about servicing practices that can potentially jeopardize their long-term financial security, according to..
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Top Citi Credit Cards for 2017

January 16, 2017

Citi is one of the premier credit card issuers in the United States. The company offers a wide variety of credit cards that are primarily geared to co..
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Retailers Want Supreme Court to Rule for Transparency with Credit Card Fees

The National Retail Federation is asking the United States Supreme Court to rule that retailers can show customers the exact price they will pay if t..
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CFPB Reports 1 in 4 Consumers Contacted by Debt Collectors Feels Threatened

January 13, 2017

According to a new report released by the Consumer Financial Protection Bureau, 27% of consumers who have been contacted by a debt collection agency i..

Top Balance Transfer Credit Cards for 2017

January 12, 2017

Balance transfer credit card offers have been flooding the market for some time, giving consumers with an excellent credit score the opportunity to sa..

Amazon’s New Credit Card for Prime Customers Offers 5% Back

January 11, 2017

There is a new membership benefit for Amazon Prime customers–a credit card that gives 5% back on all purchases made on In addition, ..

Apple Pay Loyalty Program Coming Soon to Vending Machines

January 10, 2017

Apple Pay vending machine integration is nothing new, since payment processors and machine manufacturers have been installing smart vending machines a..
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Walmart and Visa End Canadian Credit Card Dispute

January 9, 2017

In June, Walmart announced that shoppers in Canada would no longer be able to use their Visa at the retailer due to a dispute about transaction fees. ..