All posts by Bill Hardekopf

Bill Hardekopf is the CEO of and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.

Citi Cardholders Can Now Track Replacement Credit Cards through Mobile App

November 29, 2016

Citi credit cards has upgraded their mobile app to allow cardholders to track replacement cards from their phones or tablets. Citi is the first major ..
Black Friday and cyber Monday shopping sale concept with sign and percent symbol on hanged tags isolated on white background.

Online and Mobile Sales Reached Record Highs over Thanksgiving Weekend

Americans continue to transition from physical stores to mobile and online shopping. Adobe estimates that online Black Friday sales this year will exc..
NEW YORK - NOV 25 2015: The large stone eagle sculpture outside the 7th Avenue entrance to Madison Square Garden sports arena in Manhattan. NY Penn Station is located underneath the arena.

Madison Square Garden Reveals Year-Long Credit Card Breach

November 28, 2016

Madison Square Garden was the victim of a widespread credit card breach that lasted for nearly a year. According to a company statement, the credit ca..
A stack of money. Heap of one hundred dollar bills on money background. Fake money. Shallow depth of field. Selective focus.

Financially “Underserved” Americans Pay $141 Billion Annually in Interest and Fees

November 22, 2016

Underserved Americans spend as much as $141 billion a year in fees and interest rates to manage their money, according to the 2016 Financially Underse..
Holiday family trip to Venice Italy can change the whole Christmas experience. Happy mother and child showing shopping bags while standing on Rialto Bridge in the evening among Christmas lights
** Note: Visible grain at 100%, best at smaller sizes

Americans Say In-Store Shopping is a Holiday Tradition

With Black Friday just days away, a new study has found 75% of Americans believe in-store shopping is the best way to get into the holiday spirit, and..
Hacker using laptop. Hacking the Internet. Hacker, hacking, theft.

Nearly Three-Quarters of Americans are Worried About Holiday Identity Theft

November 21, 2016

One-third of shoppers plan to do most or all of their holiday shopping online, and 71% of these shoppers are worried about identity theft, according ..
VALENCIA CA/USA - AUGUST 17 2014. Wells Fargo bank exterior. Wells Fargo & Company is an American multinational banking and financial services holding company headquartered in San Francisco California.

Wells Fargo Reports 44% Decline in New Accounts after Scandal

Wells Fargo recently released its customer activity data from October 2016, which monitors trends including spending, new accounts and closed accounts..
LOS ANGELES - MARCH 21: A United Airlines Boeing 777-200 on approach on March 21, 2013 in Los Angeles. United Airlines is the world's largest airline with 706 planes and 96 million passengers in 2011.

New Carry-On Restrictions Bypassed with United Credit Card

November 17, 2016

Starting early next year, United Airlines will launch new Basic Economy fares for budget-conscious passengers. While the tickets will be more affordab..
Hand holding smartphone with ecommerce screen website

A Majority of U.S. and Chinese Consumers Shop Via E-Commerce

November 15, 2016

E-commerce is going strong in the world’s largest two economies–the United States and China. The “Understanding Digital Commerce in ..
Male Hand Holding A Iphone With App Paypal On A Screen

PayPal Updates iOS App to Use Siri Voice Commands

November 10, 2016

PayPal has updated its mobile app for Apple devices to use voice commands to transfer money. Users can now send funds to friends and family members us..