All posts by Bill Hardekopf

Bill Hardekopf is the CEO of LowCards.com and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.

One in Four Americans Have Been Victims of Healthcare Data Breach

February 22, 2017

One in four Americans (26%) have had their medical information stolen, and these breaches can be quite costly, according to recent research from Accen..

CFPB Trying to Help Unbanked Consumers Obtain Credit

February 21, 2017

The Consumer Financial Protection Bureau has launched an inquiry in an effort to help unbanked Americans gain access to credit. Lenders generally use ..

Wells Fargo Credit Card Accounts down 47% after Scandal

February 20, 2017

Ever since the Wells Fargo fake accounts scandal came to light, the bank has continued to see declines in new checking account and credit card applica..

Consumers, Especially Millennials, Long for Better In-Store Customer Service

February 16, 2017

Retailers missed out on $150 billion in revenue during 2016 because they did not provide personalized shopping experiences, according to the newly-rel..

Capital One Makes Venture Rewards Card a Metal Credit Card

February 15, 2017

Capital One is making a move to further upgrade their prestigious Venture Rewards Credit Card. Beginning today, the Venture card will be made of metal..

Credit Karma Launches Free Tax Filing Program with a Twist

February 14, 2017

After 10 years of providing free credit scores, Credit Karma is entering a new arena: tax filing. The new Credit Karma Tax offers “truly free ta..

Americans Projected to Spend $18 Billion on Valentine’s Day

February 13, 2017

Couples in the United States will spend $18.2 billion on Valentine’s Day in 2017, according to research from the National Retail Foundation. Whi..

Credit Card Data Breach at Arby’s

February 9, 2017

Fast food chain Arby’s has been hit with a security breach that may have compromised at least 355,000 debit and credit cards. Arby’s has c..

Bank of America Merrill Lynch Expands International Payments Options

Bank of America Merrill Lynch has expanded its international payments options through its online banking portal, CashPro. Users can now send Automated..

‘Password Challenged’ Internet Users Engage in Risky Online Behavior

February 8, 2017

Recently, Pew Research discovered the majority of Americans (64%) have personally experienced a data breach, which shows U.S. consumers need to take ..