All posts by Bill Hardekopf

Bill Hardekopf is the CEO of LowCards.com and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.

Walmart Lowers Money Transfer Fees, Plans to Launch Digital Transfers in May

April 26, 2017

Walmart launched their store-to-store money transfer program three years ago, and now they’ve lowered their fees even further. As of today, Walm..

Top Barclaycard Credit Cards for 2017

April 25, 2017

Barclaycard credit cards are one of Europe’s leading card companies. This was the first credit card introduced into the United Kingdom back in t..

Wells Fargo Increases Class Action Settlement to $142 Million

April 24, 2017

Wells Fargo has increased its class action settlement for unauthorized account creation to $142 million, up from the $110 million announced in late Ma..

Top Credit Cards for Limited Credit in 2017

April 20, 2017

It can be difficult to build your credit history if you have limited or no credit. When it comes to your credit score, the most significant factor is ..

2016 InterContinental Hotels Breach Much Worse than Believed

April 19, 2017

In February, InterContinental Hotels Group (IHG) reported they had suffered a data breach between August and December, 2016 that affected 12 locatio..

Nearly 20% of U.K. Businesses Hacked Last Year

April 18, 2017

Recently, a number of companies in the United Kingdom have been in the news for high-profile data breaches. Nearly 245,000 customers were affected by..

Shoney’s Restaurant Suffers Credit Card Data Breach

April 17, 2017

Several corporate-owned Shoney’s restaurant locations were recently impacted by a credit card data breach. Best American Hospitality Corporation..

Top Credit Cards for Fair Credit in 2017

April 13, 2017

If you find that you only have a fair credit score, don’t be discouraged. You may not be able to get the most attractive loan on the market or t..

Most Americans Give Themselves a “B” in Financial Literacy

April 12, 2017

One-third of Americans give themselves a “C” in financial literacy, while only 15% give themselves an “A,” according to a rece..

Credit Card Debt Reaches $1 Trillion

April 10, 2017

For the first time since the 2008 recession, credit card debt in the United States reached $1 trillion, according to Federal Reserve data. This is an ..