American Express Credit Cards
Here is a summary of all the American Express credit cards offered on our site. Our objective opinion is included on each card.
1. SimplyCash® Business Card from American Express
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| Interest Rate: | As low as Prime + 0% |
|---|---|
| Intro Rate: | 0% APR for Up to 12 Months |
| Grace Period: | 25 Days |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: A 7.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the first six months.
Our Opinion: Created for those with very good credit who will use the cash back reward program. Earn 5% rebate on office supplies, gas, and wireless services. Earn 1% rebate on all other purchases. No limit to the cash that can earned; rebate will be credited on your statement each month. No fee for additional employee cards. Savings with Fed Ex, Hertz, Delta, and Hyatt Hotels and Resorts. Benefits include purchase protection and travel accident insurance.
4. Platinum Business FreedomPass(SM) Credit Card
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| Interest Rate: | As low as Prime + 3.99% |
|---|---|
| Intro Rate: | 0% APR for 12 Months |
| Grace Period: | 25 Days |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: A 7.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the first six months.
Our Opinion: Created for those with good credit who will take advantage of the reward program from American Express. Earn 1 pt. per $1 spent. Get 5,000 bonus points after 1st purchse. Use points for travel discounts. Redeem points in 7,500 increments (equals $100). No expiration to points. Benefits include travel accident insurance and auto rental insurance.
6. Preferred Rewards Gold Card
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| Interest Rate: | n/app |
|---|---|
| Intro Rate: | No Introductory Rate Available |
| Grace Period: | n/app |
| Credit Limit: | See Important Notations |
| Annual Fee: | $125 |
Our Opinion: Good card if you pay your balance each month and can take advantage of the reward program. Card includes free access to the Membership Rewards program. Earn 1 point per $1 spent on all purchases. Receive 10,000 bonus points after first purchase. Points may be used for travel rewards on over 21 airlines, or other rewards. Earn unlimited points per year. Points do not expire. The annual fee is high, but it is waived the first year. Benefits include auto rental insurance, travel accident insurance and purchase protection insurance. Card also provides exclusive access to Gold Card events and tickets for select shows, sporting events and concerts.
7. Preferred Rewards Green Card
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| Interest Rate: | n/app |
|---|---|
| Intro Rate: | No Introductory Rate Available |
| Grace Period: | n/app |
| Credit Limit: | See Important Notations |
| Annual Fee: | $95 |
Our Opinion: Created for those with good credit who pay in full each month and want a rewards card. Earn 1 point per $1 spent on all purchases. 5,000 bonus points after first purchase. Points can be transferred to 11 airline frequent flyer programs (1 point per mile). Other reward also available. Earn unlimited points per year; points do not expire. High annual fee: $95 annual fee for basic card and $30 for additional card. Benefits include auto rental insurance, travel accident insurance, purchase protection services, purchase protection plan, and merchant discounts.
8. Bank of America Accelerated Rewards™ American Express® Card
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| Interest Rate: | 9.99% |
|---|---|
| Intro Rate: | 0% APR for 12 Billing Cycles |
| Grace Period: | 20 Days (Min.) |
| Credit Limit: | n/a |
| Annual Fee: | None |
Special Offers: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Our Opinion: Created for those with average credit who want a reward card with a low rate. Low fixed rate makes this a good choice for balance transfers (Balance transfer fee is 3% with a $10 minimum). No fee for foreign transactions. Earn 1 point per $1 spent. Redeem points for cash, travel, merchandise, hotel discounts and gift certificates. Earn unlimited points. Points expire in 5 years. Redeem 5,000 points for $25 cash. Redeem 25,000 points for airline ticket in Continental U.S.
9. Blue Cash® from American Express
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| Interest Rate: | As low as 9.99% |
|---|---|
| Intro Rate: | 0% APR for 6 Months |
| Grace Period: | 20 Days |
| Credit Limit: | See Important Notations |
| Annual Fee: | None |
Special Offers: A 4.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the application process.
Our Opinion: Created for those with good credit who use the Cash Back reward program. Up to 5% Cash Back with unlimited cash rewards. 0-$6,500 spent receives 1% cash back for Everyday Purchases and .5% for all other purchases. Spend over $6,500 and receive 5% cash back for Everyday Purchases and 1.5% for all other purchases. Earn cash back if you use the card to pay for monthly bills with participating merchants and expenses such as cable and telephone bills, transportation and parking. There is no annual fee. Rebates are restricted to the first $50,000 in spending annually. You will have to wait to receive your rewards- your account will be automatically credited for the amount of your cash back two months following your yearly anniversary (your approval date). 2% international transaction fee. Benefits include a purchase protection plan, buyer's assurance plan, and travel accident insurance. This card is attractive for people who pay off their balance each month, don't mind waiting for their rewards and spend more than $5,000 per year.
10. Blue from American Express®
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| Interest Rate: | As low as 9.99% |
|---|---|
| Intro Rate: | 0% APR for up to 15 Months |
| Grace Period: | 20 Days |
| Credit Limit: | up to $100,000 |
| Annual Fee: | None |
Special Offers: The introductory rate for purchases varies and will be fifteen months, twelve months, or six months. A 4.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the application process.
Our Opinion: One of the best reward cards available with one of the lower interest rates for a reward card. 12 or 6 months intro period, determined by a review of your application and credit score. Balance transfer fee is 3% ($5 min, $99 max). The Membership Rewards Express program is free and offers the best variety of rewards in the industry. Receive 1 point per $1 spent. Earn unlimited points; points do not expire. Benefits include purchase protection, discounts at select retailers and merchants, auto rental insurance, travel and emergency services, and a year-end financial statement. This card will benefit those who qualify for the lowest rate offered and plan to take advantage of the additional benefits and discounts available.
