1. Blue Cash Everyday(SM) Card from American Express

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Interest Rate:	17.24%-22.24% Variable*
Intro Rate:	0% intro APR for 12 months.
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% intro APR on purchases for the first 12 months. After this, your regular APR will apply.

Our Opinion: Created for those with good or excellent credit who want a cash back reward card. This cash back rewards program earns you 3% cash back when you shop at supermarkets, 2% cash back on gasoline purchases, and 1% cash back on every other retail purchase that you make. Benefits include purchase protection plan and up to $100,000 in travel accident insurance. However, the high APR makes this a good card only if you pay off your balance each month. Cardholders will earn $25 for each friend and family member they refer that is approved for the Blue Cash Everyday Card from American Express.

2. The Platinum Card® from American Express

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Interest Rate:	n/app*
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	See Important Notations
Annual Fee:	$450

Our Opinion: Created for those with credit who want exclusive credit card benefits, for a $450 annual fee (one of the highest in the industry). 25,000 Membership Rewards® points bonus, redeemable for one domestic round-trip Coach-Class airline ticket, when you spend $1,000 during your first three months of Card membership. Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees. Access to Membership Rewards program. The platinum card offers a concierge service, exclusive shopping discounts, up to $500,000 in travel accident insurance, and various travel related discounts, benefits, and services for cardholders. Because of the high annual fee, this card will only benefit those who spend and pay off at least $3,500-$4,500 on their card each month and travel frequently.

3. TrueEarnings® Card from Costco and American Express

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Interest Rate:	15.24% variable*
Intro Rate:	0% on Purchases for 6 months
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: You will enjoy 0% APR for 6 months on purchases from the date of account opening. After that, your regular APR will apply.

Our Opinion: Created for Costco members who have average credit and will take advantage of the cash back reward program. Cash rebate varies by where you make the purchase: 1% is earned on general purchases, 2% is earned for travel-related purchases. 3% is earned for restaurant purchases and for gasoline purchases up to $3,000, 1% thereafter. Earn unlimited rebates. Benefits include purchase protection, travel accident insurance, and auto rental insurance. This card has an above average interest rate for purchases and balance transfers. No annual fee with a paid Costco membership. This card will benefit those who plan to spend at least $5,000 a year on the card and plan to pay in full each month.

4. American Express® Gold Card

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Interest Rate:	n/app*
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	See Important Notations
Annual Fee:	$125

Our Opinion: The American Express® Gold Card is a charge card that gives you the prestige and buying power of an American Express card member, without ever accruing costly interest charges or fees. The American Express® Gold Card is a charge card, meaning that the total balance on your card account is due in full at the end of every billing cycle. This prevents you from ever suffering interest charges or fees. It also opens for you a world of American Express perks, protections, and privileges! The American Express® Gold Card gives you the opportunity to earn 10,000 Membership Rewards® points for your initial spending. When you charge $1,000 or more to your American Express® Gold Card within the first 3 months of opening your account, you'll be awarded 10,000 Membership Rewards® points! Those Membership Rewards&174; points are worth up to $100 in exciting gift cards and other rewards. Redeem gift cards with your favorite merchants, retailers, restaurants and more. The American Express® Gold Card lets you expand your world with enriching rewards opportunities! The American Express® Gold Card also gives you access to exclusive Gold Card Events. You'll have the opportunity to attend exciting concerts, major sporting events, and more. You can redeem your Membership Rewards&174; points for a wide variety of rewards opportunities, including an exclusive array of travel, shopping, dining and even entertainment rewards! Plus, you'll receive peerless American Express customer service and protections. For instance: American Express purchase protection services insure most items you pay for with your American Express® Gold Card against loss, theft or damage for up to 90 days from the day you purchased them. And that is just the beginning of the American Express cardholder experience. There is an annual fee associated with the American Express® Gold Card. However it pales in comparison to the experiences, rewards, and protective cardholder services you'll enjoy as a card member. In most cases, approval for the American Express® Gold Card takes just 60 seconds. What are you waiting for? Apply today for the charge card that opens up a whole new world of exciting prestige, purchasing power, and rewards opportunities - The American Express® Gold Card!!

5. Gold Delta SkyMiles® Credit Card from American Express

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Interest Rate:	15.24% - 19.24% Variable*
Intro Rate:	No Introductory Rate Available
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	$95

Our Opinion: The Gold Delta SkyMiles® Credit Card from American Express is an airline miles rewards credit card that will make you want to hop on a Delta flight any chance you get. You will also enjoy exclusive rewards and bonus SkyMiles just for flying on Delta! Start off by earning 30,000 BONUS SkyMiles when you spend $500 on your card in the first 3 months from the date you opened your account. These bonus miles are good for one free flight! There is a $0 annual fee during your first card membership year, and it's only $95 thereafter. Which means you can fly anywhere you choose without paying a once-a-year fee for a good amount of time! Time to check in at the airport? Do so by checking-in your first bag for FREE. Plus, this offer is also applicable for up to nine (9) people on your Delta flight reservation. That can be your entire family and close group of friends! Fly on any qualifying flight and receive DOUBLE Delta SkyMiles. But that's not all. You can also receive 1 mile per eligible dollar on every other purchase. And enjoy priority boarding and 20% in-flight savings - exclusive to Delta cardholders. The Gold Delta SkyMiles® Credit Card from American Express really does reward you just for flying! So, make sure to have everything packed and ready to go, and sign for up this remarkable credit card!

6. American Express® Premier Rewards Gold Card

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Interest Rate:	n/app*
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	See Important Notations
Annual Fee:	$175

Our Opinion: Get 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership. You can earn triple points on all airfare for the life of your membership. Redeem points for airline tickets, hotels, cruises and vacation packages. Benefits include Fraud Protection Guarantee, Return Protection, Extended Warranty, and Purchase Protection, Emergency Card Replacement services, Baggage Insurance Plan, Emergency Check-In, Assured Reservations, Car Rental Loss and Damage Insurance, and Travel Accident Insurance. $175 annual fee is waived the first year.

7. PenFed Premium Travel Rewards American Express® Card

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Interest Rate:	13.24%*
Intro Rate:	4.99% Promotional Rate for Online Transfers for 24 months
Grace Period:	25 days
Credit Limit:	None listed
Annual Fee:	$50

Special Offers: 4.99% for Online Balance Transfers for 24 months

Our Opinion: Earn 5 points per $1 spent on airfare purchases. 2 points per $1 spent on all other purchases. Until December 31, 2010, earn 3 points for every $1 spent on dining and hotel stays. Spend $650 in first three months and you can receive 20,000 points, enough for a free round trip ticket. $50 annual fee. No fee for international transactions.

8. Gold Delta SkyMiles® Business Credit Card from American Express OPEN

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Interest Rate:	15.24% - 19.24% Variable*
Intro Rate:	No Introductory Rate Available
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	$95

Our Opinion: The Gold Delta SkyMiles® Business Credit Card from American Express OPEN goes anywhere your business leads you, and rewards you with Delta SkyMiles along the way! Earn 30,000 miles right away when you spend $500 or more in the first three months of using the Gold Delta SkyMiles® Business Credit Card from American Express OPEN. These miles can also be redeemed for a domestic economy award ticket. Earn 2 miles for every eligible dollar spent on certain Delta flights and 1 mile on every other eligible dollar spent. Your first checked bag is also FREE, and you'll receive a Companion Certificate every year your card is renewed. Redeem your miles to pay for any Delta seat - anywhere, anytime. That means there are no blackout dates or seat restrictions for when you choose to fly. The Gold Delta SkyMiles® Business Credit Card from American Express OPEN features a special ZERO annual fee for the first year you are a card holder. This offer provides you with $95 worth of savings! It's time to travel the friendly skies on Delta Air Lines! Get your very own Gold Delta SkyMiles® Business Credit Card from American Express OPEN, and see how much it pays to fly your business on this travel rewards credit card!

9. Starwood Preferred Guest® Credit Card from American Express

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Interest Rate:	15.24% - 19.24% variable*
Intro Rate:	No Introductory Rate Available
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	$65

Our Opinion: Created for those with good credit who often stay at Starwood resorts and hotels. The interest rate for purchases is reasonably low for a reward card. The annual fee is $65. Earn 1 point per $1 spent on the card and 2 points per $1 spent for Starwood related purchases (Starwood has over 750 participating hotels and resorts). Redeem points for various travel related services including free hotel stays and airline travel. Members receive 10,000 points (3 free nights at some hotels) with first purchase. Receive an additional 15,000 Starpoints if you spend $15,000 in 6 months. Points do not expire as long as you make one eligible stay per year. Transfer earned points to a variety of frequent flyer programs. Benefits include auto rental insurance, travel accident insurance, and various fraud protection services with each usage. This card will benefit those who will pay in full each month after the intro rate expires, frequently stay at Starwood Hotels and Resorts (to earn additional points), and can accumulate enough points for a free hotel stay or other travel related service within a two-year period.

10. The Plum Card® from American Express OPEN

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Interest Rate:	n/app*
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	n/a
Annual Fee:	$185

Our Opinion: The Plum Card® from American Express OPEN is for business owners who would like to use an American Express charge card with added flexibility. This card carries a $185 annual fee which is waived for the first year. The annual fee for the first additional card request is also waived for the first year, however, any additional cards beyond the first will incur a $45 annual fee. Although the card does not come with an incentive program, it does offer various benefits that are rewarding. You can earn a 1.5% discount by paying your full balance within 10 days of your statement closing date. You can also take up to 2 months from your statement closing date to pay your new balance in full, without penalties or interest. Just make an initial payment of at least 10% of your balance. Account holders will receive travel and emergency services, car rental damage and loss insurance, baggage protection, identity theft assistance, and more. The Plum Card® from American Express OPEN will prove to be a convenient option for business owners with additional options for special savings.

11. Blue Sky from American Express®

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Interest Rate:	17.24%-22.24% Variable*
Intro Rate:	0% intro APR for 12 months.
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% intro APR for 12 months. After that, your regular APR will apply.

Our Opinion: Created for those with very good credit who want a travel reward program. Earn 1 point per $1 spent; points do not expire as long as the card is active and in good standing. Use points for any flight, hotel, car rental or cruise. No blackout dates or restrictions. Points can only be redeemed toward one purchase at a time in 7,500 increments, which is equal to a credit of up to $100. Benefits include auto rental insurance. The APR is high for a travel card so this a good option only if you pay off your balance every month.

12. The NEW Business Gold Rewards Card® from American Express OPEN

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Interest Rate:	n/app*
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	n/app
Annual Fee:	$175

Our Opinion: The NEW Business Gold Rewards Card® from American Express OPEN is a charge card that is part of the American Express OPEN family of business-oriented card offers. It's designed for business owners who want to earn Membership Rewards points for the business purchases they shift onto the card! You'll earn one point for virtually every dollar you spend. There is no limit to the number of Membership Rewards points you can earn and your rewards points never expire. The annual fee is waived for the first year, a bonus that saves you the cardholder $175! Plus, you'll enjoy more purchasing power with The NEW Business Gold Rewards Card® from American Express OPEN. Your purchasing capacity will evolve with your business. And as you shift business expenses onto the card, you'll earn even more rewards! If you are a business owner looking for a way to earn valuable Membership Rewards points for your business expenses, The NEW Business Gold Rewards Card® from American Express OPEN may be the right fit for you!

13. The Business Platinum Card® from American Express OPEN

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Interest Rate:	n/app*
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	See Important Notations
Annual Fee:	$450

Our Opinion: Elevate your business to great success with the Business Platinum Card® from American Express OPEN. The Business Platinum Card® from American Express OPEN is the ideal credit card for all your business ventures and related needs! No matter where you travel, you'll enjoy complimentary airport club access, including at American Airlines Admirals Club® lounges. Concierge service is also available to assist you during your trip - whether it's choosing the perfect gift or making dinner reservations. Receive a significant 20% Travel Bonus on your pay with points bookings when you redeem with Membership Rewards Pay with Points. You'll also receive up to $200 Airline Fee Credit to cover incidentals of the airline you select. As part of the Business Platinum Car Rental program you'll receive free enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental. You'll receive exclusive discounts as well as upgrades for qualified car rentals. Sit back and relax as you wait for your next flight at one of 1,000 Internet business lounges worldwide, situated in 450 major cities. This exclusive access is yours as part of the Platinum Office Program. You'll also receive enrollment in the Membership Rewards First® program and enjoy no pre-set spending limit. The Business Platinum Card® from American Express OPEN provides top-notch benefits and features your company will love! With such a range of exclusive perks only available from American Express, you'll see why this is the ideal credit card for all your business needs.

14. SimplyCash® Business Card from American Express OPEN

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Interest Rate:	12.24% - 19.24% Variable*
Intro Rate:	0% APR for Up to 12 Months
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% introductory APR on purchases for 6 months, 9 months, or 12 months, based on your creditworthiness.

Our Opinion: The SimplyCash® Business Card from American Express OPEN is designed for those with very good credit and who plan to take advantage of the cash back reward program. Cardholders have access to the cash back reward program for no additional fee. Through the reward program, cardholders earn a 5% rebate on office supplies and wireless services, a 3% rebate on automobile gas, and a 1% rebate on all other purchases. Rebates are automatically credited to the cardholder's statement each month, and there is no limit to the amount of cash back that can be earned. The card has no annual fee, and it has a low interest rate for purchases. Cardholders can also take advantage of the 0% introductory rate on purchases for up to 12 months. As with all business credit cards issued by American Express®, cardholders will be able to take advantage of various additional services and benefits. Some of the benefits include travel accident insurance, purchase protection, and special discounts from select retailers. Therefore, those who plan to make qualified purchases to receive the 5% rebate, would like the option to carry a balance, and will take advantage of the introductory offers will benefit most from what the SimplyCash® Business Card from American Express OPEN has to offer.