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American Express

Below is a summary of all the American Express credit cards offered on our site.

Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:

Best Card Features:
  • For a limited time, earn even more cash back: Earn up to $500 cash back as statement credits.
  • Earn a $250 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership.
  • Plus, earn an additional $250 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership. Offer Expires 01/25/2017.
Apply securely through American Express. American Express is a LowCards Partner.
  • Interest Rate:
    12.49% - 19.49% Variable
  • Intro Rate :
    0% on Purchases for 9 months
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
Apply securely through American Express. American Express is a LowCards Partner.
  • Interest Rate:
    15.49-19.49% Variable
  • Intro Rate :
    None
  • Annual Fee:
    $0 introductory annual fee for the first year, then $95
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • LIMITED TIME OFFER: 10X points at U.S. restaurants for the first six months, on up to $2,000 in purchases. Offer expires 02/01/2017.
  • 2X points on all qualifying purchases on the first $50,000 for the first year. That’s an additional 1 point per dollar spent on purchases.
  • 10,000 Membership Rewards® points after making your first purchase on the Card within your first 3 months of Card Membership.
Apply securely through American Express. American Express is a LowCards Partner.
  • Interest Rate:
    11.49%-19.49% Variable
  • Intro Rate :
    0% on purchases for 12 months
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Earn 25,000 bonus Starpoints® after you use your new Card to make $5,000 in purchases within the first 3 months.
  • Redeem Starpoints® for free nights at over 1,300 hotels & resorts in over 100 countries.
  • Redeem Starpoints® for free flights on over 150 airlines with SPG Flights – all with no blackout dates. Some hotels and resorts have mandatory service charges.
Apply securely through American Express. American Express is a LowCards Partner.
  • Interest Rate:
    15.49% - 19.49% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 introductory annual fee for the first year, then $95
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Special Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership.
  • Get 3x points – Choose 1 out of 5 categories.
  • Plus, 2X points on the 4 remaining categories and 1X points on other purchases.
Apply securely through American Express. American Express is a LowCards Partner.
  • Interest Rate:
    N/A
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 introductory annual fee for the first year, then $175
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Earn 5,000 Membership Rewards® points after your first purchase on the Card
  • Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases
Apply securely through American Express. American Express is a LowCards Partner.
  • Interest Rate:
    N/A
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 introductory annual fee for the first year, then $95
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • LIMITED TIME OFFER: Earn up to 100,000 Membership Rewards® points. Offer expires January 25, 2017.
  • Earn 50,000 Membership Rewards points after you spend $5,000 and an extra 50,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • NEW: Get 50% more Membership Rewards® points. That’s 1.5 points per dollar, on each qualifying purchase of $5,000 or more. You can get up to 1 million additional points per year.
Apply securely through American Express. American Express is a LowCards Partner.
  • Interest Rate:
    N/A
  • Intro Rate :
    N/A
  • Annual Fee:
    $450
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
  • Take up to 60 days to pay with no interest, if you pay your minimum due.
  • Terms and limitations apply
Apply securely through American Express. American Express is a LowCards Partner.
  • Interest Rate:
    N/A
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 introductory annual fee for the first year, then $250
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Earn 2X points per dollar spent on gas and groceries with no caps.
  • Earn one point for every dollar spent on your everyday purchases.
  • Terms and limitations apply
Apply securely through American Express. American Express is a LowCards Partner.
  • Interest Rate:
    10.15% to 26.15%* Variable
  • Intro Rate :
    None
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Best for members rebuilding or establishing credit.
  • It’s a real credit card — not a debit or prepaid card.
  • Terms and limitations apply
Apply securely through American Express. American Express is a LowCards Partner.
  • Interest Rate:
    10.15% to 20.15%* Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $35*
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit