1. Capital One® VentureOne(SM) Rewards

Apply Now See Details

Interest Rate:	13.90% Variable*
Intro Rate:	0% on Purchases Until February 2011
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases until February 2011. See terms and conditions for complete details.

Our Opinion: The Capital One® VentureOne(SM) Rewards is for people with excellent credit and is by far one of the best and least costly airline reward cards available. Through the rewards program, cardholders earn 1.25 mile per dollar spent on all purchases. Earn unlimited miles; miles do not expire. Miles are redeemable for flights on any airline with no blackout dates. Also redeem for travel, merchandise, and gift certificates. Miles can also be donated to participating charities. No annual fee. No foreign transaction fee.

2. Miles by Discover® Card

Apply Now See Details

Interest Rate:	as low as 11.99%*
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: *There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a travel reward card with a low interest rate. Earn 1 mile per $1 spent on regular purchases.* Earn double miles on up to $3,000 in travel and restaurant purchases. Redeem miles for reduced or free airfare most major U.S. airlines (no blackout dates). Cardholders earn 1,000 bonus miles in every month that they make a purchase during the first year of membership (up to 12,000 miles). Earn up to 60,000 miles per year. Redeem 30,000 miles for round-trip coach ticket. You can also redeem miles for cash, travel and merchandise or gift cards . Benefits include travel accident insurance (up to $500,000), and auto rental insurance. This card will benefit those who will spend over $3,000 per year (to get the 1% cash rebate), and will pay in full each month.

3. Capital One® No Hassle Miles(SM) Rewards - Good Credit

Apply Now See Details

Interest Rate:	16.90% Variable*
Intro Rate:	0% on Purchases Until February 2011
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases until February 2011. See terms and conditions for complete details.

Our Opinion: Created for those with above average credit, this card has one of the best and least expensive airline reward programs. Earn 1.25 miles per $1 on all purchases. Use miles for flights on any airlines. No blackout dates and no seat restrictions. Earn unlimited miles and miles do not expire. Fly free on any airline to any destination. Benefits include extended warranties for purchases, roadside assistance and travel accident insurance. No annual fee. No foreign transaction fee.

4. Chase Sapphire℠

Apply Now See Details

Interest Rate:	12.24%*
Intro Rate:	No Introductory Rate Available
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Our Opinion: Created for those with good credit who want a reward card with plenty of options. 10,000 bonus points after first purchase. Earn 1 point per $1 spent; 2 points per $1 spent on airfare booked through Ultimate Rewards. Earn unlimited points. Points do not expire. Book flights on most major airlines, no black-outs or restrictions. Cash-back rewards start at 5,000 points for $50. Redeem for gift cards starting at 2,500 points. Gift card for restaurants, retailers, movie theaters, theme parks, etc. Benefits include trip cancellation insurance, travel accident insurance, travel and emergency services, auto rental collision damage waiver.

5. Starwood Preferred Guest® Credit Card from American Express

Apply Now See Details

Interest Rate:	15.24%*
Intro Rate:	2.9% APR for 6 Months
Grace Period:	20 Days
Credit Limit:	up to $100,000
Annual Fee:	$45

Special Offers: The introductory rate is available on balance transfers submitted during the application process.

Our Opinion: Created for those with good credit who often stay at Starwood resorts and hotels. The interest rate for purchases is reasonably low for a reward card. The annual fee is $30. Earn 1 point per $1 spent on the card and 2 points per $1 spent for Starwood related purchases (Starwood has over 750 participating hotels and resorts). Redeem points for various travel related services including free hotel stays and airline travel. Members receive 10,000 points (3 free nights at some hotels) with first purchase. Receive an additional 15,000 Starpoints if you spend $15,000 in 6 months. Points do not expire as long as you make one eligible stay per year. Transfer earned points to a variety of frequent flyer programs. Benefits include auto rental insurance, travel accident insurance, and various fraud protection services with each usage. This card will benefit those who will pay in full each month after the intro rate expires, frequently stay at Starwood Hotels and Resorts (to earn additional points), and can accumulate enough points for a free hotel stay or other travel related service within a two-year period.

6. Capital One® Venture(SM) Rewards

Apply Now See Details

Interest Rate:	13.90% Variable*
Intro Rate:	0% on Purchases Until February 2011
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	$59

Special Offers: A 0% introductory rate is available on purchases until February 2011. See terms and conditions for complete details.

Our Opinion: Created for people with excellent credit who want to earn airlines miles or gift cards rewards. The annual fee is $59. It has one of the most generous reward offers: 2 miles per $1 spent on all purchases. Earn unlimited miles each year; miles do not expire. Use miles on any airline, anytime. There are no seat restrictions or blackout dates. Miles may also be redeemed for travel, merchandise, and gift cards. Benefits include purchase insurance and emergency roadside assistance. No foreign transaction fee. Offers concierge services.

7. Platinum Delta SkyMiles® Credit Card from American Express

Apply Now See Details

Interest Rate:	14.50%*
Intro Rate:	9.99% APR During the First 12 Months of Cardmembership on Balance Transfers.
Grace Period:	20 Days
Credit Limit:	n/a
Annual Fee:	$150

Special Offers: 9.99% during the first 12 months of Cardmembership on balance transfers submitted on this application or received within the first 30 days of account opening.

Our Opinion: Created for those with very good credit, this is one of the best of the Delta SkyMiles® Cards. Earn 1 mile per $1 spent on general purchases and 2 miles per $1 spent at participating merchants and retailers (including Delta Airlines related purchases). New applicants receive 20,000 bonus miles with first purchase. 5,000 of these are Base Miles which are applied towards the Medallion Status program for mileage bonuses, upgrade opportunities and more. Miles do not expire (however, travel must be made through Delta Air Lines at least once every 2 years), earn unlimited miles. Annual fee is $150 (reduced to $95 if you already have an American Express Charge Card). The balance transfer rate is higher than average, 3.9% for the first twelve months. The APR for purchases is above average for a reward card. Benefits include travel accident insurance and auto rental insurance. This card will benefit those who spend at least $3,00 ore more a month (due to the card's high annual fee), often fly on Delta Airlines, and will use the card at participating retailers and merchants.

8. Simmons First Visa Platinum Rewards

Apply Now

Interest Rate:	9.25% Variable*
Intro Rate:	None
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: No transaction fee for balance transfers.

Our Opinion: Created for those with excellent credit who want a choice of rewards. Receive 1 point per $1 spent with this card. Redeem points for a flight on any U.S. based airline, no black out dates, and choice of ticket class. May also redeem points for hotels, cruises, vacation packages, restaurants, and car rental. Benefits include travel insurance and car rental insurance.

9. American Express® Preferred Rewards Gold Card

Apply Now See Details

Interest Rate:	n/app*
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	See Important Notations
Annual Fee:	$125

Our Opinion: The American Express® Preferred Rewards Gold Card is an ideal card for those who can afford to pay in full each month to avoid accumulating credit card debt, as often can be the case with revolving balances and high interest rates. Cardholders have access to the Membership Rewards program for no additional fee. Through the rewards program, cardholders earn one point per dollar spent on all purchases. Plus, cardholders will receive 10,000 bonus points after spending $500 in three months, which is redeemable for a $100 gift card at participating merchants and retailers. Points can be redeemed for travel rewards on over 21 airlines and for many other rewards. There is no limit to the amount of points that can be earned, and points never expire. The annual fee of $125 is waived the first year. Additional services and benefits include travel accident insurance, auto rental insurance, purchase protection services, various merchant discounts, and more. Cardholders will also have access to Gold Card Events, which gives them exclusive access to tickets for select concerts, shows, sporting events, and more. Therefore, those who can afford to pay in full each month, would like to participate in the rewards program, and plan to take advantage of the many benefits and services provided by American Express® will benefit most from what the American Express® Preferred Rewards Gold Card has to offer.

10. Blue Sky from American Express®

Apply Now See Details

Interest Rate:	As low as 17.24%*
Intro Rate:	0% APR for 6 Months
Grace Period:	25 Days
Credit Limit:	a/pp
Annual Fee:	None

Special Offers: 0.00% Introductory APR (0.0000% DPR) for Purchases for up to 6 months of Cardmembership.

Our Opinion: Created for those with very good credit who want a travel reward program. Earn 1 point per $1 spent; points do not expire as long as the card is active and in good standing. Use points for any flight, hotel, car rental or cruise. No blackout dates or restrictions. Points can only be redeemed toward one purchase at a time in 7,500 increments, which is equal to a credit of up to $100. Benefits include auto rental insurance. The APR is high for a travel card so this a good option only if you pay off your balance every month.

11. Zync(SM) from American Express

Apply Now See Details

Interest Rate:	n/app*
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	n/app
Annual Fee:	$25

Our Opinion: Reward card with customizable benefits and a $25 annual fee for the basic card. Membership Rewards are earned for every eligible purchase, earn 1 point per $1 spent. Redeem for travel, shopping and entertainment rewards. Purchase lifestyle packs for additional rewards. Go Pack allows you to earn 2X Membership Rewards® points for airfare. The Social Pack allows you to earn 2X Membership Rewards® points on events and restaurant purchases. The Connect Pack allows you to earn 2X Membership Rewards® points on mobile and cable services, including Internet, cell phone and cable. The Eco Pack gives cardholders 2X Membership Rewards® points on purchases from select green merchants.