Specifics

• Introductory Rate: 0% APR for 12 Months
• Applied Towards: Purchases, Balance Transfers
• APR (Purchases)**: 13.240%Variable The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 21.990%Variable There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 20 Days (Min.)
• Minimum Credit Limit: $5,000
• Maximum Credit Limit: up to $100,000
• Late Payment Fee: $15 if balance is less than $250; $39 if balance is $250 or more
• Over-The-Limit Fee: $35
• Cash Advance Fee: 3%, $10 minimum
• Balance Transfer Fee: 3%, $5 minimum, $75 maximum

Reward Program Details

• Points per Dollar: 1 Point
• Additional Points: Earn 3 points per dollar spent on Sony products from authorized Sony retailers. Earn 5 points per dollar spent at SonyStyle.com and Sony Style® stores. Additional bonus point opportunities are available online.
• Point Details: Redeem points for Sony CDs, DVDs, games, movie tickets, and electronics.
• Expiration: n/a (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

Created for those with good credit who buy Sony products. Good intro rate for balance tranfers and purchases. Earn 1 point per $1 spent for general purchases, 3 points per $1 spent on Sony products, and 5 points per $1 spent at the Sony website. Redeem points for Sony CDs, DVDs, movie tickets, electronics and games. Earn unlimited points per year; points expire in five years. Receive 1,500 bonus points with the first purchase. 3% balance transfer fee; $5 min., $75 max. Last Modified Date: 1/17/2008 12:00:00 AM

Additional Perks

Various Internet account related services.
Emergency card replacement.
Emergency cash replacement.
Lost and stolen card reporting.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Various travel and emergency assistance services.
Extended warranty for purchases.
Year-end financial statement (upon request).
No liability for unauthorized transactions.
Travel accident insurance.
Purchase protection.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.
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Important Notations

The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.