Specifics

• Introductory Rate: 0% APR for 6 Months
• Applied Towards: Purchases, Balance Transfers
• APR (Purchases)**: As low as 11.24% (V) The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): As low as 19.24% (V) There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 21 Days
• Minimum Credit Limit: n/app
• Maximum Credit Limit: n/app
• Late Payment Fee: $15.00 if the balance is less than $100.00; $29.00 if the balance is $100.00 or more, but less than $250.00; and $39.00 if the balance is $250.00 or more.
• Over-The-Limit Fee: $39
• Cash Advance Fee: Either $10.00 or 3% of the amount of each transaction, whichever is greater.
• Balance Transfer Fee: Either $5.00 or 3% of the amount of each transfer, whichever is greater.

Reward Program Details

• Points per Dollar: 1 Point
• Additional Points: 2 points for every dollar when you purchase airfare online through the Ultimate Rewards Travel Booking Tool; Up to 10 points per dollar at select brand-name merchants when you shop online through the Ultimate Rewards Mall.
• Point Details: n/app
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

This card is for business owners who want a reward card. Earn 1 point per $1 spent on all purchases. Earn 2 points per $1 spent on airfare purchased online through Ultimate Rewards Booking Tool. Free additional cards for employees also earn rewards. Set individual spending limits for cards. No annual fee. Last Modified Date: 9/7/2010 12:00:00 AM

Additional Perks

See website for additional benefits.
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Important Notations

See website for complete terms and conditions of card usage and application disclosure.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.