Specifics

• Introductory Rate: 0.00% or 7.50% for 12 Months on Purchases
• Applied Towards: Purchases
• APR (Purchases)**: 7.50% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 12.75% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: $45
• Additional Cardholders: $5
• Grace Period: 25 Days
• Minimum Credit Limit: n/a
• Maximum Credit Limit: n/a
• Late Payment Fee: None
• Over-The-Limit Fee: None
• Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater (maximum fee: $100)
• Balance Transfer Fee: None

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: n/app (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: n/app

Review

Created for those with excellent credit who may occassionally carry a balance.Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles. Applies to balance transfers processed within three months of your account open date. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors. Must be employed by current employer for a minimum of six months. Proof of income is required. Last Modified Date: 7/16/2010 12:00:00 AM

Additional Perks

See website for additional benefits.
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Important Notations

See website for complete terms and conditions of card usage and application disclosure.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.