Specifics

• Introductory Rate: No Introductory Rate Available
• Applied Towards: None
• APR (Purchases)**: 19.5% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 19.5% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: $59
• Additional Cardholders: n/a
• Grace Period: None
• Minimum Credit Limit: $300
• Maximum Credit Limit: up to $5,000
• Late Payment Fee: $20
• Over-The-Limit Fee: $20
• Cash Advance Fee: 2%, $1 minimum, $20 maximum
• Balance Transfer Fee: n/app

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: n/app (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: n/app

Review

Created for those with no credit history, or past credit problems. Secured card that establishes an interest yielding collateral savings account on behalf of the cardholder. Each deposit is funded by the cardholder and is applied to the credit limit, which can be as much as $5,000. The interest rate is high, even for a secured card, so pay it off each month. $59 annual fee, plus a $99.95 processing fee. No monthly activity fee. If you aren't approved, processing fee is refunded. Allows you to establish a credit history with the three major credit bureaus. Last Modified Date: 9/18/2009 12:00:00 AM

Additional Perks

See website for additional benefits.
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Important Notations

See website for complete terms and conditions of card usage and application disclosure.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.