Specifics

• Introductory Rate: Please refer to online application legal disclosures.
• Applied Towards: See Terms and Conditions
• APR (Purchases)**: 17.99%* The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 19.99%* There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: n/app
• Annual Fee: None
• Additional Cardholders: n/app
• Grace Period: n/a
• Minimum Credit Limit: n/a
• Maximum Credit Limit: up to $100,000
• Late Payment Fee: Please refer to online application legal disclosures.
• Over-The-Limit Fee: Please refer to online application legal disclosures.
• Cash Advance Fee: Please refer to online application legal disclosures.
• Balance Transfer Fee: 1% - Please refer to online application legal disclosures.

Reward Program Details

• Points per Dollar: 1 Point
• Additional Points: None
• Point Details: MBNA will automatically redeem each carbon offset point and use the equivalent funds to acquire carbon offsets on your behalf.
• Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

The Eco-Logique™ MasterCard® Credit Card, issued by MBNA Canada, is an eco-friendly credit card that is only available to Canadian residents. Those who are deeply concerned about the environment will find that the rewards program featured on this card provides a unique way to contribute to carbon offsetting efforts. Carbon offsets are certificates or credits that represent a reduction in greenhouse gas emissions by a company or organization. Cardholders will earn one carbon offset point for every dollar they spend using the card. MBNA Canada will then redeem the points automatically and use the equivalent funds (0.50% of net retail expenses) to acquire carbon offsets on the cardholder's behalf. This card does not require an annual fee. There is a 1.9% introductory AIR on balance transfers and cheque cash advances for the first six months of establishing an account. Rates for purchases, balance transfers, and cash advances are fixed, so cardholders can look forward to stability when using this card. As the environment benefits from carbon offsetting, cardholders can enjoy the additional benefits that come with the card. These benefits include a credit limit that may be as much as $100,000, fraud protection, online account management, and more. Canadian residents who are looking for a convenient way to lend a hand in environmental preservation efforts will find that the Eco-Logique™ MasterCard® Credit Card is equipped to do the job. Last Modified Date: 9/3/2009 12:00:00 AM

Additional Perks

Various online account related services.
Emergency card replacement.
24-hour customer service.
See website for additional benefits.
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Important Notations

*Please refer to online application legal disclosures.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.