Specifics

• Introductory Rate: 9.99% APR During the First 12 Months of Cardmembership on Balance Transfers.
• Applied Towards: Balance Transfers
• APR (Purchases)**: 14.50% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): n/a There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: $450
• Additional Cardholders: $175
• Grace Period: 20 Days
• Minimum Credit Limit: n/a
• Maximum Credit Limit: n/a
• Late Payment Fee: n/a
• Over-The-Limit Fee: $35
• Cash Advance Fee: n/a
• Balance Transfer Fee: n/a

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: n/a (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: n/a

Review

Created for Delta frequent flyers with good credit who want to earn miles. Earn 1 mile per $1 spent. Earn Always Double Miles® for each eligible dollar spent buying at drug stores, grocery stores, gas stations, home improvement and hardware stores, and for certain U.S. postal services. Cardholders can pay for part or all of their flights through the Pay with Miles option. Earn 10,000 Medallion® Qualification Miles (MQMs)after using your card for your first purchase. Earn up to 30,000 MQMs with Built-in Miles Boost(SM) for spending $30,000 in one year. Spend $60,000 in a year, and earn an additional 15,000 MQMs and bonus miles. The MQMs can be used to upgrade to Medallion® status or they can be transferred to friends and family members who have Delta SkyMiles® accounts. Each year, cardholders will receive a free companion certificate for travel in first-class or coach. Benefits include car rental insurance, roadside assistance, and travel accident insurance. APR is above average for a reward card. Annual fee is high-$450 per year. This card will benefit those who pay off their balance each month and spend enough to maximize the benefits of using the card. Last Modified Date: 6/24/2010 12:00:00 AM

Additional Perks

Various Internet related account services.
Purchase protection.
Extended warranty on purchases.
Car rental loss and damage insurance.
Travel accident insurance.
Roadside assistance.
Access to concierge services.
Global Assist® Hotline.
Emergency card replacement.
Online year-end summary.
Purchase return protection.
Fraud protection.
See website for additional benefits.
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Important Notations

See website for complete terms and conditions of card usage and application disclosure.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.