Specifics

• Introductory Rate: No Introductory Rate Available
• Applied Towards: None
• APR (Purchases)**: n/app The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): n/app There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: n/app
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: n/app
• Minimum Credit Limit: n/a
• Maximum Credit Limit: n/a
• Late Payment Fee: n/app
• Over-The-Limit Fee: n/app
• Cash Advance Fee: n/app
• Balance Transfer Fee: n/app

Reward Program Details

• Points per Dollar: 1 Point
• Additional Points: None
• Point Details: Cardholders can redeem points for wireless airtime. 200 points = 1 minute of airtime.
• Expiration: n/a (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: n/a

Review

The Vision Premier(SM) Prepaid Visa® Card is ideal for people who are finding it difficult to obtain a secured or unsecured credit card or who are in need of another option when making purchases. Based on an identification check, applicants can be issued a personalized card. Also, cardholders will have access to a rewards program where they earn rewards at the rate of one point per dollar spent. Points are redeemable for wireless airtime minutes; 200 points = 1 minute of prepaid wireless airtime. As with any prepaid credit card, this one is not without its fees and regulations. To participate, you must pay a weekly fee of up to $0.95 unless you are on direct deposit and the weekly fee is automatically waived, and a one-time activation fee of $9.95 which can be rebated when you sign-up for direct deposit. Additionally, you'll be charged $1.95 for withdrawing cash from ATMs and $0.95 for making purchases using your PIN. Total fees can amount to at least $101.35 your first year. To keep using your prepaid card, you have to keep loading it. Reloads are free using direct deposit or can cost you up to $5 at retail locations. The good news is that Bancorp Bank offers more than 100,000 retail locations where the Vision Premier(SM) Prepaid Visa Card can be reloaded, including Western Union®, PayXone™, ACE Cash Express and MoneyGram®. With the Vision Premier(SM) Prepaid Visa®, cardholders will have access to card benefits that include the added protection of the Visa® Zero Liability policy which makes using the card safer than carrying cash. Cardholders will also have the convenience of online shopping, online bill pay, and around the clock access to millions of ATMs to get cash whenever it's needed. *See terms and conditions for complete details. Last Modified Date: 9/18/2009 12:00:00 AM

Additional Perks

Various Internet account related services.
Free account balance alerts.
Visa® Zero Liability policy.
Free direct deposit.
See website for additional benefits.
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Important Notations

*First year fees total at least $101.35. See website for complete terms and conditions of card usage and application disclosure.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.