Specifics

• Introductory Rate: No Introductory Rate Available
• Applied Towards: None
• APR (Purchases)**: 9.99% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 9.99% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: $50
• Additional Cardholders: $0
• Grace Period: None
• Minimum Credit Limit: $200
• Maximum Credit Limit: up to $5,000
• Late Payment Fee: $32 or $35 on credit limits of $1,000 or more
• Over-The-Limit Fee: $32 or $35 on credit limits of $1,000 or more
• Cash Advance Fee: Greater of $5 or 5%
• Balance Transfer Fee: n/app

Reward Program Details

• Points per Dollar: n/app
• Additional Points: n/app
• Point Details: n/app
• Expiration: n/app (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: n/app

Review

Created for those with poor or limited credit history. The fixed APR is 9.99% for purchases and cash advances, reasonably low for a secured card. Deposit between $200-$5,000. The annual fee is $50. Please note that there is no grace period for purchases, interest is applied immediately to any charges made with the card. Also, the card does not pay interest to the deposit amount. Last Modified Date: 9/18/2009 12:00:00 AM

Additional Perks

See website for additional benefits.
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Important Notations

Credit bureau reporting. See website for complete terms and conditions of card usage and application disclosure.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.